2025年"十一"假期，入境游持续火热。免签政策、退税便利加上以支付宝为代表的便捷移动支付服务， 越来越多外国游客开启了中国游，进一步助推假日 消费活力。 外国游客在中国日渐适应移动支付，掏出手机"扫一下"或者"碰一下"付款都很熟练。今年国庆假期前5天，全球入境游客用支付宝消费金额相比去年同期增 长近 40%，而且，外国朋友使用"支付宝碰一下"消费金额更是同比增长500%。来自欧洲的留学生凯辰 （Jacek Wojtowicz）分享道，"支付宝不仅仅可以扫一 下支付，还可以碰一下支付，我想怎么付就怎么付，amazing！" 来华扫货"买买买"已然成为跨境旅行新潮流。支付宝平台数据显示，这个假期，餐饮、旅游、线下零售、交通出行是入境游客热门消费的行业。其中，入境 购物热度攀升，入境游客用支付宝在零售品牌支付的金额较去年同期增长超200%。 通过支付宝支付数据还发现，今年"十一"，国际游客来华最爱用手机"买买买"的城市前10名分别是广州、上海、深圳、北京、金华、珠海、佛山、杭州、苏 州、东莞，这些境外游客的热门打卡目的地中，广州入境游客的支付宝消费金额较去年同比涨了70%。国际友人在城市漫步中，沉浸式体验当代中国 ...

潮新闻客户端 记者 张云山 2025年"十一"假期，入境游持续火热。免签政策、退税便利加上以支付宝为代表的便捷移动支付服务，越来越多外国游客开启了中国游，进一步助推假日消 费活力。 来自欧洲的留学生凯辰 （Jacek Wojtowicz）发现，"支付宝不仅仅可以扫一下支付，还可以碰一下支付，amazing！" "买买买"已然成为跨境旅行新潮流。支付宝平台数据显示，这个假期，餐饮、旅游、线下零售、交通出行是入境游客热门消费的行业。其中，入境购物热度 攀升，入境游客用支付宝在零售品牌支付的金额较去年同期增长超200%。 通过支付宝支付数据还发现，今年"十一"，国际游客来华最爱用手机"买买买"的城市前10名分别是广州、上海、深圳、北京、金华、珠海、佛山、杭州、苏 州、东莞，这些境外游客的热门打卡目的地中，广州入境游客的支付宝消费金额较去年同比涨了70%。 外国游客扫支付宝付款码，购买中国丝绸制品带回家（受访者供图） 外国游客在中国日渐适应移动支付，掏出手机"扫一下"或者"碰一下"付款都很熟练。 今年国庆假期前5天，全球入境游客用支付宝消费金额相比去年同期增长近 40%，而且，外国朋友使用"支付宝碰一下"消费金额更是 ...

而从2024年开始，具备NFC的手机、智能座舱、智能眼镜以及AI智能体逐渐成熟，服务入口也随之发生 转移。此时，"碰一下""看一下"以及"AI支付"的出现契合了时代的需求，也将助推AI产业生态繁荣。 据悉，"碰一下"是支付宝在条码支付的基础上利用NFC（近场通信）技术推出的创新支付体验，解锁手 机碰一下收款设备即可完成支付。简化的支付方式尤其适合老年人、视障人群以及入境外国游客，最近 4个月又新增1亿用户总量已超2亿，呈现加速发展的态势。 而"看一下"是支付宝为智能眼镜等设备推出的新服务，用户戴着眼镜对着二维码或碰一下设备，口头说 支付金额经确认即可，解决了双手不便使用手机时的支付需求。 新浪科技讯 9月16日下午消息，在第十四届"中国支付清算论坛"上，蚂蚁集团CEO韩歆毅回顾支付宝过 去20多年的发展历程，表示面向AI时代中国移动支付正迈入新一轮创新周期。他总结认为科技发展、 守正创新、监管赋能是支付发展的动力之源。面向未来，他表示蚂蚁集团将持续围绕创新互联，共创支 付新体验、共享互联新生态，更好地服务实体经济实现高质量发展。 韩歆毅表示，不断出现的新硬件拓展了新用户场景，用户需求的实现门槛在不断降低。在此 ...

在"支付宝碰一下"成为创新入口的背后，有着自主可控的中国制造作支撑，并由新入口推动了国内消费 生活场景的持续迭代，三者相互激发，成为支付宝再造一个新入口的具象内涵，也催生了更强的内生性 创新发展动力。 公司方面，据中证报表示，A股相关概念股主要有拉卡拉 、新大陆等。 据中证报报道，近日，支付宝公布了"碰一下"最新数据：用户规模已突破2亿，获得1亿新用户的速度快 了一倍，刷新互联网产品增速新纪录；可使用"碰一下"的场景已超1000个，近1亿人已使用多项"碰一 下"服务，"碰一下"成为平台服务新入口。 中证报指出，支付宝"碰一下"通过技术创新与场景拓展，重新定义了支付体验，其便捷性、安全性及生 态扩展能力使其成为移动支付领域的又一里程碑。随着"碰一下"模式的爆火，"支付宝碰一下"已然形成 了一条涵盖软件开发、硬件制造、手机厂商、服务商、品牌商家、行业场景的完整生态链条。 *免责声明：文章内容仅供参考，不构成投资建议 *风险提示：股市有风险，入市需谨慎 ...

