一周新闻速览 监管动态 十部门：深化物流数据在金融行业的应用，优化融资、保险等产品服务 金融监管总局：三季度末保险公司和保险资产管理公司总资产40.4万亿，较年初增长12.5% 金融监管总局：近期将发布新修订的《商业银行并购贷款管理办法》 李云泽会见安达集团董事长兼首席执行官埃文·格林伯格 赵宇龙会见中国汽车维修行业协会会长张延华一行 赵宇龙调研上海两家保险协会 赵宇龙走访太平洋保险集团和友邦人寿 江苏金融监管局：推动搭建保险保障网络护航低空经济发展 青海金融监管局：前九月全省财险业累计开展风险减量服务8360次 公司动态 中国平安：增持中国中车H股5548.21万港元，持股比例升至5.09% 平安资管：增持中国中车H股5622.95万港元，持股比例升至5.18% 长城人寿：增持新天绿色能源773.7万股 中国人寿：累计买入雄安债超325亿、雄安集团债近1亿 中国人寿：与七匹狼等新设私募股权投资基金，出资额16亿 中国人寿：联合菜鸟等设立10亿股权投资基金 中再保险：中再产险40亿资本补充债券发行完毕 富泽人寿：获批保险许可证，注册资本170亿 三峡人寿：拟变更股权，渝富资本无偿划转18.54%股份至重庆发展 ...

Core Insights - The trend of Hong Kong seniors moving to mainland China for retirement is increasing, with nearly 100,000 elderly residents choosing to settle in Guangdong Province, marking a 40.5% increase over the past decade [1][3][5] - The "Guangdong Elderly Care Service Plan" has been established to facilitate cross-border elderly care, providing financial support for Hong Kong seniors in mainland institutions [5][6] - The aging population in Hong Kong, coupled with high living costs and a shortage of local elderly care facilities, drives the demand for cross-border retirement options [3][4][6] Industry Overview - Hong Kong has the highest life expectancy globally, with an average of 85.3 years, yet faces challenges in meeting the retirement needs of its aging population due to limited space and high costs [3][4] - The average waiting time for a bed in local elderly care facilities in Hong Kong is approximately 24 months, with some facilities requiring up to 6 years [4][5] - The "silver economy" in China is projected to grow significantly, with estimates suggesting it could reach 30 trillion yuan by 2035, representing about 10% of GDP [8][9] Market Dynamics - Financial institutions and state-owned enterprises are increasingly entering the cross-border elderly care market, with various companies offering services tailored to the needs of Hong Kong seniors [6][10] - The operational model for elderly care is evolving, with a focus on service quality, personalized care, and community integration to attract and retain clients [6][10] - The introduction of REITs for elderly care facilities is expected to enhance investment opportunities in the sector, although successful issuance has yet to occur in China [11]