Core Insights - The People's Bank of China (PBOC) in Ningde is enhancing financial support for the cultural and tourism sectors to optimize the local economy and promote sustainable development [1][2][3] Group 1: Financial Support for Tourism - The Ningde World Geopark, which includes three major scenic areas, has received a loan of 575 million yuan to improve infrastructure and marketing, transitioning from "flow economy" to "retention economy" [2] - The Bai Shui Yang scenic area has seen a significant increase in visitors, with daily attendance rising to over 10,000, making it one of Fujian's top tourist brands [2] - Financial institutions are establishing "tourism + finance" banking outlets to provide convenient services for tourists and merchants, enhancing the overall financial service environment [2] Group 2: Rural Tourism Development - The PBOC is facilitating the development of rural tourism by providing a total credit of 30 million yuan to Jin She Tou Village, with a loan issuance rate of 93.33% [3][4] - The village's market entities have achieved a loan coverage rate of 50.19%, with personalized credit products tailored to meet specific financing needs [3] - Financial institutions are offering comprehensive services, including account management and payment solutions, significantly improving fund circulation efficiency [4] Group 3: Health and Wellness Tourism - The PBOC is collaborating with local governments to promote health and wellness tourism in regions like Zhou Ning, providing over 300 million yuan in credit for various projects [5][6] - Zhou Ning's unique climate attracts over 200,000 visitors annually, and financial support is aimed at transforming tourism from sightseeing to wellness retreats [5] - The establishment of a specialized bank for forest-related projects has facilitated the launch of multiple green financial products, with nearly 90 million yuan in loans issued [6] Group 4: Green and Low-Carbon Initiatives - The PBOC is supporting the development of low-carbon tourism projects, such as the "Donghu Star" electric sightseeing boat, with a financing of 4.536 million yuan [7] - This financing employs a dynamic adjustment mechanism to align loan terms with the operational cycle of the electric vessel, alleviating short-term cash flow pressures [7] - Efforts are being made to create a zero-carbon tourism ecosystem around Donghu, with streamlined loan approval processes to support green building projects [7]

揭牌仪式后，签约领导一行参观了交通银行"GX-TravelEase Bank+"示范网点——桂林分行营业部，体 验"民族文化金融客厅"及多项专业文旅金融服务。(完) TravelEase Bank+"旅游金融服务网点揭牌仪式。广西壮族自治区文化和旅游厅 供图 交通银行党委委员、副行长兼首席信息官钱斌表示，此次交通银行在中国—东盟博览会旅游展区亮相， 以"金融赋能文旅"为核心，从产品、支付、服务三方面升级，提升游客体验。交通银行将强化协同合 作，进一步优化旅游金融服务网点建设，完善金融文旅闭环生态，为广西文旅产业高质量发展、为谱写 中国式现代化广西篇章贡献更多交行力量。 广西壮族自治区文化和旅游厅党组书记韩流表示，广西文旅资源富集，当前正迎来发展入境旅游市场的 重要机遇。此次合作是金融与文旅深度融合的又一创新实践，也是一项惠及广大入境游客、提升广西文 旅服务国际化水平的务实举措。希望双方以此次签约为起点，让"GX-TravelEase Bank+"网点从"试点"变 为"亮点"，将"入境游支付无忧"打造成为广西文旅金融服务的一张金字招牌，为广西建设世界旅游目的 地注入新动能。 随后，广西壮族自治区文化和旅游厅与交 ...

