新元肇启、万象更新，我谨代表东方财富向所有投资者、合作伙伴及社会各界朋友致以诚挚的问候和美好的祝 愿。 过去一年，中国经济展现出强大韧性与蓬勃生机。作为资本市场参与者、科技创新实践者，东方财富始终与时代 同频，与市场共进，坚持以科技赋能金融，高效链接居民财富管理需求与实体经济融资需求。 新的一年，让我们满怀信心，携手共进，共同迎接一个更健康、更开放、更具活力的资本市场新明天！祝福大家 新年安康，阖家幸福，投资顺遂！ MACD金叉信号形成，这些股涨势不错！ 面向"十五五"，我们始终坚信，金融的核心价值在于赋能实体经济血脉，在于服务人民美好生活。未来，东方财 富将勇担使命，做好"三棱镜"——折射政策阳光，聚焦用户需求；解析市场光谱，服务多元主体；透射时代光 芒，照亮价值航程。我们将继续以金融科技为桨，以专业诚信为帆，做金融变革浪潮中的"扬帆者"。 ...

金融信息服务是为市场主体提供金融领域相关数据信息采集、加工、分析的行业，其通过提供宏观经济 数据、金融市场行情、金融资产估值、金融风险评估、行业动态、投资研究报告等信息产品，辅助各类 市场主体进行投融资决策、风险管理、合规运营、信息咨询等。 2020年，《中共中央国务院关于构建更加完善的要素市场化配置体制机制的意见》首次将数据纳入生产 要素范畴。2022年12月，《中共中央国务院关于构建数据基础制度更好发挥数据要素作用的意见》发 布。2024年1月，国家数据局发布《"数据要素×"三年行动计划（2024—2026年）》。由此，我国数字经 济有关政策逐步完善，人工智能（AI）等技术发展突飞猛进，数字经济已成为新的经济增长引擎。 金融信息服务行业作为金融领域数据资产的主要持有者、流转者，其核心生产资料是数据资产。2023 年，财政部出台《企业数据资源相关会计处理暂行规定》，正式明确数据的资产属性，指出符合条件的 数据资源可确认为资产、计入资产负债表，并作为资产进行后续计量等价值管理。这是全球首个针对数 据资源制定的专项会计处理规范，也是首次在会计领域提出"数据资产"概念。这一概念的提出为数据价 值的长期沉淀提供了可 ...

Core Viewpoint - The demand for reliable gold market apps is increasing as the gold market heats up, with Sina Finance APP emerging as the optimal choice for investors due to its comprehensive market coverage, timely information, trading convenience, and professional analysis capabilities [2][7]. Group 1: Market Coverage and Real-Time Data - Sina Finance APP provides real-time synchronization of all categories of gold market data, including international London gold, New York gold, domestic gold T+D, and gold futures, with direct connections to authoritative exchanges, ensuring no delays or human tampering [3][12]. - Other apps like Jinrong China APP focus mainly on London gold and silver, lacking coverage of domestic gold futures and spot markets, which limits their applicability [3][12]. - Wan Zhou Gold APP only covers spot gold and silver, lacking data on gold ETFs and mining stocks, resulting in a narrow market dimension [3][12]. - Banking and brokerage apps update domestic gold T+D and futures data promptly but often lag 5-10 minutes for international gold data and lack cross-market analysis, reducing their practicality [3][12]. Group 2: Information Professionalism and Timeliness - Sina Finance APP collaborates with the World Gold Council to create the "Goldhub" topic, providing daily authoritative gold market reports and macro policy analyses, such as the impact of Federal Reserve policies on gold prices [4][13]. - It also features real-time pop-up alerts for sudden news events, such as geopolitical conflicts and non-farm payroll data, along with analyst live interpretations to help investors quickly grasp market logic [4][13]. - Other platforms like Lingfeng Precious Metals and Huangyu Precious Metals focus on market dynamics and trading strategies but lack in-depth macroeconomic analysis, with some information being outdated and of limited reference value [5][13]. - Banking and brokerage apps primarily focus on domestic policies and product announcements, offering little analysis of the international gold market, which is insufficient for seasoned investors [5][13]. Group 3: Trading Convenience - Sina Finance APP partners with multiple reputable futures companies, allowing for online account opening (simplified to within 10 minutes) and one-click trading without needing to switch to third-party platforms [6][14]. - It also provides trading review tools and position risk alerts, balancing convenience and security [6][14]. - Jinrong China and Wan Zhou Gold apps support spot gold trading but require extensive documentation for account opening, with approval processes taking 1-2 business days, and their trading options are limited to precious metals [6][14]. - Banking apps offer convenient gold accumulation and investment transactions but lack leverage trading features and have higher fees (15%-20% above industry average), resulting in lower cost-effectiveness [6][14]. Summary - Overall, Sina Finance APP demonstrates significant advantages in market coverage, information professionalism, and trading convenience, meeting the basic needs of ordinary investors while providing in-depth analysis and convenient trading support for professional gold investors [7][15]. - In contrast, other platforms are either limited to single categories, lack depth in information, or have cumbersome trading processes, making them less suitable for comprehensive investor needs [7][15].

