Ermotti在周三的电视采访中证实，瑞银已对部分客户作出赔偿。 他特别强调："此事仅涉及特定地区不足200名客户以及少数客户顾问"。同时指出"我们有超过3000名客 户在严格定义的资产配置和风险承受框架内使用这些产品"。 瑞士零售投资者协会SASV表示，涉事的区间目标收益远期合约(RTPF)属于复杂外汇衍生品，缺乏经验 的投资者难以理解其风险机制。该协会解释称，当汇率维持在预设区间内时，投资者可获得定期收益; 但一旦突破该区间，将面临重大亏损风险。 瑞银首席财务官Todd Tuckner周三在分析师电话会议上说明，部分瑞士客户"持有的产品超出了标准资 产配置框架或其个人风险承受能力"，其亏损"主要源于4月份美国关税政策引发的市场波动"。 智通财经APP获悉，瑞银集团(UBS.US)首席执行官Sergio Ermotti在一次采访中回应了公司客户在复杂外 汇衍生品上的巨额亏损问题，称这一事件并未暴露出这家瑞士银行存在更深层次的问题。 周三，Ermotti在接受采访当被问及此事时表示，"这一事件并未表明瑞银在治理或适当性控制方面存在 问题"。相反，他解释称，衍生品亏损是"客户未能正确使用产品所导致的不幸结果"。 ...

【环球网财经综合报道】据Financial Times等外媒报道，瑞银集团已通知其客户经理，暂停向多数客户 推销名为"区间目标利润远期合约"（RTPF）的复杂外汇衍生品。这一决定源于美国政府4月初宣布的高 额关税政策引发美元大幅波动，导致众多瑞银客户投资的RTPF产品遭受亏损。 RTPF是一种专为高净值客户设计的高风险结构性外汇产品。其运作机制是：客户与银行约定，在美元 兑瑞郎汇率保持在特定区间时，以固定利率进行货币兑换；若汇率突破该区间，合同仍强制生效。这意 味着客户可能被迫以极端不利的汇率持续换汇，导致损失。 为应对这一局面，瑞银已采取多项措施：停止向多数客户推销该产品、向100多位客户支付"善意补偿 金"、启动内部审查程序、加强员工风险评估培训，并对至少6位客户经理的销售行为展开调查。此外， 瑞银还从今年初开始陆续联系受影响客户。 值得注意的是，RTPF产品本应仅面向专业投资者销售，在英国、西班牙及多个亚洲市场都受到严格监 管。然而，部分瑞银客户缺乏相关风险认知，甚至有用抵押房产资金进行投资的案例。一位客户透露， 其客户经理近期态度明显转变，不再主动推销这类产品，且未携带任何宣传资料，仅进行口头说明。 ...

Core Viewpoint - UBS has requested its employees to reduce the sales of complex foreign exchange derivatives, specifically the Range Target Profit Forward (RTPF) contracts, due to significant losses incurred by clients following the announcement of high tariffs by Trump, which caused substantial fluctuations in the US dollar [1][2]. Group 1: Product Overview - RTPF is a structured foreign exchange product designed for high-net-worth clients, where clients agree to exchange currencies at a fixed rate as long as the exchange rate remains within a specified range. If the rate moves outside this range, clients may face substantial losses [2]. - The product is inherently high-risk and should only be sold to professional investors. However, some clients, lacking the necessary expertise, have invested using collateral from their properties, exposing them to significant risks [2]. Group 2: Company Response - Following the losses, UBS has halted the promotion of RTPF to most clients and has compensated over 100 clients to mitigate reputational damage. The company has also initiated an internal review and risk assessment training, scrutinizing the sales practices of at least six client managers [3]. - Although UBS continues to sell RTPF products, the scale of sales has been significantly reduced, and there is now a stricter review process for product suitability [2][3].