越来越多城市的老房子，要"强制体检"了。最近，郑州拟对房龄达30年及以上的住宅开展首检；宁波将 房屋体检项目增加至50余项……房屋体检试点工作正在全国范围稳步推进。 推行房屋体检是应对城镇住宅"老龄化"的必然选择。机构数据显示，截至2024年，我国房龄超30年的建 筑占比达35%，预计到2040年前后将升至近80%。大量住宅集中进入设计使用年限中后期，材料老化、 维护不足与过往标准偏低等问题交织，安全隐患日益凸显。建立预防性体检制度，如同为房屋系上"安 全绳"，是从源头管控风险、保障人民生命财产安全的务实举措。 可持续的资金保障是关键。目前，各地已探索形成多元路径。部分城市由政府公共账户承担基本费用； 一些地区明确由房屋安全责任人承担，财政予以奖补；还有地区正探索引入市场机制，推动形成多方共 担的长效保障模式。未来，需在资金来源法定化、使用程序规范化上进一步突破，确保房屋体检拥有稳 定可持续的资金供给。 房屋体检，检的是当下之患，谋的是长远之安。推动其从试点示范转变为标准清晰、资金稳定、覆盖全 面的长期制度安排，是开展房屋体检工作的初衷。各地应结合实际，借鉴试点经验，稳步推动制度走向 成熟，筑牢长期安全宜居的 ...

Core Viewpoint - The recent initiative by Zhengzhou's housing authority to mandate inspections for residential buildings over 30 years old signals a growing recognition of the aging housing crisis in China, with government support for inspection costs [1][2]. Group 1: Policy Implementation - Zhengzhou's housing authority has proposed a draft requiring buildings aged 30 years or older to undergo inspections, with costs covered by the government [1]. - Other cities, such as Changsha and Wuhan, are also implementing similar inspection guidelines, indicating a nationwide focus on building safety [3]. - The inspections will vary in frequency based on the age and type of the building, with specific guidelines established for different categories [3]. Group 2: Aging Housing Crisis - Approximately 20% of urban housing in China was over 30 years old by the end of 2022, and this figure is expected to rise to nearly 80% by 2040 [5]. - Many older residential buildings face significant maintenance issues, including deteriorating facades, aging pipelines, and frequent elevator failures, exacerbated by insufficient maintenance funds [5]. - The early maintenance fund contributions were low, and inflation has eroded their value, leading to a critical shortage of funds for necessary repairs [5]. Group 3: Future Initiatives - The Ministry of Housing and Urban-Rural Development is piloting housing inspection and pension systems in 22 major cities, which includes a public account funded by government subsidies [6]. - The concept of a housing pension system has gained attention, aiming to provide financial support for the maintenance of aging buildings [6][7]. - The expectation is that the implementation of housing inspections, pensions, and insurance will provide hope for residents in aging communities and alleviate concerns for new homeowners [7].

Core Viewpoint - The implementation of housing inspection systems is being advanced in multiple cities, including Zhengzhou, Dongguan, Wuhan, and Changsha, with a focus on ensuring the safety and longevity of older residential buildings [1][2][3] Group 1: Housing Inspection Implementation - Zhengzhou has released a draft notification outlining a pilot program for housing safety management, which includes a funding system, inspection system, and insurance system [1] - The initial inspections will target urban residential buildings aged 30 years and older, covering critical components such as foundations, structural integrity, and essential facilities [1][2] - Inspection results will categorize buildings as "pass," "basic pass," or "fail," with failed buildings requiring immediate safety measures [1] Group 2: Technical Guidelines and Frequency - Similar to Zhengzhou, many cities are focusing on buildings over 30 years old for inspections, with specific guidelines for different building types [2] - For example, in Changsha, buildings over 25 years old must undergo inspections at varying frequencies, depending on their use and condition [2] - Wuhan has established detailed technical guidelines for inspections, ensuring accurate data collection and comprehensive management throughout a building's lifecycle [2] Group 3: Funding Mechanisms - Funding for inspections is primarily the responsibility of the building safety owners, while public funds or insurance responsibilities cover multi-owner residential buildings [3] - Zhengzhou's funding model includes a 50% subsidy for residential inspections from public accounts, while non-residential inspections are fully funded by the safety owners [3] - The introduction of "insurance + service" mechanisms is encouraged to provide risk prevention services for insured buildings [3] Group 4: Industry Implications - The housing inspection initiative is seen as a critical step in the transition to a stock market era in real estate, with urban renewal becoming a key growth driver [4] - Inspections can help identify safety risks and micro-renovation needs, facilitating more informed urban renewal decisions [4] - The establishment of public funding accounts for inspections may accelerate the development of financial support mechanisms in the real estate sector [4]