来源：华夏时报 在北京产权交易所的最新挂牌项目中，一笔涉及险企股权的转让悄然进行。云南冶金集团股份有限公司 （下称"云南冶金"）将其持有的诚泰财险3.18%股权，以1.84亿元的底价公开挂牌，挂牌截止日为2026 年1月28日。 这已是该笔股权第三次被摆上"货架"，前两次分别在2023年11月和2024年10月挂牌，底价从最初的1.56 亿元降至1.25亿元，均以流拍收场。此番再度挂牌，底价不降反升，调高至1.84亿元，在当下冷清的保 险股权交易市场中，显得格外醒目。 首都经贸大学农业保险研究所副所长李文中对《华夏时报》记者表示，云南冶金的清仓退出，是近年来 央企、国企响应"退金令"、回归主业、清理非核心金融资产趋势的一部分。但国有企业还负有国有资产 保值增值的责任，因此其并不能为了退出而对持有的保险公司股权大甩卖。同时，也担心陷入越折价越 无人买的尴尬境地。 三度挂牌退出 云南冶金并非诚泰保险的普通财务投资者。作为成立于1990年的国有大型有色金属企业，中国铝业集团 成员，云南冶金是诚泰保险的发起股东之一，最初持股比例曾达19%。伴随着诚泰财险的数轮增资扩 股，其持股比例被逐步稀释至目前的3.18%，位列第 ...

Core Viewpoint - The "14th Five-Year Plan" period is crucial for the financial industry in China to deepen supply-side structural reforms, return to its roots, and serve the real economy, with the trust industry playing a significant role in supporting the real economy while undergoing transformation pressures [1] Group 1: Business Transformation - The company adheres to the principle of "returning to the source" and has shifted its business model from traditional paths to asset management, asset services, and public welfare, focusing on three main tasks: serving the real economy, preventing financial risks, and deepening financial reforms [2] - By the end of 2025, the company's trust management asset scale is expected to reach 600 billion yuan, with over 120 billion yuan in asset management aligned with transformation directions and 2,400 family service trusts established [2] Group 2: Integration with the Real Economy - The company leverages its unique industry background from COFCO Group to integrate trust services with real industry needs, exemplified by projects like "Sweet Loan" and "Silage Loan" that support agricultural financing [3] - The company has served the real economy with a cumulative scale of nearly 100 billion yuan over five years, enhancing asset liquidity through innovative financial tools and supply chain finance [3] Group 3: Risk Management - The company prioritizes risk management as a lifeline, embedding risk control throughout the business process and evolving its risk management system to be comprehensive and intelligent [4] - The company has maintained a AAA credit rating for three consecutive years, reflecting its strong reputation and effective risk management practices [4] Group 4: Future Competitiveness - The company views technology and talent as dual drivers for long-term development, focusing on digital transformation and creating a robust talent development system [5] - By 2025, the company's digital framework is expected to support the management of assets worth trillions, with a young and professional team driving the transformation [5] Group 5: Social Responsibility - The company actively engages in social contributions through charitable trusts, with a cumulative scale of 170 million yuan during the "14th Five-Year Plan" period, supporting rural revitalization and education [6] - The company emphasizes its commitment to "finance for the people," providing family trusts to protect wealth and promote spiritual inheritance [6]

在保险行业的人才梯队中，总精算师始终占据"金字塔尖"的金领位置。作为保险公司的核心岗位与保险产品的设计师，精算师这一群体正迎来职 业发展的黄金期。12月23日，北京商报记者梳理发现，近两年来，保险行业对精算人才的需求持续释放，不仅多家险企密集启动总精算师招聘， 更有越来越多具备精算背景的人才突破职业边界，从专业岗位走上险企董事长、总经理等"舵手"岗位，成为推动行业发展的重要力量。 总精算师招聘潮起 12月22日，北京商报记者注意到，长江财险近日发布了总精算师及相关部门负责人招聘公告。根据公告，长江财险将公开招聘总精算师一名。 长江财险并非个例。今年9月，渤海财险同样启动了总精算师岗位市场化选聘，要求候选人具备深厚的精算专业能力与管理能力。中石油专属保 险也曾在去年公开招聘总精算师。 综合来看，相较于财务负责人、投资负责人等同级岗位，总精算师岗位对外释放更多，人才缺口也更为明显。业内人士告诉北京商报记者，主要 是因为精算师的专业门槛较高，培养周期长，市场上成熟人才相对稀缺。对外经济贸易大学保险学院院长谢远涛表示，因为人才的稀缺性与极高 的准入门槛，特别是监管角色的法定性与不可替代性，决定了总精算师是法定的关键岗 ...

