健全的公司治理是金融业防范化解重大风险、实现长期稳健发展的重要基础和保障。根据银保监会 此前出台的《健全银行业保险业公司治理三年行动方案（2020-2022年）》，2022年是最后一年。有哪 些工作计划和安排？三年公司治理，成效如何？各方都拭目以待。 据银保监会有关部门负责人介绍，2021年以来，银保监会积极推进公司治理制度建设，切实做好公 司治理评估以及股权和关联交易整治，不断深化行业公司治理改革，取得了初步成效。 在股东股权和关联交易领域，推动监管的"强光"照进"灰色地带"。相关监管制度得到进一步完善， 违规行为在一定程度上得到遏制，如：出台银行保险机构大股东行为监管办法和关联交易管理办法，从 严规范约束大股东行为，督促股东依法行使权力、严格履行义务，强化银行保险机构关联交易管理主体 责任，丰富禁止性规定和监管措施，重点防范大股东不当干预和利益输送风险。 目前，银行业保险业公司治理监管的制度体系日趋完善。2021年以来，银行保险机构公司治理准 则、银行保险机构董事监事履职评价办法、银行保险机构绩效薪酬追索扣回机制的指导意见等相继出 台，从纲领性制度到推动董事监事履职、发挥薪酬导向作用的实际操作规程等相关规 ...

近期，银保监会召开了全系统2022年中工作座谈会暨纪检监察工作（电视电话）座谈会。针对下半 年工作，会议提出，要稳步推进银行业保险业改革化险工作。举措包括：支持地方政府发行专项债补充 中小银行资本；深入推进农信社改革；推动中小银行不良贷款处置支持政策措施落地实施；支持地方做 好"保交楼"工作，促进房地产市场平稳健康发展；配合防范化解地方政府隐性债务风险等。 推动中小银行不良贷款处置支持政策措施落地实施 关于下半年工作，会议要求，要把稳定宏观经济大盘放在更加突出的位置，更好发挥金融逆周期调节作 用，全力落实稳住经济一揽子政策措施。举措包括：加强稳企纾困，主动做好餐饮、住宿、文旅、运输 等行业企业接续融资安排；强化小微金融服务；开展涉企乱收费专项整治；引导加大对基础设施建设项 目的金融支持力度；聚焦支持新市民安居乐业，推动创新金融产品服务等。 会议提出，要加快补齐监管工作短板。持续强化公司治理监管，加强股东资质穿透审核和股东行为监管 约束；督促地方金融机构深耕本地，强化社区和县域金融服务；加快监管大数据平台建设，提升监管数 字化智能化水平；着力优化监管协同机制。 会议提出，推动中小银行不良贷款处置支持政策措施落地 ...

Financial Performance - In July, LHV Group earned a consolidated net profit of EUR 10.5 million, with AS LHV Pank contributing EUR 10.4 million [2] - The return on equity attributable to shareholders was 17.0% in July [2] - The financial plan for LHV Group exceeded expectations by EUR 2.4 million in net income and net profit [7] Business Growth - The consolidated loan portfolio increased by EUR 33 million month-on-month, reaching EUR 5.03 billion [1] - Deposit volume increased by EUR 260 million, reaching EUR 7.62 billion [1] - The number of customers of LHV Pank increased by 2,800, reaching a total of 476,000 [3] - LHV Bank's loan portfolio reached EUR 586 million, with deposits totaling EUR 1.05 billion [4] Subsidiary Performance - LHV Kindlustus signed new insurance contracts worth EUR 3.5 million, with approximately 284,000 insurance contracts in force [5] - LHV Varahaldus showed strong performance with larger funds L and XL increasing by 0.9% and 1.0% respectively [6] - The net profit of LHV Varahaldus is outperforming the financial plan due to good fund performance [6] Market Position - LHV Pank was named the best bank in Estonia by Euromoney for its strong economic results and rapid customer base growth [3] - LHV Group is the largest domestic financial group and capital provider in Estonia, employing over 1,100 people [8]

Group 1 - The logistics sector has seen significant engagement from investors, particularly in the ASEAN and US markets, with a focus on banks, telecommunications, logistics, and hotels [1] - The popularity of insurance companies in the Philippines has influenced investment strategies, leading to diversification beyond traditional savings in banks and properties [1] - The investment approach has evolved from initially focusing on blue-chip companies to a more diversified portfolio across various industries and market capitalizations [1] Group 2 - The entry into the US market occurred in 2020, following a period of learning and analysis through platforms like Seeking Alpha [1] - The investor has holdings in US banks, hotels, shipping, and logistics companies, indicating a broad interest in these sectors [1] - The comparative analysis between the US and Philippine markets has been a key aspect of the investment strategy, enhancing market understanding [1]

二、中国人寿财产保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 2025年8月5日，伊犁金融监管分局发布批复称，《关于中国人寿（601628）财产保险股份有限公司特克 斯县支公司变更营业场所的请示》（国寿财险伊发〔2025〕77号）收悉。经审核，现批复如下： 一、同意中国人寿财产保险股份有限公司特克斯县支公司将营业场所变更为：新疆维吾尔自治区伊犁哈 萨克自治州特克斯县东城区经三路以东众汇·阳光谷S4幢4层401号、403号。 ...

