Core Viewpoint - The article discusses the effectiveness of measures taken to support small and micro enterprises in securing financing, highlighting the innovative approach of integrating data, technology, and finance through the platform Qichacha, which provides valuable insights for banks to connect with potential clients [2][3]. Summary by Sections Policy Measures - On May 21, eight departments, including the Financial Regulatory Bureau and the People's Bank of China, released 23 specific policies aimed at increasing financing supply and reducing costs for small and micro enterprises [2]. Challenges in Identifying Potential Clients - Traditionally, bank staff faced challenges in identifying potential enterprises due to time-consuming processes and the risk of losing opportunities to competitors [3]. Innovative Solutions Offered by Qichacha - Qichacha allows banks to quickly filter potential enterprises based on specific criteria such as region and industry, significantly improving efficiency in client identification [4]. Key Features of Qichacha 1. **Map Tools**: Banks can utilize Qichacha's mapping features to identify quality enterprises near their branches, avoiding inefficient cold calls [5]. 2. **Advanced Search**: The platform offers advanced search capabilities, allowing banks to narrow down potential clients based on various dimensions such as industry, registration status, and capital [6]. 3. **Industry Targeting**: Banks can focus on industries with high funding needs, such as international logistics and high-end manufacturing, using Qichacha's industry classification tools [7][9]. 4. **Monitoring New Enterprises**: Qichacha enables banks to track newly registered enterprises efficiently, reducing the manpower costs associated with traditional methods [10][11]. 5. **Relationship Mapping**: The platform provides tools to analyze existing clients' networks, facilitating the identification of new business opportunities through existing relationships [12][13]. 6. **Identifying Tech Enterprises**: Qichacha offers access to a database of technology enterprises, allowing banks to support innovation through targeted financial services [14]. 7. **Industry Chain Queries**: The platform's industry chain data query function helps banks understand key nodes and core enterprises within specific industries, enhancing their financial service offerings [15][16][17]. Future Outlook - With the implementation of the "Data Element × Three-Year Action Plan (2024-2026)," data-driven financial operations are expected to become standard in the industry, enhancing the efficiency and quality of financial services provided to enterprises [17].

以下系张颖的演讲全文： 一、 如何理解大环境？ 经纬张颖发表对2025年的4个重要判断。 据IPO早知道消息，经纬张颖在最近的一次内部演讲中，发表了一些自己的思考和感悟。他完全不认 可"市场里缺乏好公司可投"的悲观看法，强调了长期主义的意义。 他在演讲中，明确指出全球供应链会被拉长而不是完全脱钩，以及中国企业的出海逻辑。张颖非常认 同"尊重时间，尊重经营"的理念，这在风雨欲来的2025年，能给我们很多信心，多一分坚定去面对 未来。 1）现在还有好公司可以投吗？ 最近我被问到最多的一个问题，就是现在到底还有好公司可以投吗？从行业内到行业外，大家都非常 关心这个问题，甚至有的同行会说不够多了。 我一般都会很直接的给对方一个答案，肯定还有很多。以我们的同事在市场一线最直接的体感来看， 头部基金们依然在竞争、抢项目，好公司也依然很多。 优质的项目也许从原来的20家在抢，现在则 变成6-7家在抢；从融资金额来说，可能从以前创始人想要金额的10倍，变成了今天想要金额的3 倍。但就我们的同事每年投资总金额的角度来说，全市场里值得投的好公司，至少还有10到15倍以 上的空间。 所以这永远不是一个好公司够不够多的问题，而是你能 ...