最新的一季报显示，招商银行的总资产在2024年末突破12万亿元大关后，继续向上。2025年一季度末， 招商银行总资产为12.5万亿元，不良贷款率为0.94%，较上年末下降0.01个百分点；拨备覆盖率 410.03%，仍维持在行业较好水平。 时隔半年任职资格获批 过去一年多来， 招商银行 （600036.SH，03968.HK）大刀阔斧进行了一系列人事调整，目前从行长助 理升任至副行长的徐明杰的任职资格也在近日获批。 6月6日晚间，招商银行发布公告称，收到《国家金融监督管理总局关于徐明杰招商银行副行长任职资格 的批复》。根据上述批复，徐明杰招商银行副行长的任职资格已获得核准。徐明杰担任招商银行副行长 的任期自核准日2025年6月4日起生效，至公司第十二届董事会届满之日止。 截至目前，招商银行现任领导班子由9名高管构成，除了排序第一的董事长缪建民和排序第四的纪委书 记赵卫朋外，另外7人分别为党委书记、行长王良，党委副书记、首席风险官钟德胜，5位副行长王小 青、王颖、彭家文、雷财华和刚获任职资格的徐明杰。 值得一提的是，除了高层进行调整外，招商银行的中层也在调整中。仅2025年一月，招商银行地方分行 行长就有多人职 ...

（原标题：内蒙古银行人事震荡 洪少平接棒董事长） 此次洪少平从行长升任董事长后，内蒙古银行高管团队的 "补位" 动作成为焦点，该行高管架构调整及 战略方向变化备受关注。 作为内蒙古成立最早的自治区直属国有商业银行，内蒙古银行前身为1999年成立的呼和浩特市商业银 行，2009年由自治区政府注资成为第一大股东后更名。今年初，内蒙古银行因 "公示信息隐瞒真实情况 弄虚作假" 被内蒙古自治区市场监督管理局列入经营异常名单，目前该行2024年年报尚未披露。 2023年年报显示，截至2023年末，内蒙古银行资产总额1612.32亿元，增幅9.92%；负债总额1532.04亿 元，增幅10.58%；所有者权益80.28亿元。各项贷款余额902.19亿元，较年初增加80.03亿元，增幅 9.73%；各项存款余额1197.53亿元，较年初增加89.41亿元，增幅8.07%。不过，该行对于不良率、拨备 覆盖率等关键指标并未在报告中披露。 2023年年报中还显示，为健全绩效薪酬激励约束机制，根据监管要求及该行经营管理实际，内蒙古银行 建立了绩效薪酬延期支付及追索扣回机制，延期支付比例为40%，延期支付期限为三年，报告期内执行 延 ...

Core Viewpoint - The recent personnel changes at China Everbright Bank, including the appointment of Liao Weiyu as the new general manager of the credit card center, coincide with a significant decline in the bank's credit card business performance, highlighting challenges in revenue generation and customer acquisition [2][3][8]. Personnel Changes - Liao Weiyu has been approved as the general manager of the credit card center as of May 16, 2025, marking a significant leadership change [2]. - Since the appointment of Hao Cheng as the bank's president in July 2024, there has been an accelerated pace of personnel adjustments within the bank [3]. - Other notable changes include the appointment of Song Bingfang as a member of the bank's party committee and discipline inspection secretary, and Ma Bo as the chief risk officer [3][6]. Credit Card Business Performance - In 2024, the total transaction amount for credit cards was 1.68 trillion yuan, a decrease of approximately 29.25% from 2.37 trillion yuan in the previous year [8]. - Credit card business revenue fell to 33.156 billion yuan, down 23% year-on-year, marking a continuous decline over five years [8]. - The number of new credit card customers significantly dropped to 1.0819 million, a decrease of about 67% compared to the previous year [8]. Overall Financial Performance - For the year 2024, China Everbright Bank reported total operating income of 135.415 billion yuan, a decline of 7.05% year-on-year, while net profit increased by 2.22% to 41.696 billion yuan [8]. - The net interest income was 96.666 billion yuan, down 10.06%, while non-interest income saw a 35.64% increase [8]. - The bank's net interest margin further contracted to 1.54%, a decrease of 0.2 percentage points [8]. Asset Quality and Compliance Issues - The non-performing loan balance rose to 49.252 billion yuan, with a non-performing loan ratio of 1.25%, remaining stable compared to 2023 [9]. - The bank faced regulatory penalties totaling 18.7883 million yuan for various compliance violations, including failures in customer identity verification and transaction reporting [9][10].