长沙晚报6月6日讯（全媒体记者 吴鑫矾 陈星源）"长沙银行今年已给我们提供超1000万元的科技型贷 款，利率相比市场主流水平更优惠！"6月6日，在宁乡市基金"宁"来演专场活动（星城投融荟）暨长沙 银行千企万户大走访·宁乡专场现场，湖南凯之成智能装备有限公司（以下简称"凯之成"）相关负责人 进行了分享，他们是今年初落户宁乡的科创企业，仅用3个多月便实现全球首台套光伏清洁机器人和全 国首台套光伏铺装机器人量产，这样令人刮目相看的速度背后，是政企银多方联动的结果。 记者发现，当天活动吸引了100余家企业参加，不少企业和凯之成一样，有科技型企业的优势，也面临 着资金压力等"成长的烦恼"。他们来到现场，就是想通过这场政银企深度联动的活动，找到定制化融资 方案，推动技术、资本与产业实现高效融合，从而激活企业发展的高效引擎。 这样的精准服务正在批量复制。活动现场，长沙银行推出覆盖企业全生命周期的"金融大礼包"："企业 快贷"为线上免抵押产品，额度最高500万元（专精特新企业可达1000万元），自动审批、随借随还，精 准响应中小微企业"短平快"的资金需求；轻资产科技型企业则更适配"科e快贷"，信用额度最高可达 1000万元； ...

经历一个月的报送征集，金鼎奖·金融助力消费优秀案例征集活动也将迎来尾声。距离活动结束倒计时 仅剩3天，欢迎各单位继续踊跃报送！ 一、征集范围与类别 征集对象：银行机构、保险机构、消费金融公司、支付机构等 征集类别： 1）消费场景创新类 2）支付便利化类 案例方向：App支付优化、跨境支付服务、数字人民币应用等 参考案例：A银行数字人民币"智能合约"支付系统、C险企实现车险理赔"秒级到账"支付服务 3）消费信贷创新类 案例方向：个人消费贷款产品（新市民安居贷/绿色家电贷）、保险金融融合产品、信用卡权益活动等 参考案例：E险企"新能源汽车贷保一体化"方案（车贷+保险+充电补贴） 4）政银企联动类 案例方向：联合政府、企业开展消费券发放、惠民促销活动等 参考案例：A机构联合总工会"百万补贴加油"、B机构助力老字号消费 案例方向：线上线下融合场景（如智慧菜场、商圈数字化）、信用卡分期场景（如家电、汽车分期）、 文旅消费生态圈等 参考案例：A机构打造"智慧菜场生态圈" 5）绿色消费促进类 案例方向：绿色金融支持低碳消费、循环经济项目等 参考案例：H银行"个人碳账户+绿色积分"双驱动体系 6）其他 案例方向：不在以上范围 ...

Core Viewpoint - Financial institutions are increasingly focusing on the consumer sector through diversified methods such as consumer credit, payment settlement, scenario finance, and digital services, providing crucial support for consumer upgrades, relief for small and micro enterprises, and rural revitalization [1][2]. Group 1: Collection Scope and Categories - The collection targets include banks, insurance institutions, consumer finance companies, and payment institutions [1]. - Categories for case collection include: 1. **Consumer Scenario Innovation**: Focus on online-offline integrated scenarios, credit card installment scenarios, and cultural tourism consumption ecosystems [1]. 2. **Payment Facilitation**: Emphasizes app payment optimization, cross-border payment services, and digital RMB applications [2]. 3. **Consumer Credit Innovation**: Involves personal consumer loan products, insurance-financial integration products, and credit card benefits activities [1][2]. 4. **Government-Bank-Enterprise Collaboration**: Joint efforts in issuing consumption vouchers and promotional activities [2]. 5. **Green Consumption Promotion**: Support for low-carbon consumption and circular economy projects through green finance [2]. 6. **Others**: Other typical cases that do not fall into the above categories [2]. Group 2: Evaluation Criteria - The evaluation criteria include: - **Innovation**: Assessment of whether the model breaks traditional boundaries and introduces new technologies or scenarios [2]. - **Comprehensive Effectiveness**: Evaluation of tangible consumer promotion effects, such as increased consumer satisfaction and industry reputation [2]. - **Sustainability**: Consideration of the replicability of the model and its long-term social benefits [2]. - **Risk Control**: Compliance of financial services and the completeness of risk control mechanisms [3]. Group 3: Activity Process - The case collection period is from now until May 30, 2025 [3]. - Submission requirements include a detailed case background, innovation points, implementation results, and social impact analysis, with a word count between 1,000 and 3,000 [3]. - Expert evaluation will weigh innovation (30%), comprehensive effectiveness (30%), replicability (20%), and social impact (20%) [3]. - Award-winning cases will be publicized across various media platforms, with early registrants receiving priority for showcase opportunities [3].

Core Viewpoint - Financial institutions are increasingly focusing on the consumer sector through diversified means such as consumer credit, payment settlement, scenario finance, and digital services, providing crucial support for consumer upgrades, relief for small and micro enterprises, and rural revitalization [1] Group 1: Collection Scope and Categories - Target participants include banks, insurance institutions, consumer finance companies, and payment institutions [2] - Categories for case collection include: 1. **Consumer Scenario Innovation**: Focus on online-offline integrated scenarios, credit card installment scenarios, and cultural tourism consumption ecosystems [2] 2. **Payment Facilitation**: Emphasizing app payment optimization, cross-border payment services, and digital RMB applications [2] 3. **Consumer Credit Innovation**: Covering personal consumer loan products and insurance-financial integration products [2] 4. **Government-Bank-Enterprise Collaboration**: Joint initiatives for issuing consumption vouchers and promotional activities [2] 5. **Green Consumption Promotion**: Financial support for low-carbon consumption and circular economy projects [2] 6. **Others**: Other typical cases that do not fall into the above categories [2] Group 2: Evaluation Criteria and Process - Evaluation criteria include: - **Innovation**: Whether the model breaks traditional boundaries and introduces new technologies or scenarios [3] - **Comprehensive Effectiveness**: Observable effects on consumer promotion, such as increased consumer satisfaction [3] - **Sustainability**: Replicability of the model and long-term social benefits [3] - The case collection period is from now until May 30, 2025, with submissions sent to a specified email [3] - The evaluation process includes expert reviews based on innovation, effectiveness, replicability, and social impact [3]