Group 1 - The core idea of the news is that JD Home Services has launched a "pay after service" model, allowing users to purchase cleaning services for 0 yuan and only pay after the service is completed, addressing the pain points of traditional prepaid service models [1] - The traditional home service industry primarily relies on prepaid service cards, requiring consumers to pay thousands to tens of thousands of yuan upfront, which creates a barrier for new users and raises concerns about service provider reliability [1] - The new model allows users to utilize their funds for other household expenses first, providing more flexible financial management and reducing the pressure on potential consumers to make decisions [1] Group 2 - JD Home Services has initiated a "100 Counties, 100,000 Recruitment Plan" to recruit 100,000 cleaners across 100 cities, aiming to expand its service coverage and enhance the earnings and experience of service providers with an investment of 1 billion yuan [2]

"作为一家快速增长且盈利的初创企业，我们非常感激这笔银团贷款，真正肯定了银行界对我们的信 任和信心，"Atome Financial首席商务官Andy Tan表示。"我们期待汇丰银行和其他合作伙伴继续 支持我们的资金需求，并在新加坡、马来西亚、印尼和菲律宾等市场推出新的创新产品。" "我们很高兴能够牵头并和合作伙伴一起管理这笔银团贷款，从而支持Atome Financial的使命，为 东南亚地区提供负担得起、风险可控的信贷和负责任的融资，"汇丰银行新加坡分行商业银行业务负 责人Priya Kini表示。 Atome Financial在2023财年的营业收入几乎翻倍至1.7亿美元，比上一年的8800万美元有了显著 增长。 2023年处理的商品总值（GMV）接近15亿美元，比前一年增长了40%。得益于收入增长了 130%，Atome的先享后付业务也实现了盈利。 2024年第一季度，Atome Financial首次实现息税折旧及摊销前利润（EBITDA）为正。 本文为IPO早知道原创 作者｜Stone Jin 微信公众号｜ipozaozhidao 据IPO早知道消息，东南亚数字金融服务平台Atome Finan ...