Core Insights - Xinjiang's financial operation from January to September shows rapid overall growth and continuous optimization of structure, creating a favorable monetary and financial environment for economic stability [1] Financial Performance - As of the end of September, Xinjiang's social financing scale reached 5.7 trillion yuan, a year-on-year increase of 12.6%, surpassing the national average by 3.9 percentage points [1] - The on-balance sheet financing increased by 11.9% year-on-year, exceeding the national average growth of 5.6% [1] - The total balance of RMB loans in Xinjiang was 3.58 trillion yuan, with a year-on-year growth of 11.9%, which is higher than the national average of 5.3%, marking the highest growth rate in the country [1] Sectoral Support - The balance of medium and long-term loans for enterprises reached 1.83 trillion yuan, growing by 13% year-on-year, providing substantial long-term funding support for the real economy [1] - In terms of regional performance, loans in southern Xinjiang increased by 16.1%, while both northern and eastern Xinjiang regions achieved double-digit growth, indicating enhanced regional financial support synergy [1]

Core Insights - The financial operation in Sichuan province is stable in the first three quarters of 2025, with steady growth in deposits and loans, optimized credit structure, and declining loan rates, providing strong financial support for high-quality economic and social development [1] Group 1: Deposit Growth - As of the end of September, the total balance of deposits in Sichuan reached 14.55 trillion yuan, a year-on-year increase of 10.0%, with an increase of 1.14 trillion yuan since the beginning of the year, which is 205.3 billion yuan more than the same period last year [3] - The demand deposits of non-financial enterprises increased by 16.0% year-on-year, with growth rates surpassing those of the same period last year and the end of the previous year by 27.3 and 16.3 percentage points, respectively [3] Group 2: Loan Growth - By the end of September, the total balance of loans in Sichuan was 12.80 trillion yuan, with a year-on-year growth of 11.0%, ranking among the top in the country; the loan balance increased by 1.05 trillion yuan since the beginning of the year, which is 92.3 billion yuan more than the same period last year, reaching 88.6% of the total loan increment expected for 2024 [3][4] - The balance of loans directed towards key areas, such as technology and small micro-enterprises, showed significant growth, with technology loans increasing by 13.4% and small micro-enterprise loans (under 10 million yuan) growing by 21.7% [4] Group 3: Loan Rates - In September, the weighted average interest rates for newly issued corporate loans, inclusive small micro-enterprise loans, and personal housing loans were 3.79%, 3.77%, and 3.14%, respectively, with year-on-year declines of 47, 49, and 19 basis points, reducing the interest burden on residents and enterprises [4] - The stock loan interest rate continued to hit historical lows, dropping to 3.87% in September, a year-on-year decrease of 46 basis points [4] Group 4: Future Outlook - The People's Bank of China Sichuan Branch will continue to guide financial institutions to focus on serving the real economy, targeting major strategies, key areas, and weak links, and aligning financial resource supply with economic structural adjustments to support the sustained recovery of the provincial economy [4]

Financial Performance - In the first half of 2025, Henan's social financing scale increased by 682.95 billion yuan, a year-on-year increase of 9.01 billion yuan [2] - As of the end of June, the balance of various deposits in the province reached 11.7 trillion yuan, a year-on-year growth of 9.2%, exceeding the national average by 0.6 percentage points [2] - The balance of agricultural loans reached 2.6 trillion yuan, with an increase of 110.71 billion yuan since the beginning of the year [2] Cross-Border Transactions - The total amount of cross-border RMB transactions in Henan reached 180.69 billion yuan, marking a year-on-year growth of 30.8%, and setting a historical high for the same period [2][4] - Among the cross-border transactions, the RMB settlement for goods trade amounted to 122.42 billion yuan, reflecting a year-on-year increase of 34.5% [2] Loan Distribution - The balance of loans to enterprises reached 5.8 trillion yuan, with a year-on-year growth of 8.9%, outpacing the overall loan growth rate by 2 percentage points [3] - Small and micro enterprises saw an increase in loans by 158.58 billion yuan, with a year-on-year increase of 42.3 billion yuan [3] - The balance of technology loans reached 1.05138 trillion yuan, with a year-to-date increase of 94.27 billion yuan, representing a year-on-year growth of 13.5% [3] Strategic Initiatives - The province is focusing on integrating finance, technology, and industry to support the development of new productive forces and high-level technological self-reliance [3] - As of the end of May, the loan approval rate for technology enterprises reached 53.7%, an increase of 11.6 percentage points since the beginning of the year [3] Quality Enterprises - The number of quality enterprises in Henan has expanded from 176 in 2021 to 473 in the first half of this year, achieving "instant" cross-border RMB settlement [4] - Since the launch of cross-border RMB settlement, banks in Henan have facilitated 29,000 transactions for quality enterprises, totaling 303.4 billion yuan [4]