习近平总书记强调："要抓住这个时间窗口，巩固拓展优势、破除瓶颈制约、补强短板弱项"。"十五 五"时期是承上启下的关键五年，只有紧紧抓住时间窗口，夯实基础、全面发力，方能持续释放发展活 力、不断厚植发展优势。矛盾贯穿于事物发展的始终。这个"时间窗口"，是量变积累寻求突破、质变得 以发生的临界区域和关键时刻，是巩固提升既有优势的"强化期"，是突破关键核心技术瓶颈的"攻坚 期"，也是补齐发展短板弱项的"提升期"，要求我们在创新最活跃的地方精准落子，在变革最深刻的前 沿主动作为，把发展的"窗口期"转化为赢得未来的"黄金期"，将历史机遇转化为澎湃发展动能。（原载 于《人民日报》2025年12月3日第9版，本文有删节） ...

Group 1 - The core viewpoint emphasizes that China's economic development advantages will become more prominent during the "14th Five-Year Plan" period, aiding in overcoming challenges and seizing opportunities [1] - The "14th Five-Year Plan" period is crucial for achieving the goal of building a modern socialist country by 2035, despite facing complex and uncertain external and internal challenges [1][2] - The overall trend of China's economic situation remains positive, and leveraging various advantages will help overcome difficulties and achieve the goals set for the "14th Five-Year Plan" [1][2] Group 2 - The external environment presents significant challenges, including uncertainties in international trade and potential disruptions from developed countries' policies on high-end technologies [2] - However, the current external uncertainties also create new opportunities, particularly in the context of a new wave of technological revolution and industrial transformation [2] Group 3 - Internally, the "14th Five-Year Plan" period must address issues of unbalanced and insufficient development, which have persisted since the reform and opening-up [3] - Key internal challenges include insufficient effective demand, difficulties in transitioning from old to new growth drivers, and pressures on employment and income growth [3] Group 4 - China's advantages during the "14th Five-Year Plan" include the socialist system's strengths, a large-scale market, a complete industrial system, and abundant talent resources [5][6][7] - The socialist system allows for concentrated efforts on major issues and effective resource allocation, while the large market supports the expansion of emerging industries [5][6] - A complete industrial system enhances resilience against external shocks and supports the development of new industries, while a rich talent pool provides necessary support for high-quality development [6][7] Group 5 - The need for comprehensive reforms to enhance economic dynamism and activate potential is emphasized, focusing on creating a high-level socialist market economy [7] - Establishing a unified national market and improving mechanisms for high-quality economic development are critical for modernizing the industrial system [7][8] Group 6 - Building a supportive innovation system is essential for enhancing the overall effectiveness of the national innovation framework, including reforms in education and technology [8] - The focus is on aligning talent development with industry needs and improving the efficiency of technology transfer and innovation [8]

【纠错】 【责任编辑:吴京泽】 新华社快讯：交通运输部副部长李扬12月23日在国新办举行的新闻发布会上介绍，目前，全国小微 型客车租赁总量约400万辆，仍处于快速发展阶段，预计"十五五"时期，全国短租市场规模年均增长 15%左右。 ...

石泰峰主持开班式，李干杰、李书磊、陈文清、刘金国、王小洪和陈希出席开班式。 蔡奇在讲话中表示，"十四五"时期我国经济社会发展取得重大成就，根本在于习近平总书记领航 掌舵，在于习近平新时代中国特色社会主义思想科学指引。要进一步深刻认识和把握"十五五"时 期是基本实现社会主义现代化夯实基础、全面发力关键时期的基本定位，思考应该做什么、怎么 做，推动经济社会发展各领域协同发力，跑好接力赛"关键一棒"。进一步深刻认识和把握全会 《建议》对"十五五"时期面临形势的基本判断，强化历史主动精神，积极识变应变求变，更好发 挥自身优势，增强发展动能。进一步深刻认识和把握"十五五"时期经济社会发展的指导方针和主 要目标，领会其科学内涵和实践要求，制定好各级各类规划，确保不跑偏、不变调、不走样。进 一步深刻认识和把握"十五五"时期的战略任务和重大举措，理解其政策指向、工作重点、基本要 求，深入思考细化本地区本部门抓落实的着力点和时间表、施工图，增强政策取向一致性和经济 社会发展整体效能。进一步深刻认识和把握坚持和加强党的全面领导是根本保证，保持党的自我 革命永远在路上、全面从严治党永远在路上的坚韧执着，坚持和加强党中央集中统一领导 ...

