智通财经APP注意到，距离美国中期选举还有九个月，华尔街已开始预演 11 月投票前的各种交易情 景。目前最受关注的是美国消费者，至少从最新的情绪调查来看，他们的情况并不乐观。 投资者正在紧盯那些能从特朗普政府降低生活成本的努力中获益的交易。这包括：随着某些税制改革和 其他生活成本政策的实施，需求可能增加的新型金融公司；以及如果抵押贷款利率下降，景气度将回升 的住房建筑商。 美国总统特朗普已经通过下令购买抵押贷款支持证券(MBS)，试图压低住房借贷成本。共和党目前在众 议院仅维持微弱多数优势，投资者预计他们将倾向于支持解决通胀威胁的立法。 特朗普新交易表现优异 这就是为什么花旗推出了被佩蒂特称为"战术性"的交易一篮子股票，重点关注活跃于中低收入消费者金 融领域的金融科技公司，如 Klarna(KLAR.US)、Block(XYZ.US)和 Intuit (INTU.US)。例如，该群体可能 会受到使消费者更容易获得信贷的政策的提振。 花旗瞄准金融科技领域之际，世界大企业联合会的数据显示，消费者信心降至 2014 年以来的最低水 平。这在华尔街的部分角落引发了警报，担忧支出可能开始萎靡，尽管几个月来情绪调查一直疲 ...

白宫新闻秘书莱维特表示，特朗普将于明天前往艾奥瓦州得梅因发表讲话，重点关注负担能力和经济问 题。 她补充说，特朗普将参观一家当地企业并会见议员。 责任编辑：李桐 她补充说，特朗普将参观一家当地企业并会见议员。 责任编辑：李桐 白宫新闻秘书莱维特表示，特朗普将于明天前往艾奥瓦州得梅因发表讲话，重点关注负担能力和经济问 题。 ...

Group 1 - The term "affordability" has gained prominence in the U.S. as many Americans express dissatisfaction with rising living costs, including housing, groceries, and childcare, which are pushing them out of their communities [1][2] - The competitive election campaigns across the U.S. have made "affordability" a central issue, with notable political shifts, such as the election of a self-identified democratic socialist as mayor of New York City [1][2] - A new trend of "escaping to the Midwest" is emerging, as individuals from high-cost coastal cities seek more affordable living conditions in the Midwest [1][4] Group 2 - The Midwest, defined by Bank of America, includes states like Indiana, Iowa, and Michigan, and has the lowest median home prices in the U.S., with a median price of $319,400 compared to the national average of $409,200 [4] - The Midwest has historically had lower living costs, and recent data shows that wage growth in the region has been more stable and robust compared to other areas, leading to increased consumer spending on non-essential items [5] - For example, in Wisconsin, certain areas have seen a population growth of 3% from 2019 to 2024, which is higher than the state average of 2%, indicating a positive economic trend despite lower housing prices [5] Group 3 - Many individuals who previously lived in high-cost areas are returning to their hometowns in the Midwest, finding significantly lower housing costs and living expenses [6][7] - For instance, a couple moved from Los Angeles to Wisconsin, purchasing a larger home for $360,000, which is more than double the size of their previous home sold for a higher price [6] - However, rising competition for homes in the Midwest is driving up prices, creating concerns for local residents about affordability and economic balance [7] Group 4 - Recent comments from political figures, including former President Trump, highlight the ongoing debate about economic performance and affordability, with claims of addressing the affordability crisis and reducing prices [8] - The disconnect between political rhetoric and the lived experiences of ordinary Americans is evident, as many feel that their financial situations have not improved despite claims of economic prosperity [8]

Group 1 - The core viewpoint is that despite a prolonged government shutdown, the U.S. is expected to achieve a 3% real GDP growth this year, reflecting optimism from the White House regarding the economic outlook [1][2] - The holiday shopping season is reported to be "very strong," indicating better-than-expected economic conditions [1] - The consumer confidence index from the University of Michigan for December is at 53.3, which is a 28% decline compared to the same period last year, highlighting a disparity between economic growth and consumer sentiment [1][3] Group 2 - The U.S. economy has shown resilience with several quarters achieving 4% GDP growth, and the Atlanta Federal Reserve's latest forecast indicates a 3.5% annualized GDP growth for the third quarter [2] - Consumer spending, which accounts for nearly 70% of U.S. GDP, remains low despite the economic growth, as indicated by the consumer confidence index [3] - Recent inflation data shows a 3% year-over-year increase in consumer prices, with household food costs rising by 3.1%, further impacting consumer sentiment [3][4] Group 3 - Treasury Secretary Becerra attributes consumer concerns about affordability to media reports and emphasizes that the government is addressing inflation issues left by the previous administration [4] - Becerra expresses confidence that the U.S. will "move towards prosperity" in the coming year, despite current challenges [4]