Core Insights - The Federal Reserve is expected to implement its third rate cut of the year, with nearly 90% probability of a quarter-point reduction, which will likely lead to lower yields on savings accounts and CDs [1] - Many savers are rushing to secure current high CD rates, which are historically high, with top nationwide CDs offering returns in the lower to mid-4% range [2][4] - The best nationwide CDs currently offer rates between 4.18% and 4.50% for terms ranging from 4 to 24 months, providing options for savers to lock in high yields [3] Summary by Sections Current CD Rates and Trends - CDs are available with yields between 4.05% and 4.50%, but a potential Fed rate cut could lead to these yields disappearing soon [4][8] - Locking in a CD now allows savers to secure higher returns for the full term, unlike savings accounts which may not guarantee such rates [8] Earnings Potential - The earnings from a CD depend on the rate, maturity term, and deposit amount, with shorter terms offering flexibility and longer terms providing guaranteed yields [5] - For a $10,000 deposit, potential earnings vary by term, with a 3-month CD at 4.50% yielding $111 and a 5-year CD at 4.07% yielding $2,208 [6][9] Deposit Amount Variations - Earnings also change based on the deposit amount, with a $5,000 deposit earning $55 in a 3-month CD at 4.50% and a $25,000 deposit earning $277 [10]

Michael Burry went back to X to defend his bearish views over the weekend. Burry hit back against people who have said his calls have been wrong. The famed short-seller also compared OpenAI to a high-profile dot-com era blowup. Michael Burry fired off a flurry of social media posts over the weekend, taking aim at his critics and the stock market's most beloved tech trade. "The Big Short" investor, who recently launched a Substack, also had some fresh thoughts about the AI boom, reiterating that he ...

Core Insights - The article aims to forecast the S&P 500 Index's value by the end of 2026, highlighting the author's expertise in macroeconomic analysis and investment strategy [1] Group 1: Author's Background - The author has five years of experience providing strategic insights and analysis for a leading Central Asian bank's private banking branch [1] - The author's career began in 2020 after graduating from a top university in Central Asia, focusing on corporate valuation and due diligence for investment opportunities [1] Group 2: Investment Philosophy - The goal of contributing to Seeking Alpha is to discuss investment ideas and gain "alpha" through out-of-consensus information [1] - Novo Capital was created to facilitate the sharing of unique insights that are not commonly held by professionals in the industry [1]

In the space of less than a week, the bidding war for Warner Bros. Discovery Inc. has unleashed two multi-billion debt deals that rank among the largest in the past decade.The latest came from Paramount Skydance Corp. as it lined up as much as $54 billion of financing from Wall Street’s biggest firms to help support its $108 billion hostile bid for Warner Bros., just days after the company agreed to a deal with Netflix Inc.Loans of this size have been few and far between over the past couple of years amid s ...

Brokerages and betting markets expect the central bank to cut rates for a third time this year, reversing a hawkish stance.Betting odds suggest an interest rate cut from the Federal Reserve later this week is all but guaranteed, as Wall Street anticipates looser monetary policy after recent economic data showed the job market has continued to deteriorate.The blockchain-based betting site Polymarket offered 95% odds the Federal Reserve would cut interest rates by 25 basis points as of Monday, which would low ...

Fed’s Lagging Balance Sheet: The Hidden Risks of Post-QE Tightening. Photo by BeInCrypto Welcome to the US Crypto News Morning Briefing—your essential rundown of the most important developments in crypto for the day ahead. Grab a coffee as global markets enter a period of unprecedented friction with the era of synchronized economic cycles coming to an end. While the US quietly restores liquidity, China remains locked in a state of deflation, and Japan’s rising bond yields threaten to destabilize global ca ...