近年来，信托行业在深度调整中持续面临盈利压力，利润较高峰时期已几度腰斩。不过，今年上半年， 行业营收和利润增速双双回正，被视为"触底反弹"的重要信号。在中国信托业协会专家理事周小明看 来，这可能意味着，信托业围绕"回归本源"的业务调整已初见成效。 【#超2万亿资金投向证券市场#，资管业"老三"触底反弹？】中国信托业协会最新数据显示，截至今年 上半年末，全行业信托资产规模余额首次突破30万亿元，达到32.43万亿元。这也意味着，#信托行业超 越理财市场规模#，跃升至中国资管市场第三位。 ...

Core Viewpoint - The trust industry is focusing on high-quality development during the "14th Five-Year Plan" period, leveraging its institutional advantages to support sectors like advanced manufacturing and technology innovation [2][3]. Group 1: Trust Industry Practices - The trust industry is utilizing its unique advantages such as bankruptcy isolation and direct property registration to support advanced manufacturing and technology innovation [2]. - Three main paths have been established: 1. Equity investment and fund operation, with trust companies setting up private equity and venture capital funds targeting high-end manufacturing and strategic emerging industries [2]. 2. Empowering industrial chains through asset securitization, enhancing liquidity for manufacturing and technology enterprises [2]. 3. Exploring intellectual property trusts to manage and operate patents and trademarks as trust assets, addressing the challenges faced by asset-light tech companies [2]. Group 2: Supporting Key Technologies - Trust companies are innovating in supporting critical technology breakthroughs through: 1. Establishing special trust plans targeting specific "bottleneck" technologies, attracting long-term capital for cutting-edge research [3]. 2. Creating a collaborative model involving scientists, entrepreneurs, and financiers to clarify rights and obligations in technology development [3]. 3. Providing initial R&D loans with the option to convert to equity or profit-sharing upon project success, and exploring partnerships with government risk compensation funds [3]. Group 3: Rural Revitalization - The trust industry is leveraging charitable trusts to support rural revitalization, developing unique service models such as: 1. "Industry empowerment + charitable trust" model to support local agricultural branding and rural tourism infrastructure [4]. 2. "Rural revitalization + talent cultivation" model to fund youth entrepreneurship and vocational training [4]. 3. "Cultural preservation + ecological trust" model for protecting cultural heritage and environmental management in villages [4]. Group 4: Consumer Finance - Trust companies are advised to reposition themselves in consumer finance, focusing on: 1. New consumption areas like green, digital, and health-related services, creating flexible financial products [5]. 2. Collaborating with major dealers in traditional large-scale consumption sectors to provide flexible financing solutions [5]. 3. Addressing the needs of underserved consumer groups, such as migrant workers and graduates, with small, convenient credit support [5]. 4. Developing financial products tailored for rural markets to stimulate consumption [5]. Group 5: Wealth Management and Social Services - The trust industry is seeing significant growth in family trusts and insurance trusts, with total scales exceeding several hundred billion [7]. - Innovative models like prepaid fund management trusts are emerging to enhance social governance, reflecting the trust's social service capabilities [7]. - Future opportunities include: 1. Deeply customized family trusts offering comprehensive solutions for wealth transfer and family governance [8]. 2. Making family and insurance trusts more accessible to middle-class families [8]. 3. Safeguarding consumer rights through independent management of prepaid funds in various sectors [8]. 4. Establishing trusts for vulnerable groups to ensure long-term support for their needs [8].