近段时间，许多美国普通民众都在感叹：生活怎么越来越艰难了？ 虽然经济还没到崩溃的地步，但现实压力却与日俱增。求职时要和更多人竞争同一个岗位，超市购物时发现物价明显上涨，月底的信用卡账单总是超出预 算。这些日常生活中的烦恼堆积起来，难免让人心生不满。 究其根源，这些问题的源头可以追溯到特朗普政府发起的贸易战。如今美国的就业市场有多严峻？最新数据显示，今年8月全国仅新增2.2万个工作岗位。 要知道在正常时期，单月新增十万岗位都算平常事。现在这点岗位数量，连求职大军的零头都满足不了。 就业难的同时，生活成本也在攀升。7月份官方公布的消费者物价指数（CPI）同比上涨2.7%，看似涨幅不大，但民众在超市购物时明显感觉钱不值钱了。 日常食品如牛奶、面包的价格悄然上涨，进口商品的价格涨幅更为显著。 零售商们直言不讳地表示，这是由于关税提高导致进口成本增加，不得不将这部分成本转嫁给消费者。更令人担忧的是，调查显示消费者预计未来12个月 通胀率可能升至3.2%。在收入增长缓慢的情况下，许多人开始精打细算，连日常用品都要反复比价。 面对收入不增反降的困境，不少家庭只能依靠信用卡维持生活开支。 这导致美国信用卡债务创下历史新高，更 ...

Core Insights - Warren Buffett emphasizes the importance of avoiding certain financial pitfalls to protect and grow wealth, drawing from his extensive experience and common-sense approach to investing [1][2] Group 1: Financial Pitfalls to Avoid - Getting into credit card debt is labeled as a trap by Buffett, making wealth accumulation nearly impossible due to high interest rates, which can reach 18% or 20% [3] - Buffett warns against not carrying cash, as it can lead to overspending and missing out on better opportunities due to a lack of liquidity awareness [4] - The necessity of researching companies before investing is highlighted, as impulsive decisions based on social media hype can lead to significant losses [6] Group 2: Importance of Liquidity - Buffett maintains a minimum of $20 billion in cash equivalents for Berkshire Hathaway, viewing cash as "dry powder" that allows for patience and quick action when attractive investment opportunities arise [5]