由三亚市人民政府主办，《财经》杂志、财经网、《财经智库》、三亚中央商务区管理局、三亚经济研 究院承办的"三亚·财经国际论坛暨第五届三亚财富管理大会"12月27日在海南三亚举行，主题为"海南自 贸港未来定位及三亚新机遇"。 12月27日，香港银行学会原副会长陈林龙在大会上表示，构建金融聚集区需依靠金融设施、资本、人 力、机制、政策及产业"六大支柱"的协同支撑，并可积极借鉴香港、迪拜、新加坡等国际成熟经验以加 快步伐。 我们海南三亚要构建聚集区，怎么样把大家引过来？我提出了一个想法叫做"六大支柱"。一是金融设施 的支柱。三亚在这方面也有一定的基础，但如果我们要构建一个现代化的聚集区，需要有比较好的设 施。需要有数据中心，用来存储数据资产；还要有灾备中心（BCP）。第三方面，就是在合规方面，反 洗钱系统。第四方面，金融机构做业务需要有征信系统，全球三大征信系统。 所以基础设施里面还有一点就是中介机构。中国香港的中介机构比较发达。香港会计师有五万多人，律 师1.4万人，这是一个比较强大的群体。海南岛我查了一下，会计师只有一千多人左右。 他谈到，三亚构建金融聚集区首先需夯实金融基础设施支柱，包括数据中心、灾备中心、反洗 ...

白光昭指出，金融聚集区的发展遵循经济发展中的聚集效应规律，能够通过信息、人才、资源的汇聚，有效降低成本 并激发化学反应，实现1+1大于2的聚集效果。对于三亚这类城市，吸引大型法人金融机构总部落户难度较大，但可以 考虑将 "家族事务所" 这类机构聚集起来。 由三亚市人民政府主办，《财经》杂志、财经网、《财经智库》、三亚中央商务区管理局、三亚经济研究院承办 的"三亚•财经国际论坛暨第五届三亚财富管理大会"12月27日在海南三亚举行，主题为"海南自贸港未来定位及三亚新 机遇"。 12月27日，青岛大学正校级干部、青岛财富管理研究院名誉院长白光昭在"三亚·财经国际论坛暨第五届三亚财富管理 大会"上表示："海南自贸港在金融财富管理方面可以学习借鉴香港的经验，同时也可以参考青岛建设全国唯一的财富 管理金融综合改革试验区的实践经验。 他认为，"家族事务所"应区别于传统"家族办公室"的概念，其服务范围应超越单一的金融服务，全面覆盖富裕人士及 中产阶级在财富保值增值之外的健康、旅游、法律、教育、移民等多方面的"家族事务"需求。而这一模式的核心在于 构建一个"家族事务所产业园"，集聚金融理财、法律咨询、健康服务、教育留学、移民服 ...

Core Viewpoint - The forum emphasizes the development of financial hubs as areas that aggregate financial entities and play a pivotal role in capital flow, asset allocation, investment decision-making, and risk management [1][6]. Group 1: Financial Hub Development - Financial hubs are characterized as "financial platform + financial individuals" in the intelligent era, leading to a multi-polar, globalized, and technology-driven financial system [3][7]. - The evolution of financial hubs has transitioned from agricultural and industrial eras to a focus on technology in the intelligent era, where technology centers may become financial centers [6][9]. Group 2: Strategies for Hangzhou - To establish Hangzhou as a "financial platform + financial talent" hub, four strategies are proposed: 1. Focus on strengths by leveraging advantages in digital, platform, and private sectors to explore leading financial tools and products [4][10]. 2. Collaborate with existing trading venues in nearby cities like Shanghai and Shenzhen to compensate for trading center shortcomings [4][10]. 3. Build financial technology infrastructure to attract major financial resources and innovate financial systems [4][10]. 4. Create a conducive environment for financial development by fostering a stable, trustworthy business climate and a culture that embraces failure [4][10]. Group 3: Economic and Financial Interdependence - The relationship between economic and financial development is highlighted, indicating that as economies develop, financial systems also advance, and vice versa [5][11]. - The intelligent era is marked by both aggregation and dispersion in financial activities, necessitating a balanced approach to financial center spatial layout by the government [5][12].

Core Insights - The forum emphasizes the development of financial hubs as areas that aggregate financial entities and play a pivotal role in capital flow, asset allocation, investment decision-making, and risk management [1][4] - The intelligent era will lead to a multi-polar, globalized, and technology-driven financial system, where each financial district possesses global functions [5][6] Financial Hub Development - The concept of a financial hub is evolving into a "financial platform + financial talent" model, highlighting the importance of both digital infrastructure and skilled professionals in the financial sector [2][8] - The development of financial hubs should focus on leveraging existing strengths, addressing weaknesses through collaboration, and establishing robust financial technology infrastructure [2][9] Trends in Financial Development - Financial hubs are experiencing a shift from concentrated aggregation to a model that allows for both gathering and dispersing resources, reflecting the dynamics of economic and financial development [3][10] - The relationship between economic development and financial advancement is reciprocal, with each influencing the other in a cycle of growth and resource allocation [3][10] Recommendations for Hangzhou - To transform Hangzhou into a "financial platform + financial talent" hub, it is recommended to enhance existing advantages, collaborate with nearby trading centers, and build financial technology infrastructure [2][9] - The city should create a conducive environment for financial development, focusing on commercial stability, a culture that tolerates failure, and high-quality living conditions to attract and nurture financial talent [2][9]