Kevin Hanks live at the CBOE with our pre-bell playbook. Um, we've gotten in a few reports. I saw durable goods and GDP.I I thought the GDP print here 4.3% but it was delayed. What were your thoughts. >> Good morning, Nicole.Yeah, we're we're getting some key data. However, it's old key data. Right.Uh, we're getting this is actually the first look at third quarter GDP. The October reading was cancelled, so we're only going to get two this time. We we'll get this one and another update in January, but the nu ...

Core Insights - Visa's preliminary data indicates that U.S. holiday retail sales increased by 4.2% year-over-year, unadjusted for inflation [1][8] - E-commerce sales surged by 7.8%, while physical stores accounted for nearly three-quarters of total retail spending [1][8] - Sales of electronic products rose significantly by 5.8%, attributed to consumer demand for high-performance devices in the era of artificial intelligence [1][5] Retail Performance - The report highlights that despite ongoing economic headwinds, consumer spending remains resilient, particularly in technology and personal goods [3][10] - The data is based on Visa's U.S. payment network transactions, tracking consumer spending behavior over a seven-week period starting November 1, excluding automotive, gasoline, and dining expenditures [3][10] - Offline spending represented 73% of total retail payments, while online spending made up the remaining 27% [3][10] Consumer Behavior Trends - Visa's Chief Economist, Michael Brown, noted a decline in consumer confidence compared to the previous year, yet spending levels remain strong [4][11] - The influence of artificial intelligence on consumer behavior is growing, with about half of consumers using AI tools for price comparison and gift selection [4][11] - Spending patterns indicate a shift towards personal items and convenience products, with home improvement spending cooling off [5][12] Category-Specific Insights - Electronics emerged as the best-performing category with a 5.8% year-over-year sales increase, driven by a wave of product upgrades [5][11] - Apparel and accessories also performed well, with a 5.3% increase, while department stores focusing on one-stop shopping saw a 3.7% rise [12] - Conversely, home improvement spending declined by 1%, indicating a preference for holiday gifts and digital products over home renovations [12][13] Inflation Impact - The overall growth data is positive for the retail sector, but the unadjusted figures suggest that actual sales growth may be more moderate when considering the consumer price index [6][14] - After adjusting for inflation, the actual year-over-year growth in retail consumption for the holiday season is approximately 2.2% [7][15] - A recent survey revealed that 41% of Americans plan to reduce their holiday spending, a 6 percentage point increase from the previous year, highlighting the impact of high prices on consumer behavior [7][15]

Group 1 - The technology sector is becoming the core driver of China's economic growth, with the Hong Kong stock market's technology sector offering more investment options [1] - The Huazhang Hang Seng Hong Kong Stock Connect Technology Theme ETF (subscription code: 520843) has been launched, focusing on the AI industry chain and providing a new tool for investors in the Hong Kong technology sector [1] - The ETF closely tracks the Hang Seng Hong Kong Stock Connect Technology Theme Index, which includes key sectors such as information technology, electronic components, interactive media and services, online retailers, and payment services, covering the entire AI industry chain [1] Group 2 - The Hang Seng Hong Kong Stock Connect Technology Theme Index includes major tech companies like Xiaomi, Alibaba, Tencent, Kuaishou, SMIC, Meituan, and Lenovo, and is more focused on the AI industry chain compared to other indices [1] - The index consists of 30 constituent stocks, with a quarterly adjustment frequency, and has a stock weight cap of 10%, which is higher than the 8% cap of the Hang Seng Technology Index, indicating a more concentrated weight distribution [1] - The Hong Kong stock market is expected to see revenue growth of 3.4% and profit growth of 8.5% in 2024, with the technology sector benefiting from the overall development of the AI industry, projecting a profit growth rate of 51% for the Hang Seng Hong Kong Stock Connect Technology sector in 2024 [2]

