哪些机构需要执行CRS尽职调查? 在中华人民共和国境内设立的金融机构均需要按照《CRS管理办法》开展CRS尽职调查工作。此处的金融机构包括存款机构、托管机构、投资机构、特定 的保险机构及其分支机构。包括： ◉ 商业银行、农村信用合作社等吸收公众存款的金融机构以及政策性银行； 通过执行CRS尽职调查，需要识别或申报的信息包括什么？ 自2017年7月1日起，中国境内金融机构开始执行非居民金融账户涉税信息的尽职调查（以下简称"CRS"）工作，并于次年完成了第一次非居民金融账户申 报（以下简称"CRS申报"）。时至今日，中国境内金融机构执行CRS尽职调查工作已有8年有余。随着全球税务透明化进程进一步加强，近来中国税务机 关加强了对境内金融机构执行CRS尽职调查程序的审查。目前已经有部分地区的税务机关成立了相关工作组，开始对其所管辖的境内金融机构进行线下的 CRS尽职调查执行情况的审查，通过审查金融机构实施CRS的实际情况，以确保金融机构有效实施CRS。 首先来了解一下CRS尽职调查都是要做什么？ 根据《非居民金融账户涉税信息尽职调查管理办法》（以下简称"《CRS管理办法》"），自2017年7月1日开始，中国境内金融机 ...

Bet_Noire / iStock via Getty Images Quick Read Stocks continued higher on Monday as the “Santa Claus” rally appears to be here. Small-caps were the big winner Monday as the Russell 2000 pushed higher again. Look for trading volume to really slow down today and tomorrow, as the Christmas holiday approaches. If you’re thinking about retiring or know someone who is, there are three quick questions causing many Americans to realize they can retire earlier than expected. take 5 minutes to learn more he ...

The European Union has agreed on its negotiating position for legislation that would allow the European Central Bank to issue a digital form of the single currency, including an offline version designed to function without internet access. The decision does not authorize issuance, but it clears the way for negotiations with the European Parliament and brings long-running debates over privacy, resilience, and political oversight into sharper focus. Offline, Private, Digital: Is Europe Rebuilding Cash in ...

【笔记20251223— 没有人觉得自己是最后一棒（+传财政部考虑缩减超长债发行比例-股市微涨+资金面均衡偏松=小下】 资金面均衡偏松，长债收益率小幅下行。 央行公开市场开展593亿元7天期逆回购操作，今日有1353亿元逆回购到期，净回笼760亿元。 资金面均衡偏松，资金利率平稳，DR001在1.27%附近，DR007在1.41%附近。 不要太纠结短期的波动，这会让自己迷失在信息的噪音和丛林之中。 ——笔记哥《交易》 | | | | 银行间资金 | (2025. 12. 23) | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 回购代码 | 加权利率 | 变化 | 利率支努 | 最高利率 | 变化 | 成交量 | 变化量 | ( 亿 | 成交量占 | | | (%) | (bp) | (近30天) | (%) | (bp) | (亿元) | 元) | | 比 (%) | | R001 | 1.35 | 0 | | 1.90 | 0 | 77084. 35 | 795. 58 | | 88.76 | | R00 ...

Central Banks' Rate Cuts - Major central banks have implemented interest rate cuts in 2025 at the fastest pace and largest scale since the financial crisis, with significant easing also observed in developing nations [1][2] - Nine central banks overseeing the 10 most traded currencies lowered their benchmark lending rates, delivering a total of 850 basis points across 32 rate reductions, marking the largest number of cuts since 2008 and the most extensive easing since 2009 [2] Change in Monetary Policy Tone - There has been a notable shift in monetary policy tone ahead of 2026, contrasting sharply with the rate hikes seen in 2022 and 2023 aimed at combating inflation due to rising energy prices [3] - Analysts suggest that 2026 may see a change in direction, with expectations of potential rate hikes from several G10 central banks, particularly Canada and Australia [3][4] Emerging Markets' Rate Cuts - In December, eight central banks from a sample of 18 developing economies delivered 350 basis points of cuts, contributing to a total of 3,085 basis points of easing across 51 moves in 2025, significantly surpassing the 2,160 basis points in 2024 [6]

Core Viewpoint - The current market dynamics show an unusual correlation between rising stocks and precious metals, particularly gold, which has increased nearly 70% this year, significantly outperforming the S&P 500's 20% rise [1][2]. Gold Market Analysis - Gold's performance is attributed to geopolitical tensions, particularly following Russia's invasion of Ukraine, and the current U.S. administration's policies that may lead to increased inflation, benefiting gold prices [2][7]. - Historical patterns suggest that new long positions in gold at current levels may not be favorable, as past instances indicate potential corrections after significant price increases [3][4]. - Goldman Sachs projects a base case scenario for gold prices reaching $4,900 per ounce by 2026, with potential for further upside [4]. Market Volatility and Predictions - The current gold price is approximately 100% above its 60-month moving average, a situation not seen since 1939, raising concerns about a possible correction [5][9]. - The low volatility in the stock market, currently at 11%, is expected to rise closer to its historical average of around 20%, which could signal a market correction [10]. - The inflow of gold-backed ETFs has been increasing, contrasting with outflows from Bitcoin ETFs, indicating a shift in investor sentiment towards precious metals [11]. Cryptocurrency Outlook - Bitcoin is anticipated to revert to its historical mean of around $50,000, with skepticism about its ability to surpass $100,000 due to market saturation and overhype [12][14]. - The ratio of Bitcoin to gold has decreased to about 19 ounces of gold per Bitcoin, the lowest in nearly two years, suggesting a bearish outlook for Bitcoin compared to gold [16]. Conclusion on Precious Metals - Gold is expected to continue outperforming other commodities and the stock market, particularly in a declining stock market environment, which poses a significant risk for next year [15].

US stocks were mixed at the start of the trading session on Tuesday after new data showed surprisingly strong growth in the US economy over the summer, leading investors to trim bets on near-term cuts from the Federal Reserve. The S&P 500 (^GSPC) and tech-heavy Nasdaq Composite (^IXIC) ticked upward to sit just above flat, by 0.07% and 0.1%, respectively, following the third win in a row for US stocks to start the week. The blue chip-heavy Dow Jones Industrial Average (^DJI), meanwhile, shed roughly 0.06% ...

AI. Market records. Tariffs. Penguins. TACO.It's been a big year of economic shocks and surges as the international framework of global trade was shredded.In other major news, a company famous for making gaming PC chips became the world's most valuable, and Australia's key interest rate stuttered downwards then flatlined.George Tharenou, chief economist for Australia at investment bank UBS, was in New York during April's so-called "liberation day", when US President Donald Trump revealed a sweeping regime o ...

Banking startup Erebor raises $350 million at over $4 billion valuation following FDIC approval: Axios https://t.co/Rnu44dAsmY ...

Gold and silver prices rose to record highs in early trading on Monday, spurred on by a confluence of a few different political events and economic factors, including tensions over the U.S. seizure of possibly another oil tanker from Venezuela, speculation of future Federal Reserve rate cuts, overall economic insecurity, and bets on U.S. monetary policy in 2026. Most Read from Fast Company In addition, there is the issue of increasing U.S. debt and increasing demands from AI. “The continued strength in ...