A股市场正以惊人的速度狂奔，交易量屡创新高，投资者的热情被彻底点燃。 屏幕上的数字跳动之间，财富机遇转瞬即逝——快一秒，可能就是成交与错过行情的天壤之别。当市场 狂欢之时，券商系统却正经历一场无声的"压力测试"：每秒数百万笔委托如潮水般涌来，传统架构频频 告急，延迟、卡顿，甚至宕机，成为阻碍投资者抓住行情时机的"隐形天花板"。 然而，在这场技术与人气的赛跑中，有人已经悄然领先。国泰海通（601211）与华为联手，亮出新一代 自主创新核心交易系统，把交易速度较传统依赖海外IOEC架构的集中式交易系统整整提升了90倍。 当股市迎来强势周期，技术不再是辅助工具，而是决胜关键。这场由国泰海通与华为共同引领的"金融 基建革命"，不仅是一场技术升级，更是一场体验革命——它正在悄然改变每一个人的投资体验。 01 从"毫秒"到"微秒"：交易体验实现质的飞跃 在智能终端普及和5G网络高速发展的今天，超过80%的证券交易通过手机完成。用户轻触屏幕，实时 查看行情、随时下单交易，已成为日常。然而，在这"体验为王"的时代背后，是对底层IT系统前所未有 的性能要求。 传统证券交易系统大多基于集中式架构，依赖小型机、商用数据库和集中存储 ...

然而，在这场技术与人气的赛跑中，有人已经悄然领先。国泰海通与华为联手，亮出新一代自主创新核心交易系统，把交易速度较传统依赖海外 IOEC架构的集中式交易系统整整提升了90倍。 A股市场正以惊人的速度狂奔，交易量屡创新高，投资者的热情被彻底点燃。 当股市迎来强势周期，技术不再是辅助工具，而是决胜关键。这场由国泰海通与华为共同引领的"金融基建革命"，不仅是一场技术升级，更是一场体 验革命——它正在悄然改变每一个人的投资体验。 01 从"毫秒"到"微秒"：交易体验实现质的飞跃 屏幕上的数字跳动之间，财富机遇转瞬即逝——快一秒，可能就是成交与错过行情的天壤之别。当市场狂欢之时，券商系统却正经历一场无声的"压 力测试"：每秒数百万笔委托如潮水般涌来，传统架构频频告急，延迟、卡顿，甚至宕机，成为阻碍投资者抓住行情时机的"隐形天花板"。 传统核心交易集中式架构面临挑战 在此背景下，华为与国泰海通强强联合，携手打造了新一代低延时交易平台，以一项突破性的"黑科技"成功破解行业难题。这项技术的核心优势可概 括为"低时延、高可靠、全自主、可扩展"。 新一代分布式核心交易系统 这项"黑科技"所带来的性能提升是颠覆性的：交易速度提升高 ...

熙诚产业多年来深耕技术的研究与创新，结合大数据及人工智能的先进技术模式，以强大的实力为依托，为项目应用提供坚实的技术支持。公司凭借其在技 术创新方面的卓越表现，获得了多方的认可与多项专利，成为浙江省当地极具影响力和威望的企业。在激烈的市场竞争中，熙诚产业始终坚持以客户为中 心，以市场需求为导向，不断提升服务质量和效率，赢得了客户的广泛赞誉。 互联网金融行业自诞生以来，经历了快速的发展与变革。然而，随着新一轮金融对外开放的推进和金融牌照的全面放开，外资金融机构纷纷加速布局中国市 场。这一趋势不仅为行业带来了新的活力，也使中国金融企业面临着前所未有的内外部挑战。在这样的大背景下，中国金融企业亟需向高价值、数字化转 型，实现高质量发展。外资的引入，将进一步推动中国金融行业的深化改革，促进行业的高质量发展。与此同时，中国金融体系的结构性变革也在加速行业 的数字化进程，为中资金融机构带来了新的机遇与挑战。 在这样的时代浪潮中，北京熙诚产业投资管理有限公司也迎来了重要的发展契机。公司宣布将于10月15日在港交所上市，这不仅是熙诚产业的一个重要里程 碑，更是其在金融领域影响力与实力的有力证明。熙诚产业董事长表示："饮水思源 ...

