2022 年 4 月，国务院办公厅印发《关于推动个人养老金发展的意见》，明确个人养老金 "政府政策支 持、个人自愿参加、市场化运营" 的核心定位；2024 年 12 月，《关于全面实施个人养老金制度的通 知》落地，将覆盖范围扩展至全体参保劳动者，截至 2024 年末，个人养老金账户开户数突破 7000 万， 市场参与热情初步显现。 截至 2025 年 8 月底，个人养老金产品总数已达1135只，涵盖储蓄、保险、理财与公募基金四大类。其 中，基金类产品数量达到303只，占比超 26%，已成为个人养老金资产配置中不可或缺的重要组成部 分。 专题：北京公募基金高质量发展系列活动 新时代、新基金、新价值 构建专业评价体系，护航个人养老金投资 作为国内最早取得证监会基金公开评级资质的独立第三方机构之一，济安金信基金评价中心自2010年起 便持续开展公募基金评级工作，致力于以独立、客观、公正的视角，为市场提供专业的基金评价服务。 经过数十年积累，济安金信已形成具有独创性的，覆盖基金产品、基金公司以及基金经理三个维度的公 募基金评级体系。 济安金信对基金产品进行评价时，在基金产品合规和守约的基础上，评价过程遵循严格的基金分 ...

Core Viewpoint - The article outlines the schedule and topics for the 2025 research framework training organized by Guotai Junan Securities, emphasizing a comprehensive approach across various sectors and inviting participation from interested parties [19]. Group 1: Event Schedule - The training sessions are scheduled for August 18-19 and August 25-26, covering a range of topics from macroeconomic research to sector-specific studies [14][19]. - The first two days focus on total, consumption, and financial sectors, while the latter two days will delve into cyclical, pharmaceutical, technology, and manufacturing sectors [19]. Group 2: Research Topics - The training will include sessions on food and beverage research, retail and service research, textile and apparel research, internet applications, home appliances, agriculture, forestry, animal husbandry, and fishery research [15]. - Additional topics will cover macroeconomic research, strategy research, overseas strategy research, fixed income research, fund evaluation, financial engineering, small and medium-sized enterprises, and new stock research [15][16]. - The second week will feature non-metallic building materials, non-ferrous metals, public utilities, biological medicine, cultural communication, electronics, and various engineering and manufacturing studies [16][17].