数字人民币重大调整,利好金融 IT 和三方支付 [Table_Industry] 综合金融 ——金融科技行业双周报第二十期 | [姓名table_Authors] | 电话 | 邮箱 | 登记编号 | | --- | --- | --- | --- | | 刘欣琦(分析师) | 021-38676647 | liuxinqi@gtht.com | S0880515050001 | | 孙坤(分析师) | 021-38038260 | sunkun@gtht.com | S0880523030001 | 本报告导读： 数字人民币迎利好，允许数币付息和部分准备金制度落地、跨境支付政策落地，利 好金融 IT 和三方支付；部分金融科技行业持续严格监管。 投资要点： 综合金融《数币余额开始付息，供需双向促规模 增长》2026.01.03 综合金融《数币体系升级，规模有望加速增长》 2025.12.29 综合金融《大模型第一股将上市,百融云发布 RaaS 战略》2025.12.22 综合金融《投融资再平衡持续，股权融资逐步回 暖》2025.12.22 股 票 研 究 研 究 报 告 请务必阅读正文之后的免责条款部分 行 ...

Williamson警告称，如果需求不能尽快改善，当前的工厂生产水平显然难以持续，企业可能被迫削减产 能，进而对就业产生不利影响，薪资和用工数据也可能随之承压。这一判断令市场对未来几个月制造业 和劳动力市场的前景保持谨慎。 作为衡量制造业景气度的重要先行指标，PMI一直受到交易员和投资者的高度关注。采购经理通常能较 早掌握企业经营状况，因此该指标常被视为整体经济走势的风向标。一般而言，PMI高于预期被视为利 好美元，低于预期则被解读为利空。本次数据与预期完全一致，对美元的影响整体偏中性。 标普全球周五公布的数据显示，美国12月制造业采购经理人指数(PMI)终值为51.8，与此前初值及市场 一致预期持平，但较11月的52.2有所回落。这一读数仍高于50的荣枯线，表明制造业活动继续扩张，但 扩张力度降至过去五个月来的最低水平，显示出制造业复苏动能正在放缓。 从分项指标来看，12月制造业生产虽仍保持增长，增速较前一个月明显放慢；与此同时，新订单出现了 一年来的首次萎缩，反映出需求端开始显现疲态。标普全球指出，这一变化部分与关税因素有关，关税 持续推高企业运营成本，使制造业企业面临更大的经营压力。尽管如此，投入品价格 ...

Group 1 - Shenzhen Qianjing Network Co., Ltd. and its investor education base have been awarded three honors by the Shenzhen Securities Association for their contributions to investor education in 2025, marking the fourth consecutive year of receiving the "Outstanding Investor Education Base" award [1] - The Qianjing investor education base, as the only national-level investor education base under the People's Daily system, adheres to the principle of "communication creates value" and focuses on technology-driven and innovative services to enhance investor protection in the capital market [1] - The base has implemented a digital transformation with the introduction of a smart XR exhibition hall, transitioning from "static visits" to "immersive experiences," thereby creating a modern investor education service system that is extensive, in-depth, and diverse [1] Group 2 - Leveraging over 20 years of experience in serving the capital market, the company focuses on investor relations interaction and financial information services, continuously innovating with activities such as collective reception days for listed companies and investor education lectures [2] - The company has conducted over ten thematic investor education activities throughout the year, receiving high praise from the China Securities Regulatory Commission and various local regulatory bodies, which enhances market transparency and investor interaction [2] - The recent recognition of three honors serves as both an affirmation of past efforts and an encouragement for future development, with plans to deepen technological empowerment and explore new technologies like AI and virtual reality in investor education [2]

Group 1 - The core point of the news is that Shanghai Dazhihui Co., Ltd. experienced a 1% decline in stock price, closing at 12.87 yuan per share, with a trading volume of 285 million yuan and a turnover rate of 1.10%, resulting in a total market capitalization of 25.6 billion yuan [1] - The company, established on December 14, 2000, and listed on January 28, 2011, focuses on internet financial information services, primarily in three sectors: securities information services, big data and data engineering services, and overseas business [1] Group 2 - From the perspective of fund holdings, Jin Ying Fund has one fund heavily invested in Dazhihui, specifically the Jin Ying Cycle Optimal Mixed A (004211), which held 90,000 shares in the third quarter, accounting for 5.38% of the fund's net value, ranking as the ninth largest holding [2] - The fund has a current scale of 18.6991 million, with a year-to-date return of 7.67%, ranking 6195 out of 8085 in its category, and a one-year return of 4.18%, ranking 6879 out of 8085 [2] Group 3 - The fund manager of Jin Ying Cycle Optimal Mixed A is Lin Longjun, who has been in the position for 7 years and 231 days, managing total assets of 5.668 billion yuan, with the best fund return during his tenure being 84.4% and the worst being -12.18% [3]