众安在线(06060)发布截至2025年6月30日止六个月的中期业绩，实现保险服务业绩6.81亿元(人民币，下 同)，同比增加96.67%;股东应占溢利6.68亿元，同比增加1103.54%;每股基本盈利0.45元。 公告称，股东应占溢利同比上升主要归因于保险业务的利润提升以及ZA Bank的扭亏为盈和科技业务的 净亏损大幅收窄。 2025年上半年，公司实现总保费166.61亿元，同比增长9.3%。市场份额进一步提升。2025年上半年，公 司实现保险服务收入150.41亿元。 2025年上半年，集团的承保综合成本率为95.6%，同比改善2.3个百分点，其中综合赔付率为54.7%，同 比改善6.0个百分点，综合费用率为40.9%，同比上升3.7个百分点。2025年上半年，集团实现承保利润 6.56亿元，同比增长109.1%。 受益于国内以及全球金融行业持续数字化转型，科技输出业务板块实现科技输出总收入达4.96亿元，同 比增长12.2%，主要得益于集团在巩固保险行业客户的基础上，进一步拓展金融、零售、制造行业等新 客户，同时销售AI系列产品以赋能产业链的升级发展。通过改善产品结构和经营效率，科技输出业务 分部上 ...

Industry Trends and Demand Analysis - Digital transformation is a core strategy for financial institutions to enhance competitiveness, with a focus on regional growth disparities and technological advancements [1][2] - Emerging markets in Asia are projected to grow at 3.7%, while mature economies are expected to grow at only 1.4%, influencing the digital transformation paths of financial institutions [17][20] - Asian banks are leading in mobile payment solutions and embedded finance, while Western banks focus on wealth management automation [20][21] - The Fintech market in the Asia-Pacific region is expected to exceed $325.95 billion by 2032, driven by innovations in digital payment systems [1][2] Financial Technology Development Trajectories - The Fintech industry is entering a maturity phase, with APAC markets driving innovations through AI and machine learning [38] - AI technologies are transforming wealth advisory services and improving credit assessment times by 60% [38][39] - Financial institutions are increasingly integrating advanced technologies to meet changing customer expectations and enhance operational efficiency [27][39] Risk Management and Compliance - AI and cloud computing are enhancing risk management practices, with real-time monitoring systems achieving 89% accuracy in predicting supply chain risks [2][30] - Regulatory frameworks are evolving to address AI transparency and data privacy, with initiatives like the EU's DORA and Hong Kong's "Fintech 2025" strategy [2][30] - The integration of RegTech solutions is transforming compliance from a cost center to a strategic advantage, enabling faster product launches and improved accuracy [32][34] Digital Transformation Solutions - Alibaba Cloud offers financial digital-native solutions that enhance service experience and security through AI-driven technologies [2][8] - Financial institutions are encouraged to adopt a strategic approach to digital transformation, balancing innovation with compliance through pilot programs and rapid execution [2][8] - Successful digital transformation requires a holistic redesign of business architecture, leading to improved customer engagement and operational efficiency [50][51]

Core Viewpoint - The rapid iteration of internet technology and its deep penetration into the financial industry presents unprecedented development opportunities, supported by government policies aimed at creating a secure, efficient, and smoothly circulating financial ecosystem [1] Group 1: Policy and Industry Context - In 2020, the People's Bank of China and eight departments jointly issued guidelines to support the development of supply chain finance, emphasizing the use of electronic signatures for online contract signing and identity verification [1] - In 2024, the State Council issued a plan to enhance financing convenience for small and micro enterprises, encouraging the establishment of online notarization and arbitration mechanisms [1] - The financing leasing industry is actively embracing digital transformation in line with policy directions, integrating technologies like electronic signing and smart courts into core operations [1] Group 2: Risks in Digital Transformation - The financing leasing industry faces various security risks during digital transformation, including legal risks, transaction risks, and technological risks [1] Group 3: CFCA's Electronic Signing Solutions - CFCA provides a one-stop electronic signing security solution for financing leasing companies, addressing their needs for paperless operations and risk control [2] - Key features of CFCA's solution include: - Identity authentication through authoritative data sources and biometric methods [2] - Handwritten signature and handwriting recognition to ensure consistency in signed content [2] - Electronic seal system for document management and data security [2] - Evidence preservation to create a complete evidence chain for dispute resolution [2] Group 4: Benefits of CFCA's Solutions - CFCA's electronic signing solutions enhance user experience by digitizing various business documents, significantly improving efficiency [3] - The solutions reduce costs associated with paper documents and improve operational efficiency for mobile staff [3] - Data security is ensured through encryption and authentication technologies, protecting the integrity of electronic contracts [3] - The solutions comply with legal standards, providing judicial evidence and arbitration support for all parties involved [3] - CFCA has established partnerships with several large financing leasing institutions, gaining widespread recognition for its product offerings [3]

