2018年起，中融新大旗下多只债券价格剧烈波动，公司陷入流动性危机，债券违约频发、债务规模扩 大。2023年8月，中融新大被淄博市中级人民法院（以下简称"法院"）裁定重整。 2024年4月，法院裁定受理中融新大等128家关联公司实质合并重整；2025年4月，法院裁定批准上述实 质合并重整案重整计划。此次拍卖山西银行股权，是中融新大处置资产以偿还债务的一部分。 （来源：经济参考报） "本场已流拍，无人出价！"1月12日，阿里资产官方网站显示，中融新大集团有限公司（以下简称"中融 新大"）单独持有的山西银行415986452股股权及孳息拍卖以"流拍"告终。 记者采访发现，直至结束，该场拍卖有1209次围观，有18人设置提醒，无人报名出价。对于此次备受业 内关注的拍卖，山西银行此前回应称，山西银行股东中融新大已不具备良好的社会声誉、诚信记录和纳 税记录，已不符合金融监管部门规定的股东资格。该行已联系并配合相关法院，通过开展股权拍卖寻找 合格投资者。近五年来，该行已清退具有负面行为的股东33户。 据了解，截至2024年末，山西银行实际控制人为山西省财政厅，该行前三大股东为：山西融金兴晋私募 投资基金合伙企业（有限合伙 ...

1月11日，阿里资产官方网站显示，中融新大集团有限公司（以下简称"中融新大"）单独持有的山西银行415986452股股权及孳息正式开 拍，起拍价4.17亿元。 对于该场备受关注的拍卖，山西银行独家回应中国证券报记者称，山西银行股东中融新大已不具备良好的社会声誉、诚信记录和纳税记 录，已不符合金融监管部门规定的股东资格。该行已联系并配合相关法院，通过开展股权拍卖寻找合格投资者。近五年来，该行已清退 具有负面行为的股东33户。 股东陷入债务纠纷 截至1月11日记者发稿前，该场拍卖已有超过1100次围观，有18人设置提醒，尚无人报名出价。 2015年，中融新大以7.55亿元收购晋城银行14.29%股权，成为晋城银行第一大股东。2021年4月，原晋城银行、大同银行、长治银行、 晋中银行、阳泉市商业银行合并重组为山西银行，中融新大转为山西银行第四大股东。 据联合资信发布的晋城银行2020年追踪评级报告，截至2019年末，中融新大及其一致行动人青岛大宗商品交易中心已将持有的晋城银行 股权全部质押给粤财信托。 2018年起，中融新大旗下多只债券价格剧烈波动，公司陷入流动性危机，债券违约频发、债务规模扩大。2023年8月，中 ...

来源：湘财Plus 估值近10亿元的广发银行股权被挂出，将于2026年初进行公开拍卖，起拍价为7.84亿元，单价不及该行 每股净资产的三分之一。湘财Plus注意到，这笔股权的持股人系广发银行第八大股东，被拍卖股权系其 全部持股，涉及其与交银国际信托之间的金融借款合同纠纷，被追债超过7亿元。 估值近10亿银行股权被拍卖 涉持股人与信托借款纠纷 司法拍卖平台显示，江苏苏钢集团有限公司持有的广发银行2.23亿股股份将于2026年1月27日进行公开 拍卖，评估价为9.80亿元，折合每股4.40元，起拍价为7.84亿元，较评估价折价约20%，折合起拍单价 3.52元。 △江苏苏钢集团所持广 发银行股权被拍卖。 上述拍卖的处置方是北京市第一中级人民法院，关联的执行案号为（2024）京01执1732号，执行依据为 （2021）京01民初457号民事判决书。据资产评估报告透露，此次拍卖涉及的是交银国际信托有限公司 与江苏苏钢集团有限公司金融借款合同纠纷。 湘财Plus注意到，2017年9月，交银国际信托与北大方正信息产业集团有限公司、江苏苏钢集团签署信 托计划借款合同，约定北大方正信息产业集团向交银国际信托发放不超过15亿元 ...

Group 1 - The core point of the article is the public auction of a 14% stake in Shanxi Yangqu Rural Commercial Bank held by Shanxi Jingu Investment Holding Group, with a starting price of 63.2247 million yuan, significantly lower than its assessed value of 90.321 million yuan [1][3][13] - Shanxi Yangqu Rural Commercial Bank was established in July 2015, transforming from a rural credit cooperative, and is owned by multiple local enterprises and individuals, with Jingu Group being the largest shareholder [1][3] - The auction reflects a trend of discounted and frequently unsold bank shares in the region, attributed to shareholder debt disputes and the overall weak profitability and asset quality of local rural commercial banks [7][13] Group 2 - Jingu Group, founded in May 2006, has a registered capital of 100 million yuan and is involved in various sectors including commercial real estate, warehousing services, and trade [4] - The company has faced financial difficulties, being listed as a dishonest executor with multiple frozen bank accounts, largely due to a funding crisis linked to the "Wenshan Loan" [6] - The auction of the bank's shares is part of a broader pattern where many rural commercial banks in Shanxi have seen their shares put up for judicial auction due to similar financial issues [12][13]