Core Viewpoint - Achieving a 3% dividend yield, as preferred by Warren Buffett, is increasingly challenging for passive investors, but diversification into other asset classes or conducting personal research may help surpass this threshold [1][5]. Dividend Yield Trends - The average dividend yield has been declining, with the S&P 500 currently offering approximately 1.1%, remaining below 3% since the 2008 financial crisis [3][2]. - Companies have shifted focus from dividends to buybacks over the years, influenced by the rise of high-growth technology firms that prefer reinvesting cash [2]. Investment Strategies for Higher Yields - To achieve a 3% yield, investors can explore various strategies, including: - Securing high-yield accounts for uninvested cash, which can offer competitive yields [8]. - Investing in ETFs like the iShares Core High Dividend ETF (HDV), which currently offers a 3.5% yield, potentially generating $35,000 annually from a $1 million investment [11]. - Targeting corporate bonds, such as the iShares iBoxx $ High Yield Corporate Bond ETF (HYG), which has a yield over 6.2%, allowing for approximately $62,000 in passive income from a $1 million investment [18]. - Considering private credit funds like the Arrived Private Credit Fund, which has a historical yield of 8.1%, providing a competitive alternative to high-yield savings accounts [19]. Financial Advisory and Research Tools - Utilizing platforms like Vanguard for low-cost investing and advisory services can help tailor investment strategies to individual financial goals [13][14]. - Research platforms like Moby can assist investors in making informed decisions, with stock picks outperforming the S&P 500 by an average of 11.95% over the past four years [16][15].

The Central Bank of Argentina (BCRA) is analyzing lifting the crypto ban on banks and allowing them to provide account holders with digital asset-related services, according to Argentinian newspaper, La Nacion. The new rules for banks could be ready as soon as April 2026, La Nacion reported, quoting sources close to the BCRA. The central bank issued a law prohibiting banks from carrying out or facilitating operations for their clients with cryptocurrencies, however, following Javier Milei becoming presid ...

Core Insights - Small-cap stocks have rebounded in 2025 due to Fed rate cuts, with benchmarks like Russell 2000 increasing by 13% and S&P 600 by 5.3% year to date [1][10] - Lower borrowing costs from reduced interest rates support small businesses, which typically operate on thin profit margins [2][10] - Small-cap companies have growth potential and are less exposed to international market fluctuations, although they may exhibit higher volatility compared to larger firms [3] Company Summaries - **Allot Ltd. (ALLT)**: A provider of network intelligence and security solutions, with expected revenue and earnings growth rates of 13.3% and 15.9% respectively for next year. The Zacks Consensus Estimate for earnings has improved by 4.2% over the last 30 days [7][8] - **Seanergy Maritime Holdings Corp. (SHIP)**: A pure-play Capesize ship-owner with an expected revenue growth rate of 8.2% and earnings growth rate of 39.1% for next year. The Zacks Consensus Estimate for earnings has increased by 30.9% over the last 30 days [11] - **Isabella Bank Corp. (ISBA)**: A community bank offering personal and commercial lending, with expected revenue and earnings growth rates of 9.4% and 16.3% respectively for next year. The Zacks Consensus Estimate for earnings has improved by 15.4% over the last 60 days [12][13] - **Owlet Inc. (OWLT)**: Provides a digital parenting platform with expected revenue and earnings growth rates of 22% and 79.7% respectively for next year. The Zacks Consensus Estimate for earnings has increased by 27.3% over the last 30 days [14][15] - **Intellicheck Inc. (IDN)**: Develops wireless technology and identity systems, with expected revenue and earnings growth rates of 10.3% and 66.7% respectively for next year. The Zacks Consensus Estimate for earnings has improved by 66.7% over the last 30 days [16][18]

The UK Government has published its official response following a review into small business access to finance, conducted by the Department for Business and Trade between March and May 2025. The government initially launched the consultation in March. This consultation gathered input from a broad spectrum of organisations and individuals involved in business and finance, aiming to evaluate the adequacy of current policies and identify areas for improvement. The call for evidence centred on four main are ...