Core Viewpoint - ST金一 is transitioning from traditional gold and jewelry retail to software and information technology services, with the acquisition of 开科唯识 being a pivotal step in this transformation [1][2]. Group 1: Company Strategy and Transformation - The company has previously focused on gold and jewelry retail, owning brands like "金一" and "越王珠宝," but is now actively seeking transformation [1]. - Following restructuring, the company has improved operational profits and cash flow by divesting inefficient assets and addressing debt burdens [1]. - The acquisition of 开科唯识, completed in April 2025, marks the official shift to the software information sector [1]. Group 2: 开科唯识 Overview - 开科唯识 specializes in software development and services for the financial industry, covering areas such as wealth management, payment clearing, and intelligent digital customer service [2]. - The company has gained recognition from nearly 300 financial institutions, including major banks and various financial service providers [2]. - 开科唯识 has achieved an 83% coverage rate among 18 large state-owned and joint-stock banks, and a 70% coverage rate among city commercial banks [2]. Group 3: Technological Advancements and Market Position - 开科唯识 is leveraging AI and large model applications to facilitate the intelligent transformation of financial institutions, creating industry-specific intelligent financial solutions [2]. - The company has completed over 70 domestic software and hardware ecosystem adaptations, ranking first in the emerging bank wealth management solutions market for three consecutive years [3]. - The proprietary technology developed by 开科唯识 is designed to handle large-scale transaction data with high efficiency and reliability, supporting the broader application of domestic financial hardware and software [3]. Group 4: Future Outlook - ST金一 plans to make proactive adjustments in organizational structure, business lines, and management methods to clarify future development paths [3]. - 开科唯识 is expected to be a core driver of growth for ST金一, capitalizing on the accelerating digital transformation in the financial industry [3].

国诚投顾出席2025腾讯云上海城市峰会，共探AI赋 能金融科技新路径 3月19日，以"智启新机·云驱增长"为主题的2025腾讯全球数字生态大会·上海峰会正式启幕。其中， AI产业应用专场·聚焦"全链路大模型服务助力业务增长"关键议题，汇聚了来自互联网、人工智能、教 育等领域的顶尖企业与行业领袖。深圳市国诚投资咨询有限公司（以下简称"国诚投顾"）副总经理石旦 先生受邀出席，与来自各行各业的200余位来宾共同探讨AI时代下金融科技融合的新路径。 一、金融行业是AI渗透率领先的行业，且具备AI部署优势 会上，国诚投顾技术研发中心负责人从行业背景、合作内容以及未来畅想三个方面对AI如何赋能 金融科技，推动金融服务提质创新进行深度探讨。他指出，金融行业凭借数据密集型特征和强合规需 求，已成为AI大模型渗透率领先的领域。根据数据显示，AI技术在金融领域的应用已覆盖全产业链， 如产品设计、市场营销、风险控制、客户服务以及支持性活动等，渗透率远超教育、制造、能源等其他 行业。 IDC研报数据显示，中国金融行业大数据市场规模快速提升，2023年市场规模已达29.7亿美元，预 计到2027年将突破64.6亿美元大关，展现出中国金 ...

Core Viewpoint - The article discusses the advancements in the deployment of the DeepSeek open-source large model by major banks in China, highlighting its role in enhancing financial services through intelligent upgrades and operational efficiencies [2][6][10]. Group 1: Deployment and Adoption - As of March 8, Industrial and Commercial Bank of China (ICBC) has completed the private deployment of the latest DeepSeek model, integrating it into its "ICBC Intelligent Surge" model matrix to enhance financial business scenarios [2][6]. - Over 20 banks have adopted the DeepSeek model, with major state-owned banks like Postal Savings Bank and China Construction Bank also initiating their deployments [3][8]. Group 2: Focus Areas of Application - Banks are focusing on four main areas for the application of DeepSeek: intelligent customer service upgrades, business process optimization, intelligent decision-making and risk management, and intelligent marketing and customer insights [4][12]. - DeepSeek is expected to replace repetitive tasks and enhance cognitive capabilities, driving business process optimization and innovation [4][16]. Group 3: Specific Implementations - ICBC has empowered over 20 major business areas with the DeepSeek model, implementing more than 200 practical scenarios, including a smart dialogue trading product and a remote banking assistant that improves service efficiency by reducing call durations by approximately 10% [6][12]. - Postal Savings Bank has integrated DeepSeek models to enhance its "Little Postal Assistant," improving service efficiency and customer experience through advanced logical reasoning capabilities [9][13]. Group 4: Future Implications - The integration of DeepSeek into banking services signifies a shift from "informationization" to "cognition" in financial services, indicating a transformative phase in how banks interact with customers and manage operations [16][17]. - The technology is expected to reshape the banking industry's approach to AI applications, focusing on personalized customer interactions and efficient resource allocation [17][19].