记者10月28日从美团获悉，公司骑手养老保险补贴正式覆盖全国。这一进展也比美团此前公布的上线日 期提前了两个月。这由此成为行业首个面向全部骑手开放的社保补贴方案。 美团官微显示，从11月开始，所有类型的骑手可在骑手App、当地社保咨询点查阅细则。 目前美团已初步建成覆盖全部骑手的多层次福利保障网。其中，基础保障包括养老保险补贴、"骑手工 伤险"、意外伤害险、特殊天气补贴等；进阶保障包括覆盖骑手和家人的大病关怀保障、子女教育基金 等；同时，还提供工作餐、体检、女性关怀、家庭旅行、职业培训等工作福利。 美团方面表示，上述保障福利均最大程度面向全国全行业全部类型骑手开放，总覆盖预计将超过数百万 人。 美团骑手保障组负责人介绍，目前已就骑手保障议题，在各地召开骑手、专家恳谈会超过500次，收集 了上万条建议并逐条改进。 今年2月以来，在各地人社部门支持和指导下，美团骑手社保补贴城市推广团队在社保中心、工会驿 站、骑手站点、街头咨询服务点等线下场所开展超过一万场答疑活动，为骑手提供政策解读、操作指 引。 此前，多地人社部门为骑手开设了专用服务通道，方便骑手在跑单之余前往办理参保缴费事宜。如试点 城市中，泉州市人社部门开 ...

Core Points - Meituan has announced the nationwide implementation of a pension insurance subsidy for delivery riders, marking the first social security subsidy plan open to all riders in the industry [1] - The launch date has been advanced by two months, with details available on the rider app and local social security consultation points starting in November [1] - The company has established a multi-tiered welfare protection network for all riders, including basic and advanced protections, as well as various work benefits [1][6] Summary by Category Welfare Protection - The basic protection includes pension insurance subsidies, work injury insurance, accidental injury insurance, and special weather subsidies [1] - Advanced protections cover serious illness care for riders and their families, as well as children's education funds [1] - Additional work benefits include meal provisions, health check-ups, women's care, family trips, and vocational training [1][6] Implementation and Outreach - Meituan has conducted over 500 discussions with riders and experts to gather feedback and improve the welfare program [1] - Since February, the company has organized over 10,000 Q&A sessions in collaboration with local human resources departments to provide policy explanations and operational guidance [1][3] Financial Impact - As of September, Meituan has paid over 2 billion yuan in insurance premiums, covering 13 million riders [3] - Riders can receive monthly subsidies of approximately 400 yuan, equating to an annual benefit of over 5,000 yuan, which significantly alleviates financial pressure [4][6]