Core Viewpoint - The article discusses the positive impact of government policies on the cultural and tourism industry, leading to increased market activity and opportunities for financial leasing companies to penetrate the tourism sector [1]. Group 1: Government Policies and Market Activity - The State Council issued measures to stimulate cultural and tourism consumption, focusing on consumer benefits, innovative consumption scenarios, and enriched supply [1]. - The cultural and tourism market has been active this year, driven by favorable policies [1]. Group 2: Financial Leasing Companies' Involvement - Hubei Financial Leasing Co., Ltd. is focusing on local cultural tourism resource development and industry upgrades, utilizing its "integrated financing and leasing" capabilities to address funding bottlenecks for tourism enterprises [1][2]. - The company has designed a comprehensive solution for the introduction of eco-friendly electric boats in scenic areas, with an investment of nearly 10 million yuan expected to enhance tourism development [2]. Group 3: Challenges and Solutions in the Industry - Some regions face high investment costs and expensive equipment procurement, leading to a situation where revenue increases do not translate into profit [3]. - Hubei Financial Leasing has provided a 150 million yuan equipment leasing solution to address funding needs for scenic area upgrades, facilitating a light asset operation model [3]. Group 4: Deepening Integration of Finance and Industry - Financial leasing companies are encouraged to explore comprehensive financial solutions that address not only equipment and funding issues but also ecological and smart tourism upgrades [4][5]. - A cultural development fund of 10 billion yuan has been established to drive social capital investment in the tourism sector [5]. Group 5: Government Support and Financial Innovation - Local governments are promoting policies to guide leasing companies in supporting the cultural and tourism industry, including financing guarantees and differentiated credit assessment mechanisms [6]. - The integration of financial tools in the tourism sector is seen as a way to stimulate consumption potential and expand new consumption scenarios [6].

Core Viewpoint - The 15th China-Northeast Asia Expo showcased the achievements of the Bank of Communications Jilin Branch in supporting the economic and social development of Jilin Province through innovative financial products and services [1][5]. Group 1: Financial Innovations and Services - The Bank of Communications Jilin Branch has focused on key areas such as consumption stimulation, technological innovation, advanced manufacturing, green development, rural revitalization, and inclusive small and micro enterprises, leading to the highest year-on-year growth in RMB loan balance among state-owned banks in the province as of the end of July this year [3]. - The bank has developed a comprehensive product system for scientific and technological innovation, including the launch of a fully online "Foreign Trade Quick Loan" and the "Proactive Credit" inclusive service model [3]. - The bank has integrated resources and innovated models to promote consumption and improve people's livelihoods, exemplified by the "Beautiful Jilin, Let's Make Friends" cultural tourism series, which supports the high-quality development of Jilin's ice and snow economy and ecological tourism [3]. Group 2: Commitment to Regional Development - The participation in the Northeast Asia Expo reflects the bank's commitment to regional development and its role as a state-owned bank dedicated to national interests [5]. - The Bank of Communications Jilin Branch aims to continue targeting high-quality development goals and enhance financial support for the revitalization of Northeast China and regional cooperation in Northeast Asia [5].

Group 1 - The core viewpoint of the news is the launch of the "Heartfelt Travel City: Shanghai Station" annual cultural tourism brand by the Bank of Communications Shanghai Branch, aimed at enhancing financial services for the real economy and supporting Shanghai's development as a world-renowned tourist city and international consumption center [1] - The Bank of Communications Shanghai Branch signed a strategic cooperation agreement with the Shanghai Municipal Bureau of Culture and Tourism to promote the integration of finance and cultural tourism, establishing a benchmark for global recognition in this sector [1] - The bank's president, Yang Yong, emphasized the institution's commitment to leveraging financial supply-side reforms to stimulate new consumption engines, contributing significantly to Shanghai's goals [1] Group 2 - In recent years, the Bank of Communications Shanghai Branch has introduced innovative measures focusing on three core areas: "one-stop foreign card payment solutions," "paying tribute to intangible cultural heritage old brands," and "ticket root economy exclusive rights system" [2] - The bank has pioneered a "foreign card mobile POS" NFC payment solution in collaboration with Strong Rental, addressing cross-border payment challenges for international travelers [2] - To promote the inheritance of intangible cultural heritage and the development of Chinese aesthetics, the bank has launched a dedicated "paying tribute to intangible heritage" activity section in its "Buy Now" app, along with various themed activities [2]