"首付少了8万，月供还能跟着货量走"，河北卡车司机老张的经历，正是狮桥融资租赁深耕实体13年的缩影。作为以商用车金融为核心的头部企业，狮桥用 扎实数据勾勒金融赋能实体的路径，更凭实力斩获"普惠租赁领军企业"称号。 新能源车运营，年减碳达53.8万吨。创新"车电分离"方案更将购车成本降低本三成，让通司机也能轻松切换新能源车型。 科技赋能让服务高效可控。8.7分钟极速审批、1.42%的不良率（低于行业均值三成），彰显其智能风控实力。高效服务不仅提升用户体验，更获资本市场认 可，2025年末逆势发行两期低利率产品便是佐证。 如今狮桥已从商用车延伸至绿色能源领域，2025年新能源业务占比突破50%的目标清晰明确。以普惠为基、绿色为向、科技为翼，狮桥正持续为产业升级注 入动能。 普惠是狮桥的核心底色。33亿元注册资本支撑起累计1720亿元实体投放，截至目前已服务36.8万名个体司机，助力购置55.8万台重卡，让85%以上中小微经 营主体摆脱融资困境，间接稳定超百万就业。 ...

12月4日，第十二届全球租赁业竞争力论坛年度峰会在天津成功召开。本届峰会以"谋新十五五，开创新作为"为主题，聚焦如何以租赁力量服务实体经 济。来自300余家租赁公司、商业银行和实体企业的1000余名代表参加了本届峰会。 峰会期间，2025年度（第八届）中国融资租赁"腾飞奖"获奖名单正式揭晓。海尔融资租赁凭借服务实体经济、助推产业转型升级方面的卓越表现，荣 获"年度最佳融资租赁公司"称号。 中国融资租赁"腾飞奖"由全球租赁业竞争力论坛组织评选，邀请业内权威专家组成专家评审委员会，通过申报、调研、专家评审等程序，对综合实力突出 或在某一细分领域表现卓越的企业予以表彰，"年度最佳融资租赁公司"为其中重要奖项。 作为国内领先的融资租赁企业，海尔融资租赁始终紧跟国家政策导向，积极服务五篇大文章，深耕智能制造、医疗健康、教育文化、农牧食品等领域，聚 焦高端装备、新材料、生物医药等战略性新兴产业与未来产业，不断优化产业布局，切实支持科技创新与产业升级，为做精做实金融五篇大文章、服务实 体经济贡献力量。 未来，海尔融资租赁将紧跟国家战略，聚焦主责主业，持续发挥"融资+融物"优势，不断创新产品和服务模式，为实体经济高质量发展注 ...

Group 1 - The core point of the article is the resignation of Ms. Yu Dongjun from the board of Zhejiang Dongfang due to personal work changes, and the nomination of Mr. Shen Qi as a new board candidate [1] - Zhejiang Dongfang's revenue composition for the year 2024 is as follows: futures business accounts for 82.69%, financing leasing for 5.48%, other businesses for 4.21%, insurance business for 4.07%, and trust business for 3.31% [1] - As of the report, Zhejiang Dongfang has a market capitalization of 21.7 billion yuan [1]

智通财经APP讯，中联重科(01157)发布公告，关于收购中联重科融资租赁(北京)有限公司注册股本总共 81%，收购事项已获得北京市地方金融管理局的批准，目标公司已于2025年12月5日完成了本次股权转 让的工商变更登记事宜。自完成上述变更登记之后，目标公司成为公司的全资附属公司，其业绩也将合 并入公司的财务报表。 ...

Core Insights - The article highlights the synergy between Shanghai's financial sector and the healthcare industry, emphasizing the city's innovative policies that facilitate the development of the medical and health sector [1] Policy Breakthrough - The implementation of the "Regulations on Medical Device Financing Leasing Management in Pudong New Area" marks a significant policy shift, allowing financing leasing to extend beyond large medical equipment to include small and medium-sized diagnostic devices, addressing the needs of grassroots hospitals [4] - The new regulations enable companies like Guoyao Ronghui to obtain medical device operating licenses, expanding their business scope to include various medical devices suitable for fixed asset management [4] Innovation in Business - The company is actively exploring new growth avenues by establishing multiple innovative departments, including those focused on medical logistics, health and environmental protection, medical education, and life sciences, which have collectively invested nearly 10 billion yuan [5] - The health and environmental team has achieved a compound annual growth rate of 30%, while the medical education team has exceeded 40%, showcasing the effectiveness of the company's innovative practices [5] Ecosystem Development - The company emphasizes the importance of integrating financial resources with industry needs, advocating for a collaborative approach to enhance the healthcare sector, particularly through the establishment of the "Shanghai-Suzhou-Zhejiang Medical Equipment Leasing Collaborative Platform" [6] - By organizing cross-regional industry exchange meetings, the company aims to strengthen the collaboration between research institutions, equipment manufacturers, and medical organizations, thereby enhancing the overall healthcare ecosystem in the Yangtze River Delta [6]

