越来越多城市的老房子，要"强制体检"了。最近，郑州拟对房龄达30年及以上的住宅开展首检；宁波将 房屋体检项目增加至50余项……房屋体检试点工作正在全国范围稳步推进。 推行房屋体检是应对城镇住宅"老龄化"的必然选择。机构数据显示，截至2024年，我国房龄超30年的建 筑占比达35%，预计到2040年前后将升至近80%。大量住宅集中进入设计使用年限中后期，材料老化、 维护不足与过往标准偏低等问题交织，安全隐患日益凸显。建立预防性体检制度，如同为房屋系上"安 全绳"，是从源头管控风险、保障人民生命财产安全的务实举措。 可持续的资金保障是关键。目前，各地已探索形成多元路径。部分城市由政府公共账户承担基本费用； 一些地区明确由房屋安全责任人承担，财政予以奖补；还有地区正探索引入市场机制，推动形成多方共 担的长效保障模式。未来，需在资金来源法定化、使用程序规范化上进一步突破，确保房屋体检拥有稳 定可持续的资金供给。 房屋体检，检的是当下之患，谋的是长远之安。推动其从试点示范转变为标准清晰、资金稳定、覆盖全 面的长期制度安排，是开展房屋体检工作的初衷。各地应结合实际，借鉴试点经验，稳步推动制度走向 成熟，筑牢长期安全宜居的 ...

Group 1 - A fire incident occurred in multiple residential buildings at Hong Kong's Hong Fu Court, resulting in significant casualties [1] - The owners' corporation discussed and approved the continuation of insurance coverage with China Taiping Insurance (Hong Kong) Co., Ltd. for the period from January 1, 2025, to December 31, 2026 [1][2] - The insurance plan includes property insurance for buildings and common areas, public liability insurance, cash insurance, and collective personal accident insurance [2] Group 2 - The property insurance for buildings and common areas has a coverage amount of HKD 2 billion, with a premium of HKD 240,240 for two years [2][4] - Public liability insurance covers third-party personal injury with a limit of HKD 10 million per event, costing HKD 20,020 for two years, and third-party liability with a limit of HKD 200 million per event, costing HKD 70,000 for two years [2][4] - The total premium for all four types of insurance amounts to HKD 337,737.4 for two years [3][4]

Home prices have risen quite a bit over the past few years, so it's critical to prepare financially if you’re planning to buy a home soon. You should have a good idea of what you can afford each month, as well as what mortgage payment you might face at various price points. This will help you steer your home search toward the best options for your budget. To help you get started, here’s what you can expect to pay on a home priced around $400,000. Learn more: What is the monthly mortgage payment on $400, ...