Core Viewpoint - Leading payment institutions Alipay and WeChat Pay are actively exploring innovative payment products in the mobile payment sector, focusing on biometric identification technology to enhance payment experiences [1][2]. Group 1: Innovations in Payment Technology - WeChat Pay has introduced iris XR technology, combining high-security iris recognition with extended reality (XR) devices for seamless and secure identity verification and payment services in mixed reality environments [1]. - Alipay has partnered with Rokid to launch smart glasses payment, allowing users to complete payments directly through smart glasses, enhancing convenience in situations where using a mobile phone is impractical [1]. Group 2: Market Trends and User Adoption - Alipay's "Tap to Pay" feature, launched last year, has rapidly gained popularity, with over 100 million users and deployment in more than 400 cities across China [2]. - The competitive landscape among payment institutions is intensifying, prompting companies to innovate in wearable and contactless payment solutions to capture new market segments [2]. Group 3: Policy and Industry Implications - The Chinese government is encouraging payment institutions to transition towards functionality, security, and inclusivity, as outlined in the March 2024 policy document aimed at optimizing payment services [2]. - Innovations in mobile payment products are seen as a means to enhance financial service quality, improve accessibility for special groups, and support the global competitiveness of China's mobile payment technology [3].

Core Insights - The implementation of the 240-hour visa-free transit policy has significantly boosted foreign tourist spending in China, with a notable increase in the use of mobile payment services like Alipay [1][2] - During the first three days of the May Day holiday, foreign tourists using Alipay spent 180% more compared to the previous year, with a nearly 50% increase in spending from users of the 240-hour visa-free countries compared to April [1][2] Group 1 - The "Buy Now, Refund Later" tax refund convenience has enhanced the shopping experience for foreign tourists, leading to a surge in consumption [1] - Various Chinese manufactured products, including cultural souvenirs, clothing, and electronics, have become popular among foreign visitors, particularly in markets like Yiwu and Shenzhen [1] - Alipay's new service, "Alipay Tap," has made shopping easier for foreign customers, reflecting the rapid innovation in China's mobile payment landscape [1] Group 2 - Major cities such as Shanghai, Beijing, and Guangzhou have emerged as the top destinations for foreign tourists using the "Tap" payment method during the May Day holiday [2] - Alipay's "Travel China Service Plan" aims to enhance the overall experience for inbound tourists, facilitating shopping, dining, and tax refund processes [2] - The "Tap" payment method has been widely adopted in over 400 cities across China, indicating a strong trend towards mobile payment solutions among international visitors [2]

一个月后的 7 月 8 日，这项服务在全国 6 个城市正式上线，并凭借便捷新奇的体验迅速风靡。 2025 年 4 月 24 日，杭州，支付宝公布了"碰一下"最新数据：仅用 321 天就实现了用户破亿，创下中国移动支付普及速度新纪录——远超扫码支 付的 30 个月和刷脸支付的 15 个月。并且，与传统 NFC 支付不同，"碰一下"的应用已突破了支付范畴，延伸至点餐、开门、骑行等超 300 个细 分场景。 编者按： 在扫码支付日益普及的今天，"支付宝碰一下"的诞生不是偶然，它得益于中国 86% 的移动支付覆盖率和手机 NFC 功能的普及。中国移动 支付行业的新故事正在徐徐展开，这场从芯片到场景的全产业链共振，也将给中国数字经济带来新活力。 2024 年 6 月 7 日，上海，"支付宝碰一下"诞生了第一笔交易。 "碰一下"的爆发并不是偶然。中国移动支付 86% 的高渗透率，叠加市面主流手机 NFC 功能的普及等，为其顺势而生铺平了道路。 "碰一下"的创新并非单点创新，这背后，产业链的核心成员，以支付宝、蓝思科技、复旦微电子、奥比中光、商米等为代表的"中国新一代支付军 团"正悄然崛起，成为推动"碰一下"规模化落地和新 ...

Group 1 - The core idea of the news is the rapid adoption and expansion of Alipay's "Tap to Pay" feature, which has reached over 100 million users in less than a year, with a significant portion being young people under 30 [1] - "Tap to Pay" has been integrated into over 400 cities and more than 10 million merchants, extending its application from payment to various scenarios such as dining, door access, cycling, and hotel check-ins, covering around 300 different use cases [1] - The acceptance rate of mobile payment innovations is accelerating, with "Tap to Pay" achieving 1 million users in just 321 days, compared to 30 months for QR code payments and 15 months for facial recognition payments [1] Group 2 - Ant Group's CEO announced plans to accelerate technological and product innovations for "Tap to Pay," aiming to enhance user experience and expand application scenarios, with a commitment of 10 billion yuan in resources to support the ecosystem [1] - The NFC chip, developed in collaboration with Fudan Microelectronics, is the core component of the "Tap to Pay" device, with the first batch of over 10 million orders expected to be produced in the second half of the year [2] - A new chip for applications beyond payment is also in development, with anticipated orders expected to exceed 100 million [2]