Core Viewpoint - The essence of financing leasing is not merely about lending but deeply understanding the industry, equipment, and business logic, as articulated by the Deputy General Manager of Haitong Hengxin, who emphasizes the importance of industry immersion and service to the real economy [1] Group 1: Industry Depth and Professional Foundation - The connection to the financing leasing industry began with a belief in its intrinsic value, leading to early specialization in direct and operational leasing, and a focus on various sectors such as IT, telecommunications, and healthcare [4] - Over a decade of immersive experience has cultivated a deep understanding of financial data and business essence, enabling the development of practical insights and methodologies for industry engagement [4][5] - The "Three-Dimensional Law of Industry Depth" has been established, emphasizing granular understanding, precise lifecycle predictions, and awareness of the interconnectedness within the industry ecosystem [5] Group 2: Collaborative Service Capabilities - The company is actively pursuing a "Leasing+" collaborative strategy, integrating traditional leasing with broader financial ecosystems to enhance its role as a connector between industry and capital [6] - Initiatives include exploring "Leasing+Investment" and "Leasing+Research" to create innovative financial solutions and improve strategic positioning in emerging sectors like green energy and commercial aerospace [6] Group 3: Sustainable Organizational Framework - The transformation of individual professional capabilities into organizational systems is crucial for sustainable value creation, with a focus on building a collaborative marketing management system and enhancing operational resilience [7] - The establishment of a comprehensive risk control system and asset management lifecycle has significantly improved operational efficiency and risk management capabilities [7] Group 4: Industry Contribution and Knowledge Sharing - The company actively shares its innovative practices with the industry, contributing to the development of industry standards and infrastructure through participation in reports and legislative discussions [9] - Recognition of innovative projects has positioned the company as a leader in the financing leasing sector, providing valuable case studies for the industry [9]

"制度不是挂在墙上的文字，要成为解决问题的工具。"作为分管风险合规的负责人，胡雨亭始终将风险防控视为企业稳健发展的生命线，积极推动公司构建 系统化、前瞻性的风控体系。在她的推动下，茅台租赁逐步建立起覆盖战略、财务、市场、运营、法律、舆情等六大维度的"全过程风控"架构，形成以"风 险偏好+责任体系+评价机制"为核心的闭环管理机制，推动风险管理从传统的事后审核向前端识别、事中控制、事后复盘转变。 通过常态化的内控评估与流程回溯机制，公司合规经营意识不断增强，为在复杂多变的市场环境中稳健前行打下坚实基础。在她的推动下，公司核心制度迎 来系统性升级：修订公司章程与董事会议事规则，明确董事会与经营层的决策边界；建立常态化内控评估体系，定期回溯业务流程，及时发现并解决潜在风 险点；优化授权管理机制，确保各项业务操作有章可循、规范有序。 二、风控护航：全流程体系守护"零不良"纪录 1 1 1 1 3.82 16 1 STERNET THE PERSON THE a 12 一、治理筑基：近80项制度搭建内控管理"四梁八柱" "企业治理就像酿酒的窖池，基础扎实才能酿出'好酒'。"加入茅台租赁后，胡雨亭不断完善公司制度体系建设， ...

Core Insights - The company, Bo Yi Financing Leasing Co., is positioned as a "value excavator" in the vehicle and equipment leasing sector, addressing industry pain points and activating financial value through compliance, technology, and resource integration [1][3]. Group 1: Automotive Financial Services - Bo Yi Financing Leasing emphasizes the balance between "scale and compliance" in the automotive finance sector, leveraging its national financing leasing license to mitigate risks for partners and enhance core capabilities in self-audit and self-lending [3]. - The company offers "full-chain value services," which include compliance audits for automotive finance lending, ownership transfer regulations, and dedicated financial channels, thereby transforming the automotive finance business from "dispersed operations" to "scaled profitability" [3]. Group 2: Real Economy Services - In the realm of real economy services, Bo Yi Financing Leasing focuses on the synergy between "financing and operations," particularly in core areas such as new energy, intelligent manufacturing, and high-end equipment [5]. - The company adopts an "innovative leasing model + technological risk control system" to create a "financing + operations" ecosystem, allowing clients to reduce capital occupation through "leasing instead of buying" and providing comprehensive support from equipment selection to maintenance [5]. Group 3: Future Vision - Bo Yi Financing Leasing aims to continuously foster a financing ecosystem that nourishes the real economy, emphasizing the role of technology and integrity in building partnerships for a modernized China [7].

航运界网消息，为深入贯彻落实党的二十届四中全会精神，持续做好金融"五篇大文章"，切实助力上海国际金融中心建设，近日，交银金租联合中银金 租，依托上海临港新片区先行先试、大力促进融资租赁业高质量发展的政策优势，在上海融资租赁资产流转中心成功落地新能源经营租赁资产交易项目， 并获得行业首单经营租赁资产流转专项奖励认证。 近年来，交银金租积极把握时代脉搏，将国家大力倡导的绿色发展理念与乡村振兴战略深度融入企业发展的核心基因，持续打造绿色、普惠租赁新模式， 将促进绿色能源产业转型升级与助力乡村振兴、增加农民收入相结合，积极助力"美丽中国"建设。 未来，交银金租将继续以国家战略为引领，坚守国有金融机构的使命担当，持续深化与上海交易集团及上海融资租赁资产流转中心的合作伙伴关系，充分 发挥在资产流转、要素配置及金融认证等方面的专业平台优势。同时，进一步深化产融结合，携手融资租赁行业伙伴与适租产业链上下游核心企业，不断 创新租赁产品与服务模式，共同构建共生、共享、共赢的产融结合新生态，为实体产业源源不断地注入更精准、更强劲、更持续的金融动能。 本次交易打通了户用光伏电站经营租赁业务资产的流转渠道，有力健全"投、融、管、退"全 ...

Core Viewpoint - The company, Lide Education (01449), has entered into a financing lease agreement with Haitong Hengxin for various educational equipment and platforms, indicating a strategic move to enhance its educational offerings and infrastructure [1] Group 1: Financing Lease Agreement - The financing lease agreement is set to be effective on December 5, 2025, between Heilongjiang Industrial College (the company's comprehensive affiliated entity) as the lessee and Haitong Hengxin as the lessor [1] - The leased assets include teaching electronic devices, multimedia equipment, training platforms, experimental models, experimental platforms, and experimental equipment, which are essential for modern educational practices [1]