Core Viewpoint - The article discusses the auction of approximately 416 million shares of Shanxi Bank, which are owned by Zhongrong Xinda Group, due to the group's financial difficulties and bankruptcy restructuring [1][2]. Group 1: Auction Details - The auction involves 416,000,000 shares of Shanxi Bank, with a starting price of 417 million yuan, representing about 1.6065% of the bank's total share capital [2]. - Zhongrong Xinda Group is the sole holder of these shares, and this auction represents the entirety of its holdings in Shanxi Bank [2]. - The auction is scheduled for January 11, 2026, and the starting price reflects the market valuation without any discount [3]. Group 2: Financial Background of Zhongrong Xinda Group - Zhongrong Xinda Group has faced significant financial challenges, including legal issues and a bond default in 2018, leading to its entry into bankruptcy restructuring in July 2023 [2]. - The group was established in 2003 and operates in sectors such as energy, finance, logistics, and mineral resource development [2]. Group 3: Management Changes at Shanxi Bank - Shanxi Bank has undergone significant management changes, with both the president and vice president positions being filled recently [4]. - The new president, Xing Yi, has prior experience in the central banking system and has taken over from Li Yingyao [4]. - Ren Kai, the first president of Shanxi Bank, is expected to return to the bank as chairman after the completion of relevant procedures [5]. Group 4: Financial Performance of Shanxi Bank - Shanxi Bank reported an operating income of 3.168 billion yuan for 2024, a slight increase of 0.6% year-on-year, but a significant decline in net profit to 51 million yuan, down 93.86% [7]. - The bank attributed the profit decline to reduced interest income from policy measures and the integration of high-risk village banks, which increased management costs and provisions [7].

Core Viewpoint - The shares of Shanxi Bank held by Zhongrong Xinda Group, amounting to approximately 416 million shares (1.61% of total shares), are set to be publicly auctioned with a starting price of 417 million yuan [4][6]. Group 1: Auction Details - The auction for the shares will take place on January 2026 on the Alibaba judicial auction platform [4]. - Zhongrong Xinda Group's stake in Shanxi Bank is part of a broader trend where shares of small and medium-sized banks are frequently sold or auctioned due to poor operational performance and shareholder financial issues [4][6]. Group 2: Financial Performance of Shanxi Bank - Shanxi Bank's revenue from 2021 to 2023 was 2.705 billion yuan, 3.096 billion yuan, and 3.149 billion yuan, respectively, while net profits were -4.673 billion yuan, 416 million yuan, and 931 million yuan [8]. - In 2024, Shanxi Bank achieved a revenue of 3.168 billion yuan, a year-on-year increase of 0.6%, but net profit plummeted by 93.86% to only 51 million yuan [8]. - The bank's performance in the first half of 2024 showed a revenue of 1.784 billion yuan, up 19.09%, and a net profit of 473 million yuan, up 48.68%, indicating a significant decline in the second half of the year [8]. Group 3: Challenges and Strategic Moves - The decline in profitability is attributed to the absorption and merger of four high-risk village banks, ongoing fee reductions totaling 1.269 billion yuan over three years, and provisions for impairment losses [8]. - As of the end of 2024, the non-performing loan ratio increased from 1.74% in 2023 to 2.5%, with a return on equity of only 0.23%, below the average for city commercial banks [9]. - The net interest margin has contracted for three consecutive years, recorded at 0.58% in 2024, compared to the average of 1.38% for city commercial banks [9]. Group 4: Shareholder Changes - In October 2024, Li Yingyao was approved as the second president of Shanxi Bank, and in April 2025, the Shanxi Provincial Finance Department will become a shareholder, holding 1.415 billion shares (5.18%) [9]. - Following a board decision, Li Yingyao was replaced by Xing Yi as president, pending regulatory approval [9].

Core Viewpoint - The auction of over 17 million shares of Shouguang Rural Commercial Bank on Alibaba's judicial auction platform reflects a significant decline in pricing, indicating a broader trend of discounted bank equity sales in China, driven by low investor confidence and liquidity issues [1][3][5]. Group 1: Auction Details - The second auction of Shouguang Rural Commercial Bank's shares had a starting price reduced by over 3.3 million yuan compared to the first auction, representing a 30% discount from the assessed value [1][3]. - The successful bidder, Linyi New Thought Industry Investment Co., acquired the shares at the starting price of 22.24 million yuan, which is 70% of the assessed value of 31.95 million yuan [3]. - The first auction in July failed due to no bids, with a starting price of 25.56 million yuan, which was higher than the second auction's starting price [3]. Group 2: Market Trends - There is a noticeable trend of bank equity being auctioned at significant discounts, with many cases resulting in sale prices far below assessed values [5][7]. - For instance, the Zhejiang Shengzhou Rural Commercial Bank's shares were initially set at a starting price of 11.88 million yuan but were later reduced to 9.5 million yuan, ultimately selling for 12.21 million yuan, still below the assessed value [5]. - The phenomenon of failed auctions is common, with several instances of shares being listed multiple times without any bids, indicating a cooling market [7][9]. Group 3: Underlying Issues - The low transaction rates and frequent discounts reflect investor concerns regarding the quality of the underlying assets and the stability of bank equity structures, particularly in smaller banks [1][9]. - Many bank shares up for auction are linked to shareholders facing financial difficulties, such as bankruptcy or debt disputes, which complicates the investment landscape [9][10]. - Regulatory scrutiny has increased, raising the bar for potential buyers regarding financial health and creditworthiness, further limiting participation in these auctions [10].

