金融科技赋能实体经济
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平台精准赋能 破解涉农进出口企业融资难
Jin Rong Shi Bao· 2026-01-29 05:07
跨境金融服务平台的建设、推广和应用,是金融科技赋能实体经济发展、支持乡村振兴的成功实践。下 一步,国家外汇管理局松原市分局将继续深化跨境金融服务平台在辖内的推广应用,持续聚焦农副产品 出口等特色领域,引导金融活水更精准、更高效地注入实体经济。 跨境金融服务平台的应用,有效改变了传统模式下企业"跑断腿"、银行"审核慢"的困境,实现了贸易融 资下信贷审批与放款流程的重塑。 本地某农副产品出口企业在银行的推介下开通了跨境金融服务平台,通过银企融资对接场景线上提交了 融资申请。银行借助平台的信息枢纽和数据共享功能,快速、全面地掌握了该企业的信用状况与真实经 营信息,显著提升了客户画像与风险评估效率,实现了从授信申请到审批放款的全流程提速。在国家外 汇管理局松原市分局的指导下,该企业基于跨境金融服务平台分别向两家银行在线申请并成功获批1800 万元授信额度。资金的及时到位保障了企业在粮食收购关键时期现金流充裕,助力企业快速把握市场窗 口期。 立足优化跨境服务 降低企业融资成本 为持续提升辖内跨境金融服务水平,国家外汇管理局松原市分局多次联合相关部门组织开展政策宣讲 会、银企对接座谈会和工作推进会等活动,不断分析、探索各 ...
合规为本创新领航:解码OSL集团的全球化数字金融实践
Zheng Quan Shi Bao Wang· 2026-01-12 02:05
Core Insights - The article highlights the rapid transformation of the modern financial system driven by digital technology, with OSL Group being recognized in KPMG's "2025 China Fintech Double 50 List" for its compliance and innovation in the digital asset space [1] Group 1: Compliance as a Competitive Advantage - OSL Group emphasizes compliance as a core competitive advantage, establishing a strong global compliance framework that adheres to local regulatory requirements across over 10 countries and regions [2] - The company has obtained more than 50 licenses and registrations globally, showcasing its commitment to building a trustworthy financial infrastructure [2] Group 2: Enhancing Cross-Border Payment Efficiency - OSL Group is addressing key pain points in cross-border payments by integrating blockchain, big data, and artificial intelligence to optimize payment processes, reducing settlement times and costs [3] - The company is innovating in asset tokenization, converting real-world assets into highly liquid digital certificates, thereby enhancing the quality and efficiency of financial services [3] Group 3: Long-Term Value Creation - OSL Group's CFO expressed that the recognition from KPMG reflects the company's balanced focus on compliance and innovation, aiming to empower the real economy through advanced digital asset payment solutions [4] - The company is committed to creating long-term value in the global digital finance landscape by adhering to a dual principle of technology-driven and secure compliance [4]
远景未来:以金融科技赋能实业的生态化挑战与前景
Cai Fu Zai Xian· 2025-12-06 07:47
Core Insights - The article emphasizes the complexity of business models in financial markets, suggesting that categorizing companies under simple labels may overlook their multifaceted nature [1] Strategic Overview - The development trajectory of the company shows an extension from financial services to real industries, with business areas expanding from cross-border mergers and global asset management to technology incubation and international trade, culminating in specific consumer brands [2] - The launch of the tea brand "Yuanming Future" in 2025, alongside an earlier wine brand, forms part of the company's "real industry matrix," indicating an effort to create a closed-loop system where financial services identify value and allocate resources, while real industries generate actual profits [2] Founder’s Perspective - The founder, Wang Guiyun, emphasizes social responsibility, talent development, and global cooperation, portraying entrepreneurs as key drivers of social progress rather than mere economic participants [4] - His commitment to supporting AI technology transformation through a public welfare fund and enhancing the global perspective of youth reflects a long-term focus on social value over short-term financial returns [4] Profitability Narrative - The company outlines a diversified revenue model, with potential income sources including trading commissions from the global futures market, operational profits from real brands, and fees from cross-border settlements and technology services [5] - However, the ambitious ecological layout presents significant management challenges and execution risks, particularly regarding the long cultivation cycles of real industries and the competitive landscape [5] Ecosystem Approach - The company aims to differentiate itself from simple "funding schemes" by building a complex ecosystem that integrates finance, technology, real industries, and public welfare, representing a transformation effort within the financial market [7] - The success of this model will depend on the genuine effectiveness of strategic implementation, absolute compliance in operations, and rigorous market scrutiny over time [7]
兴业银行个人涉外结算便利化项目助力个人跨境金融服务新飞跃
Jiang Nan Shi Bao· 2025-06-11 07:14
Core Viewpoint - The launch of the personal foreign exchange settlement facilitation project by Industrial Bank marks a significant advancement in the bank's personal foreign exchange service, enhancing customer experience and operational efficiency through technological and business innovations [1][2]. Group 1: Project Overview - The personal foreign exchange settlement facilitation project has been fully implemented, optimizing service processes and improving efficiency in personal foreign exchange business [1]. - The project responds to the growing demand for foreign exchange services in cross-border trade, study abroad, and tourism as China's openness continues to expand [1]. Group 2: Business Innovations - The project introduces a new trade transaction channel for market procurement, allowing customers to make remittances via corporate online banking, resulting in instant crediting and resolving previous issues of cumbersome processes and slow transactions [2]. - It expands personal foreign exchange services, enabling domestic individuals to initiate small cash foreign exchange transactions at counters, ensuring compliance while enriching service scenarios [2]. - The cross-border investment quota application process has been simplified, allowing online submission of documents and intelligent review, further enhancing service efficiency [2]. - Customers can now view and print electronic versions of foreign currency carrying certificates through mobile banking, significantly improving user experience [2]. Group 3: Technological Advancements - The project aims for a "secure, agile, and efficient" system, achieving architecture upgrades and performance enhancements, including a new architecture that supports high concurrency and increases peak processing capacity by 300% [2]. - Disaster recovery construction has been completed, enhancing the 24/7 business continuity assurance capability [2]. - Data standardization and user experience improvements have been achieved, enhancing data collection quality [2]. Group 4: Future Directions - The company plans to further implement national directives on high-level financial openness, focusing on compliance and efficiency in personal foreign exchange services, and enhancing cross-border settlement scenarios and international business experiences [3].
中国企业财务管理协会名誉会长李永延一行莅临深度数科集团调研座
Sou Hu Cai Jing· 2025-06-03 03:30
Group 1 - The visit by the China Enterprise Financial Management Association to Deep Technology Group highlighted the importance of digital technology application and platform construction in the financial sector [1][3] - The discussions focused on topics such as supply chain financial innovation, intelligent platform development, and the empowerment of the real economy through financial technology [1][3] - The Chairman of Deep Technology Group shared insights on the company's core sectors, strategic planning, and operational development, praising the association's role in promoting intelligent development in China [3] Group 2 - The association's honorary chairman expressed high expectations for deepening cooperation and praised the strategic model of Deep Technology Group, which focuses on integrated development [3] - The association's vice president shared insights on the exploration and practice of promoting intelligent development, emphasizing the need for member sharing, case presentations, and channel cooperation [3] - The exchange underscored the willingness of both parties to enhance communication and collaboration, aiming to establish a long-term cooperation mechanism to support the development of millions of small and micro enterprises [3]