12月18日，海南自贸港将正式启动全岛封关。 另外，随着房地产政策调整，加之市场下行，大量资金从楼市溢出转向其他市场，过去以房产为主导的 居民资产构成逐步转向多元配置。房产、理财产品等资产的投资收益率大幅降低，让投资者进行其他资 产配置的需求明显上升，权益类资产成为最优选择。 连平还强调，中央将"活跃资本市场"纳入国家政策目标，积极营造更具吸引力的"长钱长投"制度环境， 不断向社会传达稳股市的积极信号，增强了市场预期与投资者信心。此外，伴随我国多层次资本市场制 度逐步完善，投资者合法权益得到有效保护。 在此关键节点，由每日经济新闻与海南国际经济发展局联合主办的"2025第十四届上市公司发展年会暨 海南自贸港开放机遇交流大会"系列活动，于12月11日至13日在海南海口举行。 在12月12日举办的主会场活动上，广开首席产业研究院院长兼首席经济学家连平发表题为《"十五五"时 期：中国资本市场跨入新时代》的主旨演讲。 我国降准降息仍有空间 连平认为，可以从五个维度看我国股票市场跨入新时代。这五个维度主要包括新一轮科技革命引领市场 突破、中美货币政策同步宽松提供良好的货币条件、市场资产配置需求产生重大结构性变化、政策支 ...

12月9日下午，陕西省社会科学院廉政建设研究中心主任、延安精神研究所研究员郭兴全，到庆安 集团有限公司宣讲党的二十届四中全会精神。在庆安集团文体中心多功能厅，公司党员干部、职工代表 280人早早就座。在宣讲过程中，大家认真聆听，不时在笔记本上记录要点。 12月8日下午，党的二十届四中全会精神专家宣讲活动走进陕西省公路局。在省公路局大礼堂，局 机关和省公路应急中心近120名党员干部参加学习，大家全神贯注聆听，认真记录要点。 "'十五五'时期是夯实基础、全面发力的关键时期，必须坚持高质量发展主题，以改革创新为根本 动力，着力破解发展不平衡不充分问题。"省委党校（陕西行政学院）副校（院）长、教授张首魁以 《擘画"十五五"接续推进中国式现代化》为题开展宣讲，从全会基本情况和《建议》稿起草把握的重点 参会人员认为，报告对深刻理解"十五五"时期战略擘画具有重要指导意义，表示要把学习成果转化 为推动交通运输高质量发展的具体行动，为谱写中国式现代化建设的陕西新篇章贡献力量，把宏伟蓝图 变成美好现实。 "宣讲既有理论深度，又贴近工作实际。"省公路局计划统计处处长朱钰表示，"我将立足计划统计 职能，紧扣交通强国战略，聚焦公路基础 ...

Core Insights - The insurance industry is positioned to leverage technology and capital to drive development and expand its role in the economy during the "14th Five-Year Plan" period, focusing on both financial and social attributes [2][3]. Group 1: Strategic Direction - The insurance sector's core value lies in its ability to integrate into national development, supporting the real economy, social governance, and public welfare through specialized capabilities [2]. - The industry must transition from being merely a "risk bearer" to a "value co-creator," extending its risk management approach to encompass proactive measures and precise compensation [3]. Group 2: Key Focus Areas - Financial services should target five key areas: elderly care, green finance, inclusive finance, technology, and digital finance, with a focus on developing commercial pension products and supporting the pension system [4]. - In green finance, the industry should innovate insurance products and investments to support green industries, while in inclusive finance, it should develop low-cost products for underserved groups [4]. Group 3: Social Welfare and Governance - The insurance industry must address the aging population by developing pension products and enhancing the multi-tiered pension system, while also integrating commercial insurance with public health insurance [5]. - The sector should act as a stabilizing force in society, providing capital support for major national strategies and infrastructure projects [5]. Group 4: Risk Management - The insurance industry should engage in building a multi-layered social risk-sharing system, particularly in disaster risk management and public safety, to alleviate government financial burdens [6]. - It is essential to innovate insurance products that enhance risk prevention and emergency response capabilities [6]. Group 5: Supporting Technological Innovation - The insurance sector must create a comprehensive protection system for technology enterprises, addressing risks throughout the R&D, transformation, and industrialization phases [7]. - By leveraging technology and data, the industry can enhance risk management and support the transformation of scientific achievements into productive forces [8]. Group 6: Capital Support for Technology - Insurance funds should be utilized as "patient capital" to meet the capital needs of technology enterprises throughout their lifecycle, including establishing specialized investment funds and participating in venture capital [9]. - The industry should innovate models that combine insurance protection with equity investment to create a positive cycle of risk coverage and capital growth [9]. Group 7: International Expansion - The insurance industry must enhance its cross-border risk protection capabilities to align with national strategies like the Belt and Road Initiative, addressing various international trade risks [10]. - It is crucial to align with international standards in regulatory practices to improve global competitiveness and enhance the industry's international presence [11]. Group 8: Domestic and International Synergy - Strengthening domestic open platforms, such as the Shanghai International Reinsurance Center, will facilitate the dual approach of "bringing in" and "going out," enhancing the overall service level of the insurance industry [12]. - This synergy will not only retain more cross-border premiums domestically but also enable the industry to play a larger role in global financial resource allocation [12].

