本报（chinatimes.net.cn）记者卢梦雪 北京报道 经过长达7个多月的市场化公开选聘，珠海华润银行（下称"华润银行"）宣布聘任袁志忠担任行长。 目前，袁志忠的行长任职资格尚待监管核准，暂代为履行行长职责，其将接棒升任董事长的钱曦，成为 华润银行近年来第二位通过市场化选聘上任的行长。 华润银行当前资产规模已超4500亿元，但近年来经营压力显著，面临息差收窄、业绩下滑的困境。2025 年半年报显示，华润银行上半年营收同比下滑8.55%，净利润同比缩水25.80%。 作为中国银行的一名老将，袁志忠此前深耕广东本土，也有跨境金融服务方面的经验。其上任后，如何 破局华润银行的业绩困境，值得期待。 中行老将获聘新行长 值得一提的是，华润银行现任董事长钱曦同样通过市场化选聘渠道加入该行。2013年，时任招商银行高 管的钱曦通过公开选聘出任华润银行行长，履职仅一年后即升任董事长。袁志忠此次接任，正是填补钱 曦晋升后留下的职位空缺。 华润银行成立于1996年12月，2010年1月华润集团和珠海市政府对珠海市商业银行成功实施战略重组并 完成更名。截至2024年末，华润股份有限公司持股比例49.77%，为该行第一大股东 ...

Core Viewpoint - The restructuring of the brokerage industry is accelerating, with leading firms leveraging resource advantages while local brokerages like Guosheng Securities seek to break through and transform amidst challenges [2][3]. Company Development - Guosheng Securities, once in a development crisis, is now exploring a path to recovery through policy support and resource restructuring [3]. - The company has undergone significant changes, including being taken over by the China Securities Regulatory Commission (CSRC) in 2020 due to governance issues, and later being acquired by Jiangxi State-owned Assets [4][17]. - In February 2024, the CSRC approved the merger of Guosheng Securities into its parent company, Guosheng Financial Holdings, leading to the establishment of "New Guosheng Securities," which will become Jiangxi's first listed brokerage [20][22]. Management Changes - Recent management changes signal a transformation within "New Guosheng Securities," with the resignation of the general manager and the appointment of a new candidate, Zhao Jingliang, who meets the company's requirements [5][9][10]. Financial Performance - Guosheng Financial Holdings reported a revenue of 2.007 billion yuan in 2024, a year-on-year increase of 7.11%, and a net profit of 167 million yuan, marking a turnaround from previous losses [26]. - In the first half of 2025, the company achieved a revenue of 1.136 billion yuan, a 32.1% increase year-on-year, with a net profit of 209 million yuan, reflecting a significant growth of 369.91% [26]. - Guosheng Securities reported a revenue of 1.082 billion yuan in the first half of 2025, a 32.51% increase year-on-year, and a net profit of 243 million yuan, up 109.92% [27]. Business Structure and Challenges - Despite improved financial performance, Guosheng Securities faces challenges with an imbalanced business structure, where brokerage services account for nearly 60% of total revenue [30]. - The company has a high regional concentration, with approximately 70% of its revenue generated from Jiangxi province, indicating a need for diversification [35]. - The self-operated business segment has underperformed, with a revenue decline of 24.39% in the first half of 2025, highlighting the need for better risk management strategies [32][35].

Group 1 - In the first half of 2025, 14 city commercial banks experienced executive changes, with a total of 26 executives being replaced, indicating a trend of frequent leadership turnover in the industry [2][3] - The age distribution of the new executives shows that those born in the 1970s make up approximately 63%, while those born in the 1980s account for about 14%, reflecting a trend towards a younger leadership team [3][4] - The selection methods for new executives have diversified, with market-based recruitment becoming an important channel for attracting talent, alongside traditional internal promotions and cross-institution transfers [7][8] Group 2 - The youngest new executive is Peng Jing'en, appointed as Chief Risk Officer of Changsha Bank at the age of 42, highlighting the trend of younger leaders in city commercial banks [3][4] - Analysts believe that younger executives are more open to new ideas and can drive digital transformation and business innovation, although they may face challenges in resource coordination [5][6] - The trend of market-based recruitment has been observed in several city commercial banks, such as Dalian Bank and Zhengzhou Bank, which have publicly selected executives from outside the organization [7][8] Group 3 - City commercial banks are facing challenges in a competitive environment, with pressures from larger state-owned banks and innovative private financial institutions, prompting a need for leadership adjustments to seek new growth drivers [9] - The unique role of city commercial banks in supporting local economies and their need to transition from homogeneous competition to distinctive strategies is emphasized [9][10] - The integration of technology and innovation is crucial for the future development of city commercial banks, with a focus on enhancing service models and risk management capabilities [10][11]