由三亚市人民政府主办，《财经》杂志、财经网、《财经智库》、三亚中央商务区管理局、三亚经济研 究院承办的"三亚·财经国际论坛暨第五届三亚财富管理大会"12月27日在海南三亚举行，主题为"海南自 贸港未来定位及三亚新机遇"。 12月27日，香港银行学会原副会长陈林龙在大会上表示，构建金融聚集区需依靠金融设施、资本、人 力、机制、政策及产业"六大支柱"的协同支撑，并可积极借鉴香港、迪拜、新加坡等国际成熟经验以加 快步伐。 我们海南三亚要构建聚集区，怎么样把大家引过来？我提出了一个想法叫做"六大支柱"。一是金融设施 的支柱。三亚在这方面也有一定的基础，但如果我们要构建一个现代化的聚集区，需要有比较好的设 施。需要有数据中心，用来存储数据资产；还要有灾备中心（BCP）。第三方面，就是在合规方面，反 洗钱系统。第四方面，金融机构做业务需要有征信系统，全球三大征信系统。 所以基础设施里面还有一点就是中介机构。中国香港的中介机构比较发达。香港会计师有五万多人，律 师1.4万人，这是一个比较强大的群体。海南岛我查了一下，会计师只有一千多人左右。 他谈到，三亚构建金融聚集区首先需夯实金融基础设施支柱，包括数据中心、灾备中心、反洗 ...

Core Viewpoint - The article discusses the implications of the Hainan Free Trade Port's full closure operation, emphasizing the opportunities and changes it brings to businesses and residents in Hainan, particularly through tax incentives and simplified regulations [5][6]. Group 1: Concept of "Border Control" - The term "Hainan closure" does not imply isolation but rather a new concept of "domestic border control," allowing free movement of people while regulating goods [8][10]. - Visitors to Hainan will no longer need special permits, as they can enter with just an ID card, while enjoying duty-free shopping similar to airport duty-free stores [10][11]. Group 2: Taxation Changes - The shift from a "positive list" to a "negative list" for tax exemptions means that only specified goods will incur tariffs, increasing the proportion of duty-free items from 21% to 74% [18]. - The introduction of a new sales tax system simplifies the tax process for businesses, reducing costs and potentially lowering retail prices [25][28]. Group 3: Business Opportunities - Hainan's manufacturing sector can benefit from lower costs due to the elimination of tariffs on imported materials, provided that the value-added processing exceeds 30% [21][23]. - The two 15% tax rates for corporate and personal income taxes are designed to attract high-end talent and businesses to Hainan, making it an appealing destination for investment [39][41]. Group 4: Consumer Impact - Residents and tourists in Hainan will experience an increase in available duty-free products, enhancing their shopping experience without the need to travel abroad [32][34]. - The new EF account system will facilitate faster cross-border transactions, benefiting businesses engaged in international trade [36].