【环球网财经综合报道】北京时间11月4日凌晨，国际贵金属收盘涨跌不一，COMEX黄金期货涨0.43%报4013.7美元/ 盎司，重回4000美元整数关口，COMEX白银期货则跌0.52%报47.91美元/盎司。 联合新闻网近日发文称，金价徘徊在每盎司4000美元附近，交易者评估中国取消黄金零售的增值税抵扣优惠政策的影 响；BullionVault研究主管Adrian Ash表示，"全球黄金消费大国的这项税收调整将削弱市场信心"，但他补充说，伦敦 市场出现反弹显示多头情绪仍然坚挺。 消息面上，深圳水贝黄金市场金价昨日突发异动，克价单日大涨超50元。周大福珠宝表示，因黄金有关税收政策导致 成本增加，11月3日起部分商品涨价。 对此有行业人士分析称，国际金价高位震荡叠加黄金税负政策调整，行业迎来政策过渡期；金融机构暂停积存金相关 业务，更多是为避免非理性入场。 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) has resumed accepting applications for various gold accumulation services after a brief suspension, indicating a response to market conditions and regulatory adjustments in the gold sector [1] Group 1: Company Actions - ICBC has announced the resumption of services related to the "Ruyi Gold Accumulation" business, including account openings, active accumulation, new fixed accumulation plans, and physical gold withdrawal applications [1] - The bank had previously issued a notice to suspend these services, reflecting a cautious approach to market fluctuations [1] Group 2: Industry Context - Other banks, such as China Construction Bank and Minsheng Bank, have also announced suspensions or adjustments to their gold accumulation services, indicating a broader trend within the banking sector [1] - Industry analysts suggest that the combination of high international gold prices and adjustments in gold tax policies has led to a transitional period for the industry, prompting banks to pause certain services to prevent irrational market entry [1] - The potential for banks to optimize product design and upgrade risk warning mechanisms for gold accumulation products is also highlighted as a strategic response to current market conditions [1]

11月3日晚，工商银行公告，现已恢复受理如意金积存业务的开户、主动积存、新增定期积存计划以及 提取实物的申请。 记者｜ 齐琦 编辑｜钉钉 行业人士对记者分析称，国际金价高位震荡叠加黄金税负政策调整，行业迎来政策过渡期。银行暂停相 关业务，更多是为避免非理性入场，待市场波动趋稳后再重启，也不排除银行正优化产品设计、升级积 存金的风险提示机制等措施。 该行今早刚发布了暂停受理相关产品的通知。同日，建设银行也发布关于暂停受理易存金等业务的公 告；民生银行也调整积存金交易时间。 ...

该行今早刚发布了暂停受理相关产品的通知。同日，建设银行也发布关于暂停受理易存金等业务的公 告；民生银行也调整积存金交易时间。 行业人士对记者分析称，国际金价高位震荡叠加黄金税负政策调整，行业迎来政策过渡期。银行暂停相 关业务，更多是为避免非理性入场，待市场波动趋稳后再重启，也不排除银行正优化产品设计、升级积 存金的风险提示机制等措施。 银行暂停相关业务，更多是为避免非理性入场。 11月3日晚，工商银行公告，现已恢复受理如意金积存业务的开户、主动积存、新增定期积存计划以及 提取实物的申请。 ...