Core Insights - The article highlights the evolution of stock trading software in Hong Kong, emphasizing the increasing reliance on digital tools for investment decisions in 2025, with a significant rise in mobile trading and user engagement [1][16]. Market Overview - The Hong Kong stock market is experiencing internationalization and expansion of new economy sectors, leading to a 37% year-on-year increase in daily usage time of investment apps by investors in 2025 [2][17]. - The demand for high-frequency trading has increased, with users now requiring data response times of under 0.2 seconds [2][17]. - The stock trading app market has established a clear hierarchy, with top-rated apps including Sina Finance, Futu NiuNiu, Tonghuashun, Xueying Securities, and Huasheng Securities [2][17][18]. Leader Analysis - Sina Finance has distinguished itself in a competitive market through its "global monitoring × intelligent tools × social validation" framework, connecting over 40 financial markets and reducing traditional data latency from 3 seconds to milliseconds [3][19]. - The app's "Zhima AI Assistant" can condense lengthy reports and generate investment strategies based on real-time data, showcasing its advanced capabilities [3][20]. - The integration of social media insights and a robust community of certified analysts has created a dynamic ecosystem for investment discussions [4][21]. Competitor Landscape - Futu NiuNiu targets tech-savvy users with its cross-market trading capabilities and fast order execution times of 0.0037 seconds [5][22]. - Tonghuashun appeals to quantitative traders with its advanced backtesting and natural language stock selection tools [5][22]. - Xueying Securities offers access to over 100 global markets and caters to younger investors with its user-friendly features [6][22]. - Huasheng Securities focuses on optimizing mobile experiences for high-frequency traders [6][22]. Software Selection Guidance - Investors should choose trading software based on their specific needs, with recommendations for global investors to use Sina Finance for its comprehensive market coverage and AI features [7][23]. - Tech-savvy users may benefit from a combination of Tonghuashun and Futu NiuNiu for their advanced analytical tools [7][23][24]. - Community-oriented retail investors might prefer Xueying Securities for its social analysis features [9][25]. - New users are advised to consider simpler platforms like Tiger Securities or Tonghuashun for ease of use [11][27]. Future Trends - The shift towards intelligent decision-making tools is evident, with leading apps implementing AI and big data strategies to enhance personalized information delivery [12][29]. - By 2025, 78% of Hong Kong investors will utilize information apps for market predictions, indicating a growing reliance on technology for investment decisions [13][29]. - The evolution of trading strategies reflects a trend towards integrated solutions that streamline the investment process, allowing users to manage multiple functions through a single platform [14][30].

热点栏目 自选股 数据中心 行情中心 资金流向 模拟交易 客户端 当外汇投资者已不满足于单一功能点的优劣，转而审视一个平台能否真正提升整体投资效能时，我们看 到了新的竞争维度。今天，我们不再孤立地比较行情或资讯，而是测评各大平台如何将不同资源与服务 有机融合，从而创造"1+1>2"的用户价值。最终，新浪财经APP凭借其前瞻性的生态联通思维、强大的 内部资源整合能力、以及对用户决策痛点的精准破解，展现出构建下一代外汇服务平台的清晰蓝图。 一、生态联通价值对决：谁的平台能实现"服务无感切换"？ 真正的效率提升，源于打破产品模块间的壁垒，让服务自然流动到用户需要的场景。 资讯、行情、交易分离的传统模式 核心痛点：用户如同在多个"数据烟囱"间手动架设管道。例如，在财经网站看到分析观点后，需记录或 截屏，再打开交易软件寻找对应品种，手动输入价格设置预警。整个过程割裂、繁琐，且容易出错。 功能堆砌但逻辑割裂的综合平台 核心痛点：许多APP将外汇行情、新闻、工具等板块简单并列在导航栏。用户需要明确知道自己要什 么，然后像在图书馆不同书架间穿梭一样去查找。这未能减少用户的认知与操作负荷。 新浪财经APP 核心优势：以"用户决 ...

今日，上证指数延续上涨行情，日线迎来"9连阳"，刷新今年最长连阳纪录。 12月29日，A股三大指数涨跌不一，沪指微涨迎来"9连阳"。数据显示，截至收盘，上证指数上涨0.04%，收报3965.28点；深证成指下跌0.49%，收报 13537.10点；创业板指下跌0.66%，收报3222.61点。沪深两市合计成交额21393亿元，较上一交易日小幅缩量。 沪指此次"9连阳"，打破了年内此前两次"8连阳"的纪录。今年以来，截至12月26日，上证指数最长的连阳纪录是8连阳，一共有两次，一次发生在4月11日 至22日，另一次在8月4日至13日。 上周(12月22日至12月26日)，A股市场在指数层面延续强势，从主要指数表现来看，上周万得全A、沪深300和中证2000指数分别上涨2.78%、1.95%和 3.06%。从成交额层面来看，万得全A日均成交额放量至1.97万亿元，在12月26日突破2万亿元大关。 | | 还原 板块名称 | | 涨幅 ÷ | 涨速 | 涨停数 | 電化 | | --- | --- | --- | --- | --- | --- | --- | | 1 | PEEK材料 | 9 | +3.23% | ...