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专家热议数智金融助力高质量发展——清华五道口在第14届广州金交会上成功举办主旨会议
清华金融评论· 2025-06-29 10:35
Core Viewpoint - The conference focused on "New Industries, New Technologies, New Models, New Dynamics - Digital Finance Supporting High-Quality Development," emphasizing the role of digital finance in enhancing economic resilience and innovation [1][4][39]. Group 1: Keynote Speeches - Zhang Wei highlighted that high-quality development is essential for China's modernization, advocating for the integration of technology and finance to reduce costs and enhance financial services [4][3]. - Ouyang Weimin discussed how digital finance has improved the quality of financial services for enterprises, particularly in supporting innovative companies through tailored financial products and services [6][3]. - Wang Zhongmin identified three new modalities in the AI era: open-source models, service-oriented models, and the financialization of AI assets, indicating a transformative shift in the financial landscape [7][3]. Group 2: High-End Dialogue - The dialogue emphasized the synergy between digital finance and industry as a driving force for high-quality development, addressing challenges like data silos and risk-sharing [10]. Group 3: Thematic Presentations - Bei Duoguang stressed the importance of inclusive finance, advocating for a comprehensive service system that supports various financial needs beyond just credit [11][12]. - Bu Xiangrui pointed out the advantages of financial arbitration in resolving disputes efficiently, highlighting the role of the Guangzhou Arbitration Commission in promoting financial market health [14]. - Qiu Yanbing emphasized the need for legislation on stablecoins to enhance the efficiency of the financial ecosystem and reshape international financial dynamics [16]. - Wang Jie connected industrial mergers and acquisitions with development opportunities, stressing the importance of policy support and financial empowerment [18]. - Li Min noted that mergers and acquisitions are crucial for addressing market saturation and achieving financing goals, emphasizing a long-term strategic approach [20]. Group 4: Roundtable Discussion - Gu Yukuang indicated that the success of high-end medical insurance relies on service and operational capabilities, advocating for a robust network of direct payment hospitals [21][23]. - Zhou Qing highlighted the need for product upgrades and innovations in commercial health insurance to meet rising consumer demands and improve coverage [25]. - Zhang Yaohui discussed the role of mutual insurance as a connector between social security and commercial insurance, emphasizing its importance in the evolving healthcare landscape [26][27]. - Yang Liye pointed out the shift in life insurance companies towards health management, advocating for a focus on mid-to-high-end medical services [28]. - Lang Lili emphasized the need for commercial insurance to effectively integrate with social insurance, enhancing the overall healthcare payment system [31].
‌健康险如何破局增长?这场会议将讨论‌
清华金融评论· 2025-06-22 10:34
Core Viewpoint - The rapid aging population and increasing healthcare expenditures have made commercial health insurance a key solution to alleviate the financial burden on both the government and individuals [1]. Industry Challenges - From 2021 to 2023, the average annual growth rate of health insurance in China was only 3.4%, significantly lower than the 6.03% growth rate of life insurance during the same period [2]. - There is a severe product homogeneity issue, creating a sharp contradiction with the layered demand for coverage, such as for pre-existing conditions and high-end medical services [2]. - The development of innovative drugs and medical devices highlights the urgent need for a diversified payment system [2]. - The new national policies emphasize the integration of "medicine + drugs + insurance" and the collaboration between health insurance and the health industry chain, shifting focus from mere claims to comprehensive health management [2]. Solutions for Health Insurance - At a recent seminar, experts discussed the future of commercial health insurance, emphasizing the need for product innovation focused on mid-tier medical services and the segmentation of critical illness insurance to meet diverse customer needs [3]. - There is a call to enhance health management concepts, promote disease prevention, and integrate products with services to improve customer understanding and acceptance [3]. - Underwriting processes should evolve alongside medical technology advancements to enhance risk identification and underwriting capabilities [3]. - The future of commercial health insurance relies on the tight integration of product innovation, service upgrades, and ecological collaboration to address industry challenges and optimize insurance protection [3][4]. Ecological Cooperation - Ecological cooperation is seen as vital for transforming health insurance through precise protection, service integration, and risk collaboration, playing a key role in innovative breakthroughs and collaborative development within the multi-tiered medical security system [5]. - The integration of medical resources and data interfaces is essential to create a "protection + service" solution, enhancing internal service capabilities [5]. Upcoming Events - The 14th China (Guangzhou) International Financial Trading Expo will focus on the deep integration of "medicine + drugs + insurance + data" to address structural supply-demand contradictions in the health insurance sector [6]. - The event will feature discussions on innovative models for collaboration between health insurance and the healthcare industry, exploring the role of data-driven approaches, service integration, and technological innovation in industry transformation [6].
活动报名|“新产业 新技术 新模式 新动能——数智金融助力高质量发展”会议即将开幕
清华金融评论· 2025-06-16 11:17
随着全球化进程的深入和数字经济的蓬勃发展,世界经济格局正经历变革。党的二十届三中全会 提出,要"健全因地制宜发展新质生产力体制机制","催生新产业、新模式、新动能"。当前数字 经济成为推动全球经济转型的核心力量之一,"数字化+智能化"深度融合的数智金融的发展,在 实现普惠金融、提升资金流动效率、促进商业模式创新等方面正发挥着重要的"助推器"作用。 2025年6月27日(星期五) ,清华大学五道口金融学院受邀在第14届中国(广州)国际金融交易·博 览会上举办主旨会议,会议的主题为 "新产业 新技术 新模式 新动能——数智金融助力高质量发 展" ,本次会议由清华大学五道口金融学院主办,北京清控金媒文化科技有限公司和广州金交会 投资管理有限公司具体承办。 报名参会 会议时间 6月27日(星期五) 09:30-16:30 会议地点 广州·中国进出口商品交易会展馆A区二层4.2馆 论坛实行"预先实名登记"和"一人一码"原则,主办方于 6月26日(周四)12:00之前 ,审核报名信 息,审核通过后将发送确认短信, 请凭确认短信中的链接点击获取入场二维码 "一人一码"有序 入场。 请携带身份证原件备查,门票二维码严禁转让或 ...