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远景未来:以金融科技赋能实业的生态化挑战与前景
Cai Fu Zai Xian· 2025-12-06 07:47
战略图谱:从资本配置到产业运营 在金融市场,简单的标签化判断往往掩盖了商业模式的复杂性。将远景未来直接归类为某种特定模式或 许有失偏颇,将其置于"金融科技赋能实体经济"的宏观叙事下观察,可能获得更立体的认知。 远景未来的发展轨迹呈现出从金融服务向实体产业延伸的脉络。根据公开报道,其业务范围已从早期的 跨境并购、全球资产管理,扩展至科技孵化、国际贸易,并最终落地到具体消费品牌。2025年,旗下茶 叶品牌"远茗未来"的推出,与早前的葡萄酒品牌共同构成了其"实体产业矩阵"。这一系列动作为我们解 读其商业模式提供了关键线索:它试图搭建一个闭环,让金融业务成为发现价值和配置资源的工具,而 实体产业则成为承载价值和创造真实利润的载体。 针对最核心的"如何盈利"问题,远景未来对外描绘了多元化的收益图景。据其披露,收益来源可能包 括:全球期货市场的交易佣金、实体品牌的运营利润、跨境结算与技术服务费等。冷思考:生态布局下 的风险与挑战 当然,宏大的生态布局也意味着巨大的管理挑战和执行力考验。实体产业的培育周期长、竞争激烈,能 否真正形成稳定盈利并反哺金融业务,存在不确定性。其宣称的庞大资产管理规模(AUM)和全球办事处 网络, ...
兴业银行个人涉外结算便利化项目助力个人跨境金融服务新飞跃
Jiang Nan Shi Bao· 2025-06-11 07:14
Core Viewpoint - The launch of the personal foreign exchange settlement facilitation project by Industrial Bank marks a significant advancement in the bank's personal foreign exchange service, enhancing customer experience and operational efficiency through technological and business innovations [1][2]. Group 1: Project Overview - The personal foreign exchange settlement facilitation project has been fully implemented, optimizing service processes and improving efficiency in personal foreign exchange business [1]. - The project responds to the growing demand for foreign exchange services in cross-border trade, study abroad, and tourism as China's openness continues to expand [1]. Group 2: Business Innovations - The project introduces a new trade transaction channel for market procurement, allowing customers to make remittances via corporate online banking, resulting in instant crediting and resolving previous issues of cumbersome processes and slow transactions [2]. - It expands personal foreign exchange services, enabling domestic individuals to initiate small cash foreign exchange transactions at counters, ensuring compliance while enriching service scenarios [2]. - The cross-border investment quota application process has been simplified, allowing online submission of documents and intelligent review, further enhancing service efficiency [2]. - Customers can now view and print electronic versions of foreign currency carrying certificates through mobile banking, significantly improving user experience [2]. Group 3: Technological Advancements - The project aims for a "secure, agile, and efficient" system, achieving architecture upgrades and performance enhancements, including a new architecture that supports high concurrency and increases peak processing capacity by 300% [2]. - Disaster recovery construction has been completed, enhancing the 24/7 business continuity assurance capability [2]. - Data standardization and user experience improvements have been achieved, enhancing data collection quality [2]. Group 4: Future Directions - The company plans to further implement national directives on high-level financial openness, focusing on compliance and efficiency in personal foreign exchange services, and enhancing cross-border settlement scenarios and international business experiences [3].
中国企业财务管理协会名誉会长李永延一行莅临深度数科集团调研座
Sou Hu Cai Jing· 2025-06-03 03:30
Group 1 - The visit by the China Enterprise Financial Management Association to Deep Technology Group highlighted the importance of digital technology application and platform construction in the financial sector [1][3] - The discussions focused on topics such as supply chain financial innovation, intelligent platform development, and the empowerment of the real economy through financial technology [1][3] - The Chairman of Deep Technology Group shared insights on the company's core sectors, strategic planning, and operational development, praising the association's role in promoting intelligent development in China [3] Group 2 - The association's honorary chairman expressed high expectations for deepening cooperation and praised the strategic model of Deep Technology Group, which focuses on integrated development [3] - The association's vice president shared insights on the exploration and practice of promoting intelligent development, emphasizing the need for member sharing, case presentations, and channel cooperation [3] - The exchange underscored the willingness of both parties to enhance communication and collaboration, aiming to establish a long-term cooperation mechanism to support the development of millions of small and micro enterprises [3]