流行明星卷入其中，再度为被推向公众视野的比特币笼上了一层投机色彩。近日，周杰伦在海外社交媒 体Instagram上公开喊话多年好友、魔术师蔡威泽，"再不出现，你就完了"的表述让大众对两人的关系猜 测不断。此后蔡威泽在社交平台作出简单回应，但并未表明消失原因。 据张文介绍，熟人代投的主要模式包括账户设置交易权限、直接提供账户给对方使用以及直接向对方提 供资金等。其中，账户设置交易权限是指在本人账户中为操盘手进行操作授权，操盘手可对账户中的虚 拟货币开展交易操作，但无法提币。后两类方式则是更为直接的代投操盘。 "我是直接获得资金，代投的基石就是彼此间的信任度，拿到资金后我的操作自由度更高，只需要给对 方展示结果即可。如果对方不放心，一切的交易记录在平台也都能查到。"张文指出。 这类委托熟人代为炒币的行为，一定程度上解决了部分用户"想要炒币却又看不懂行情"的难题。在市场 传闻中，周杰伦正是通过转账方式交付资金，由蔡威泽以个人名义在虚拟货币交易所开设账户后代为操 作。 尽管寻人与回应之间，两人并未在公开场合提及具体的矛盾，但市场却嗅到了更多不一样的味道。事件 纠纷的起点，疑似比特币投资——早前周杰伦委托蔡威泽代为操盘 ...

美国政府最近收走了150亿美元的比特币，这笔钱不是谁的闲钱，是不少中国老百姓省下饭钱、压岁钱、养老钱投进去的，他们听人说炒币能发财，把所有 积蓄都押上，结果钱没了，连个响儿都没听到。 美国把钱没收了，说是打犯罪，其实把麻烦丢给受害者，他们不会主动找中国用户，也不会赔钱，因为在他们法律里，这些比特币算赃款，不是合法财产， 你就算买了好几年，有转账记录，只要源头有问题，你就别想拿回来。 中国这边，监管早就提醒过虚拟货币有风险，可不少人压根没当回事，觉得别人都在赚钱，自己不跟就亏了，等风一停，才发觉自己站在悬崖边上，现在想 讨个说法，找谁都没用，平台跑了，警察管不了，法院不接，最后只能认了。 这些比特币是从一个叫Bitfinex的平台被偷走的，那平台早年遭过黑客攻击，钱转出去后一直没找回来，美国司法部说他们盯上了几个嫌疑人，最后把钱给 冻住了，可问题是，这些钱到底该归谁，受害的投资者里大部分是中国用户，他们没收到任何通知，也没人告诉他们钱到底去了哪儿。 有人问，美国凭什么管中国人的钱，因为比特币是全球流通的虚拟货币，不靠银行，也不靠国家撑腰，只要账户在境外，或者交易路过美国控制的节点，美 国就能插手，这也不是第一次 ...

Core Viewpoint - The A-share market is experiencing a positive trend with increased investor enthusiasm, leading to daily trading volumes exceeding 2 trillion yuan, but this has also heightened trading risks [1] Group 1: Bank Announcements - Several banks have reiterated that credit card funds are prohibited from entering the stock market, emphasizing compliance with regulatory requirements [1][3] - In mid-August, Shaanxi Rural Credit Union clarified that credit card funds cannot be used for investment purposes, including stocks, funds, futures, and virtual currencies, warning of potential transaction failures for violations [3] - Following Shaanxi Rural Credit Union's announcement, multiple rural commercial banks in Shaanxi and Yunnan issued similar statements regarding the prohibition of credit card overdrafts for investment-related transactions [3] Group 2: Regulatory and Risk Management - Analysts indicate that the current market recovery has led some credit card holders to attempt cash advances for stock market investments, posing risks of financial misallocation [4] - Regulatory bodies have long prohibited the use of credit funds for non-consumption purposes, and recent bank announcements serve as a reminder of these regulations amid rising market sentiment [4] - Violating these regulations can lead to various consequences for individuals, including transaction failures, account restrictions, and potential negative impacts on credit ratings [4] Group 3: Preventive Measures - Banks are encouraged to implement stricter customer qualification reviews during the credit card application process and utilize big data and AI for real-time transaction monitoring [5] - The inclusion of new prohibited categories, such as virtual currencies and investment-type precious metals, reflects the need for banks to adapt their risk management strategies to market changes [5] - Strengthening multi-dimensional risk control systems and enhancing customer education on the proper use of credit card funds are recommended to prevent misuse [5]