Core Viewpoint - Zhengzhou Bank's shares held by Henan Guoyuan Trading Co., Ltd. are set for judicial auction, with a total of 121 million shares (approximately 1.33% of total shares) to be auctioned at a starting price of 1.83 yuan per share, totaling 221 million yuan [1][4]. Group 1: Auction Details - The auction includes two batches of shares: 90.2 million shares starting on December 4 with a starting price of 165.066 million yuan, and 30.8 million shares starting on December 11 with a starting price of 56.364 million yuan [2][3]. - The total starting price for both batches is 221.43 million yuan, with the current share price of Zhengzhou Bank at 2.02 yuan as of October 29 [1][4]. Group 2: Shareholder Background - Henan Guoyuan Trading Co., Ltd. has been reducing its stake in Zhengzhou Bank, decreasing from 4.24% in 2023 to 3.53% in 2024, and further down to 2.55% by mid-2025 [7][11]. - The company initially acquired shares at higher prices, paying 5.304 billion yuan for 195 million shares at 2.72 yuan each in 2011 and 4.64 billion yuan for 100 million shares at 4.64 yuan each in 2020 [8][10]. Group 3: Management Changes - Zhengzhou Bank has experienced significant management changes, with the former chairman resigning in March 2023 due to legal issues, and a new chairman appointed in July 2023 [12][14]. - The bank has faced performance challenges, leading to a lack of dividends since 2020, but reported a net profit increase in 2024, with a proposed cash dividend of 0.2 yuan per 10 shares [15].

唐山银行、廊坊银行股权相继被挂出，即将进行公开拍卖，其中涉及唐山银行的股权为二拍，起拍价为 4.58亿元，较首次拍卖降价0.94亿元，涉及廊坊银行的股权起拍价为1.20亿元。湘财Plus注意到，此前 7、8月，廊坊银行1.67亿股权也被拍卖，但两次均以流拍告终。 1.4亿股唐山银行股权二次拍卖 较首次降价近1亿 司法拍卖平台显示，唐山湾三岛旅游区旅游开发建设有限公司全部持有的唐山银行3.32%股权将于9月 18日进行第二次拍卖，处置机构为唐山市中级人民法院。这笔股权共计1.4亿股，首次拍卖的起拍价为 5.52亿元，流拍后第二次以4.58亿元起拍，降价0.94亿元，折合每股3.27元。 △唐山银行股权第二次拍卖。 据法院提供的唐山银行定向询价函，截至2024年3月末，唐山银行每股净资产5.63元，唐山湾三岛旅游 区旅游开发建设有限公司持有唐山银行14000万股股权，根据3月末每股净资产，合计78820万元。不 过，拍卖页面显示的评估价为55174万元，较唐山银行询价函披露的估值折价30%。 据年报披露，唐山银行2024年末每股净资产增至6.20元。而截至2025年上半年，唐山银行资产总额 3759.78亿元，净 ...

又有银行股权被公开拍卖。8月26日，阿里司法拍卖平台显示，东营银行约1.26亿股未质押股份将被公 开拍卖，起拍价超2.70亿元，评估价3.86亿元。开拍时间为9月25日。以东营银行总股本计算，该笔股权 占比约2.88%。 官网信息显示，东营银行于2005年9月在原城市信用社基础上组建成立，原名东营市商业银行，2012年 更名为东营银行。截至2024年末，全行员工2159人，总行22个内设部门，营业网点128家，包括济南、 青岛、烟台、潍坊、淄博、滨州6家异地分行。 责任编辑：秦艺 股权结构方面，公开资料显示，东营银行第一大股东为东营市财政局，持股比例为26.18%。东营区财 金投资发展有限责任公司和山东鑫都置业有限公司为第二、三大股东，持股比例分别为7.05%和 4.11%。 近期，有多家银行股权被拍卖。近日，据阿里资产交易平台，内蒙古银行1.79亿股股权公开转让，占该 行总股本的比例为3.13%。该笔资产处置主体为北京某拍卖公司，资产卖点标明"权属清晰，已完成过 户"。 浙江景宁上标水力发电有限责任公司所持有的浙江景宁银座村镇银行有限公司10%股权，于全国产权行 业信息化综合服务平台挂牌转让，转让底价为26 ...