Core Viewpoint - A new scam has emerged where fraudsters impersonate "Confidential Bureau" staff to deceive WeChat and Alipay users into downloading malicious software, leading to unauthorized access to their accounts and financial loss [2][4]. Group 1: Scam Details - Fraudsters pose as officials from the "Confidential Bureau," "Banking Regulatory Commission," or platform customer service, claiming that the user's WeChat or Alipay "no-password payment" feature is activated and will incur charges unless disabled [2]. - Victims are directed to a specific website to download malicious software that allows remote control of their devices, enabling fraudsters to manipulate the victims into providing sensitive information such as facial recognition, bank passwords, and SMS verification codes [2][4]. Group 2: User Awareness and Safety Measures - Users should be aware that legitimate authorities will not request sensitive information or guide them to download software via phone calls [5]. - The "no-password payment" feature of WeChat and Alipay does not incur any fees, and any request to disable it or download software under such pretexts is likely a scam [5]. - It is advised not to engage in screen sharing with strangers or download unknown applications, as these may contain remote control capabilities that compromise personal information [5]. Group 3: Industry Response and Recommendations - The China Payment and Clearing Association has called for enhanced security management of "no-password payment" services, emphasizing the need for clear user consent during activation and preventing default activation practices [6]. - There is a need to assess the risk tolerance and capacity of elderly users before enabling "no-password payment" features, ensuring that vulnerable groups are protected [6]. - The industry must collaborate to strengthen security measures, ensuring that "no-password payment" technology enhances convenience without compromising safety [7].

Group 1 - The U.S. Senate confirmed billionaire private astronaut Jared Isaacman as the 15th Administrator of NASA with a vote of 67 in favor and 30 against [1] - Isaacman is the founder and CEO of Shift4 Payments and was first nominated by Trump in December last year, but the nomination was withdrawn in May [3] - Isaacman participated in a mission in September 2024, where he was one of four astronauts on the SpaceX Dragon spacecraft, completing the world's first commercial spacewalk [3] Group 2 - The nomination of Isaacman is seen as a significant move in the context of the relationship between Trump and Elon Musk, especially after tensions arose when Trump withdrew the initial nomination [3] - SpaceX, a major contractor for NASA, is linked to Isaacman's nomination, highlighting the intersection of private space exploration and government contracts [3]

证券日报网讯12月16日，新国都（300130）在互动平台回答投资者提问时表示，公司业务涵盖支付服务 及场景数字化服务、电子支付设备业务、人工智能等领域。帕西尼感知科技是一家拥有前沿核心触觉技 术的具身智能领域企业，公司战略投资帕西尼感知科技，主要为强化前沿技术布局并探索智能制造协 同。公司始终关注人工智能、具身智能等新技术、新业态的驱动与变革，未来将会持续关注相关技术与 应用的升级及商业机会，探索其在公司主要业务下的应用场景。 ...

Core Viewpoint - The company is actively expanding its cross-border payment brand PayKKa, providing comprehensive payment solutions for businesses going abroad [1] Group 1: Business Development - The company has focused on the development and channel construction of PayKKa in recent years [1] - PayKKa offers a one-stop cross-border payment solution addressing issues related to fund collection, payment, settlement, and management for outbound enterprises [1] Group 2: Licensing and Compliance - The company has obtained licenses including Luxembourg PI, Hong Kong MSO, and US MSB, establishing a global compliance network [1] - The company adheres to international regulations and has achieved multiple security certifications to ensure data safety [1] Group 3: Product Offering - PayKKa provides a range of payment services including B2B cross-border trade collection, B2C cross-border e-commerce collection, and global acquiring [1] - The platform supports payment transactions in over 10 major global currencies and acquiring services in more than 150 currencies [1] Group 4: Future Plans - The company plans to continue enhancing its overseas licensing layout and strengthen its product, team, and channel development to accelerate the expansion of its cross-border payment business [1]