Core Viewpoint - The article emphasizes the importance of high-quality development and the implementation of the "15th Five-Year Plan" to achieve socialist modernization in China, focusing on improving people's livelihoods and promoting common prosperity [2][3][4]. Group 1: Achievements of the "14th Five-Year Plan" - The "14th Five-Year Plan" has laid a solid foundation for the "15th Five-Year Plan," with significant achievements in economic strength, technological advancement, and overall national power [4][5]. - The average economic growth rate during the first four years of the "14th Five-Year Plan" reached 5.5%, contributing approximately 30% to global economic growth [5]. - The manufacturing sector's added value exceeded 30 trillion yuan, with high-tech manufacturing growing at an annual rate of 9.2% [5]. Group 2: Development Environment for the "15th Five-Year Plan" - The "15th Five-Year Plan" period is characterized by both strategic opportunities and challenges, necessitating a focus on consolidating advantages and addressing weaknesses [6][7]. - China's economic foundation remains strong, with significant market potential and a complete industrial system, although challenges such as unbalanced development and risks in key areas persist [8]. Group 3: Strategic Tasks for the "15th Five-Year Plan" - The article outlines key strategic tasks, including promoting high-quality development, enhancing domestic and international dual circulation, and ensuring the well-being of all citizens [9][10][11]. - Emphasis is placed on building a modern industrial system, fostering innovation, and achieving green transformation in economic development [10][12]. Group 4: Enhancing People's Livelihoods - The article stresses the need to improve and guarantee people's livelihoods, with a focus on employment, income distribution, and social security systems [12]. - It highlights the importance of rural revitalization and regional coordinated development to address disparities between urban and rural areas [12]. Group 5: National Security and Governance - Strengthening national security capabilities and improving public safety governance are critical components of the development strategy [13]. - The article calls for a comprehensive approach to risk management in key sectors, including real estate and local government debt [13].

Group 1: Fiscal Policy Directions - The article emphasizes the importance of expanding domestic demand and supporting the construction of a strong domestic market through increased tax, social security, and transfer payments to boost consumer spending [1][3] - It highlights the need for high-level technological self-reliance and innovation, focusing on strengthening investment in technology and supporting key core technology breakthroughs [1][4] - The article discusses the necessity of optimizing the tax structure and improving the relationship between central and local finances to enhance fiscal sustainability and support local governments [4][5] Group 2: Employment and Social Welfare - The article stresses the priority of employment, supporting enterprises in maintaining and expanding jobs, and addressing structural employment issues [3] - It calls for improvements in education quality and accessibility, as well as strengthening the social safety net for vulnerable populations [3] - The article mentions the importance of enhancing public health services and the capacity of grassroots medical services [3] Group 3: Debt Management - The article outlines the need to prevent and resolve local government debt risks, emphasizing the importance of sustainable fiscal development [4] - It suggests implementing a comprehensive debt management strategy, including the replacement of hidden debts and strict accountability for violations [4][5] - The article proposes optimizing debt replacement methods based on the nature of the projects and their expected returns [5]

中央纪委国家监委网站 郝思斯 福建省柘荣县纪委监委通过常态化开展察访、点题整治、强化大数据监督等方式，坚决清除破坏营商环境 的"四风"问题，以作风持续向好引领营商环境持续向优。图为该县纪检监察干部在县政务服务中心了解相关 情况。 袁镔 摄 党的二十届四中全会审议通过的《中共中央关于制定国民经济和社会发展第十五个五年规划的建议》对锲而 不舍落实中央八项规定精神，推进作风建设常态化长效化作出部署。实现"十五五"时期经济社会发展目标任 务，必须大力弘扬党的优良作风，以优良党风政风凝聚人心、汇聚力量。围绕如何以作风建设新成效开创发 展新局面，记者采访了中央党校（国家行政学院）科研部副主任、教授洪向华。 如何理解作风建设对于干事创业的重要意义？ 回顾党的奋斗历程，我们党团结带领人民取得了革命、建设、改革的伟大成就，很重要的一条就是在长期实 践中培育并坚持了一整套光荣传统和优良作风。从"苏区干部好作风"到"延安作风"，从提出"两个务必"到提 出"执政党的党风问题是有关党的生死存亡的问题"，党的优良作风伴随党的事业发展全过程，既一脉相承又 与时俱进，为党顺利完成不同历史时期的中心任务提供了强大动力。历史深刻昭示我们，抓好作 ...