Core Viewpoint - Fairfax Financial Holdings Limited intends to offer C$400 million in Senior Notes due 2035 and C$300 million in Senior Notes due 2055, with fixed interest rates of 4.45% and 5.10% respectively, to refinance existing obligations and pursue investment opportunities [1][2]. Group 1: Offering Details - The total offering consists of C$400 million in 2035 Notes priced at C$99.824 per C$100 principal amount and C$300 million in 2055 Notes priced at C$99.619 per C$100 principal amount [1]. - The Senior Notes will be offered through a syndicate of dealers led by National Bank Financial Inc., RBC Dominion Securities Inc., Scotia Capital Inc., and TD Securities Inc. [1]. - The offering is expected to close on or about August 14, 2025, subject to customary conditions [2]. Group 2: Use of Proceeds - The net proceeds from the offering will be used to refinance, repay, or redeem outstanding debt, equity, or other corporate obligations of Fairfax and its subsidiaries [2]. - The proceeds may also be used for potential acquisitions or investments, including minority interests in subsidiaries, and for general corporate purposes [2]. - Specific determinations regarding the debt or equity to be repaid or the acquisitions to be pursued have not yet been made [2]. Group 3: Regulatory and Access Information - The Senior Notes will be offered in all provinces and territories of Canada under Fairfax's base shelf prospectus dated October 11, 2023 [3]. - Access to the shelf prospectus supplement and base shelf prospectus will be provided in accordance with Canadian securities legislation [3][4]. - Interested parties can obtain copies of the prospectus documents from the listed financial institutions [4].

I think that the Invesco KBW Property & Casualty Insurance ETF (NASDAQ: KBWP ) is a buy opportunity for investors looking for exposure to the property and casualty (P&C) subsector of the insurance industry. I am a dynamic finance professional with a Master's in Banking & Finance from Université Paris 1 Panthéon- Sorbonne. My investing background mix corporate finance, M&A, and investment analysis, with a focus on real estate, renewable energy, and equity markets. I specialize in financial modelling, valuati ...

Core Insights - A cybersecurity incident affecting Salesforce has compromised the personal information of potentially millions of individuals, impacting several major companies including Air France, KLM, Adidas, Qantas, Allianz Life, Louis Vuitton, Dior, Tiffany & Co., Chanel, and Google [1] Group 1 - The data breach involves the exposure of personally identifiable information (PII) [1] - Lynch Carpenter, LLP is investigating claims against Salesforce and the impacted companies related to this data breach [2] - Individuals who received a data breach notification from the affected companies may be entitled to compensation [2] Group 2 - Lynch Carpenter is a national class action law firm with a focus on data privacy matters and has represented millions of clients over more than a decade [3] - The firm has earned national acclaim for complex litigation for plaintiffs across the country [3]

Group 1: Berkshire Hathaway's Insurance Portfolio - Berkshire Hathaway's insurance portfolio includes GEICO, General Re, and Berkshire Hathaway Reinsurance Group, with GEICO being the cornerstone that drives significant revenue growth and underwriting float [1][8] - GEICO's efficient direct-to-consumer business model focuses on online sales and advertising, maintaining low operating costs and competitive rates while ensuring profitability [2][4] - GEICO contributes significantly to Berkshire's float, allowing the company to invest premiums collected before claims are paid, thus generating returns without using shareholder capital [3][4] Group 2: Competitive Landscape - Progressive Corporation, a major competitor, focuses on personal auto insurance, driven by rate increases and a strong network of independent agents [5] - Travelers Companies enhances its market position through competitive pricing and disciplined underwriting, ensuring sustainable growth in its auto insurance segment [6] Group 3: Stock Performance and Valuation - Berkshire Hathaway's BRK.B shares have gained 2.5% year to date, underperforming the insurance industry [7][8] - BRK.B trades at a price-to-book value ratio of 1.42, slightly below the industry average of 1.5, indicating an expensive valuation [9] - Consensus estimates for BRK.B's EPS for 2025 and 2026 show no movement over the past 30 days, with a projected decline in 2025 EPS but an increase in 2026 [11][12]

Following the H1 results, we examine AXA SA ( OTCQX:AXAHY ), ( OTCQX:AXAHF )’s first-half results and update our readers on the most recent key developments. We strongly focus on the insurance sector. AXA stands out as one of theBuy-side hedge professionals conducting fundamental, income oriented, long term analysis across sectors globally in developed markets. Please shoot us a message or leave a comment to discuss ideas.DISCLOSURE: All of our articles are a matter of opinion, informed as they might be, an ...