来源：美通社 新加坡2025年12月16日 /美通社/ -- 全球支付与财资管理服务商寻汇SUNRATE今日宣布，正式在沃尔玛 全球电商推出支付解决方案，跨境卖家可通过寻汇SUNRATE账户直接收取平台销售款项，解锁更高 效、安全且具成本优势的跨境增长新机遇。 寻汇SUNRATE创立于2016年，致力于为全球企业提供安全、高效的全球支付与财资管理解决方案。依 托自主研发的强大技术引擎、广泛的支付网络与定制化API方案，寻汇SUNRATE助力企业在190+国家 及地区开展业务。 合规可信，安全收付：寻汇SUNRATE持有中国人民银行颁发的《支付业务许可证》及全球多个国家及 地区的支付牌照，严格遵循跨境合规要求。 汇率透明，成本优化：卖家可享受公开透明的汇率，有效防范货币波动对收款的影响。同时，寻汇 SUNRATE提供极具竞争力的提现与转账手续费，资金管理更具可控性与可预测性。 极速入驻，轻松开店：通过寻汇SUNRATE晨曦计划-「全球开店」，沃尔玛卖家可加速完成店铺申请， 最快1个工作日即可完成审批，快人一步开启跨境销售。 寻汇SUNRATE联合创始人Joshua Bao表示："此次推出沃尔玛全球电商支付解决方 ...

Group 1 - The core point of the article is that Guangdong Tianyima Information Industry Co., Ltd. plans to acquire 98.5632% of Xingyun Kaiwu's equity through a combination of issuing shares and cash payment, with the total transaction value estimated at approximately 1.189 billion yuan [1][9] - The acquisition will result in Xingyun Kaiwu becoming a subsidiary of Tianyima, enhancing its position in the payment industry [1][9] - Xingyun Kaiwu is not a licensed payment institution but operates in the acquiring outsourcing service segment of the payment industry [10][11] Group 2 - Xingyun Kaiwu has completed the necessary registrations with the China Payment and Clearing Association, indicating its compliance as an acquiring outsourcing service provider [11][12] - The company has a significant operational scale, connecting over 3.8 million active devices across more than 600 cities in China, focusing on self-service equipment and intelligent platform construction [11][12] - The business model of Xingyun Kaiwu integrates self-service devices, SaaS systems, and acquiring outsourcing services, catering to various offline consumption scenarios [11][12] Group 3 - The article highlights that the acquisition of non-licensed payment entities by listed companies is not unprecedented, with varying outcomes in past cases [13][14] - Historical examples include Huafeng Superfiber's acquisition of Weifutong Technology for approximately 1.8 billion yuan, which was one of the early cases of capital market integration of payment peripheral service providers [13][14] - The ongoing regulatory emphasis on clarifying the boundaries between payment institutions and outsourcing service providers may influence the future of such acquisitions in the payment industry [14]

一、市场表现 5、据巴基斯坦媒体《论坛快报》12月10日报道，巴金融科技平台NayaPay与蚂蚁集团的的支付宝+合作，推出了全球二维码支付服务。该合作将使 NayaPay的用户在全球50多个支持支付宝的国家进行扫码支付，覆盖零售、餐饮、交通、医疗和娱乐等行业，为巴基斯坦消费者带来更加安全便捷的支付体 验。 6、据巴基斯坦联合通讯社12月10日报道，巴计划发展和特别任务部的官方文件显示，信德省通过独立电力生产商（IPP）、外国直接投资（FDI）以及 建设-运营-转让（BOT）等模式，已成功完成了12项重大电力能源项目，使得该省欠发达地区的中巴经济走廊能源组合建设取得显著进展。相关项目涵盖传 统能源以及绿色能源，同时含一条国家级高压直流输电线路，将大大提高巴基斯坦能源潜力，并增强其长期稳定性。 7、巴基斯坦汽车制造商协会（PAMA）12月11日报告称，随着当地市场新车型、新型号的推出，巴新车销量上升且经济信心增强。数据显示，2025至 2026财年前五个月（2025年7月至2025年11月）不含吉普车及皮卡在内的汽车销量增长43%，达到5.52万辆，而去年同期为3.86万辆。 中国经济网数据中心 2025年12月 ...