来源：市场资讯 在费用方面，实现及服务费用较同期增加71.9%，从人民币626.0百万元升至人民币1,075.9百万元，加大 获客力度导致的获客成本增加以及贷款实现量增加带来的贷款催收费增加是主因。 销售及营销费用从人民币24.1百万元增加30.7%至人民币31.5百万元，品牌开支因业务领域扩展而增 加。一般及行政费用增长33.2%，从人民币162.2百万元增至人民币216.0百万元，对员工福利及专业服 务的策略性投入是背后原因。 研究及开发费用虽有增长，但幅度较小，从人民币57.0百万元增加2.6%至人民币58.5百万元，核心技术 能力及组织优化的战略投资起到推动作用。 （来源：金融虎网） 金融虎讯 8月26日消息，日前，维信金科控股有限公司发布截至2025年6月30日止六个月的中期业绩公 告。数据显示，维信金科中期总收入25亿元，同比增长43.8%；净利润2.16亿元，同比增长79.5%；每股 盈利0.44元；中期股息5港仙。 | | 截至6月30日止六個月 | | | | --- | --- | --- | --- | | | 2025年 | 2024年 | 變動 | | | 人民幣百萬元 人民幣百萬元 ...

Core Points - The case involves a trust loan of 15.5 billion yuan provided by Zhongrong International Trust Co., Ltd. to Shanxi Transportation Investment Group, facilitated by Minsheng Bank's Taiyuan branch, with allegations of bribery and money laundering [2][4][5] - The court has gone through multiple rounds of trials, with the latest ruling resulting in prison sentences for the involved parties, including Liu Yang receiving 11 years for bribery [2][13][14] Group 1: Case Background - In 2013, Shanxi Provincial Transportation Department initiated a financing project through Shanxi Transportation Investment Group, using Minsheng Bank for loans [4] - Liu Yang, the general manager of Minsheng Bank's Taiyuan branch investment banking department, facilitated the introduction of trust loans totaling 23.47 billion yuan [4] - Zhongrong Trust was involved in setting up 12 trust products to provide 15.5 billion yuan in loans to Shanxi Transportation Investment Group [4] Group 2: Allegations and Charges - Liu Yang allegedly received 85.5 million yuan as a "consulting service fee," which prosecutors claim was a bribe [2][5] - The prosecution accused Liu Yang of non-state staff bribery, while Gai Qijun was charged with money laundering, and Zhou Bailin with bribery [8][9] - Liu Yang argued that the funds were legitimate service fees, not bribes, and claimed the bank's role was as an intermediary [3][8] Group 3: Judicial Proceedings - The case has undergone six rounds of trials, with the latest ruling affirming the sentences for Liu Yang (11 years), Gai Qijun (5 years and 6 months), and Zhou Bailin (3 years and 7 months) [2][13][14] - The court's decisions have been challenged multiple times, with Liu Yang planning to apply for a retrial based on his defense that the funds were not illegal [3][15] - The latest ruling increased Liu Yang's sentence by 2 years compared to the initial judgment [13]

Company Overview - Zhonghai Trust Co., Ltd. is a state-owned non-bank financial institution jointly established by China National Offshore Oil Corporation (CNOOC) and CITIC Limited [3] - The company was founded in July 1988 and has undergone several name changes and capital increases, with the current registered capital being RMB 2.5 billion [5][7] - As of the end of 2024, the company managed trust assets totaling RMB 132.378 billion, with an annual cumulative management scale of RMB 289.75 billion [8] Financial Performance - In 2024, the company achieved operating income of RMB 1.474 billion and a net profit of RMB 338 million, with a per capita net profit of RMB 1.4015 million [8] - The total assets of the company reached RMB 7.799 billion, with net assets of RMB 6.206 billion and net capital of RMB 5.247 billion by the end of 2024 [28] Governance Structure - The company has two shareholders: CNOOC and CITIC Limited, with a total share count of 2.5 billion shares [9] - The sixth board of directors was elected on October 25, 2024, with the chairman being Zhu Xinqiao [11] Business Strategy - The company aims to serve the real economy and CNOOC's main business, focusing on risk prevention and high-quality development [14] - The strategic plan emphasizes risk control, innovation, and service to the main business, aligning with CNOOC's development strategies [14] Business Operations - The company is authorized to conduct trust business and proprietary business, including trust loans, credit asset securitization, and private equity funds [14] - The company has established a comprehensive risk management system and focuses on three main business areas: standard product trusts, supply chain finance, and industrial finance [17] Market Analysis - The company benefits from a strong brand image and a loyal customer base, supported by CNOOC's financial strength [17] - The company faces challenges from economic restructuring, market fluctuations, and intensified competition within the financial industry [18] Risk Management - The company has a robust risk control framework, emphasizing compliance and risk prevention as core principles [26] - Credit risk management includes establishing a credit risk governance structure and optimizing risk control processes [33] - The company has not reported any direct or indirect losses due to operational risks in 2024 [31]

Group 1 - Kinkor Real Estate Group Co., Ltd. (stock code: *ST Kinkor, 000656) announced a significant lawsuit involving its subsidiaries, with the amount in question approximately 628 million yuan [1][4] - The lawsuit was initiated by Shandong International Trust Co., Ltd. against three subsidiaries of Kinkor Real Estate, stemming from a loan contract dispute [4] - The loan of 616 million yuan was provided to one subsidiary, Xianyang Jinjia Run Real Estate Development Co., Ltd., for project development, with two other subsidiaries providing collateral and joint guarantees [4] Group 2 - Xianyang Jinjia Run defaulted on repayments after making partial payments, leading Shandong International Trust to pursue legal action after unsuccessful collection attempts [4] - One of the defendants, Chongqing Kinkor Real Estate Development Co., Ltd., has entered a restructuring process, which may adversely affect the recovery of debts for Shandong International Trust [4] Group 3 - Shandong International Trust, established in March 1987 and listed on the Hong Kong Stock Exchange in December 2017, has been reducing its exposure to real estate trusts due to industry volatility [5] - As of the end of 2024, Shandong International Trust's managed assets grew by 15.2% to 213.823 billion yuan, with investment trust scale increasing by 49.85% to 126.961 billion yuan, accounting for 59.38% of total assets [5] - The total revenue for Shandong International Trust for the year ending December 31, 2024, was 905 million yuan, a decrease of 23.98% year-on-year, while net profit was 143 million yuan, down 9.98% year-on-year [5][6]