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金融赋能 “小小油茶果”撬动“大产业”
■本报记者 李美丽 "我们上门与企业负责人多次座谈,详细了解油茶树种植的长周期特性,以及油茶林日常养护、肥料采 购的持续资金需求,同时实地走访油茶种植基地,查看不同树龄油茶林的生长状况,确认挂果率、年产 量等核心数据。"邮储银行河源市分行相关负责人介绍,通过一系列价值核算,龙川县支行最终形成科 学的油茶林资产评估报告,为广东星汇生物科技有限公司贷款额度的测算提供了依据。 2023年,双方的合作进一步深化。面对公司业务不断拓展的融资需求,邮储银行龙川县支行利用企业前 期已在该支行办理过贷款业务的优势,为其推荐申请便捷、审批快速、随借随还的信贷产品——"小微 易贷",并最终为企业成功发放两年期100万元信贷资金,有效缓解了企业季节性资金周转的难题。 "我们依托大数据风控模型,结合企业历史信用记录,快速完成授信审批,而企业仅需通过手机银行 App即可完成全流程操作。"邮储银行龙川县支行客户经理何振扬告诉记者,这笔贷款当天申请当天就 实现放款,随借随还,大大降低了企业融资成本。 据了解,在2023年申请的100万元贷款到期后,2025年,骆碧群通过线上成功办理续贷,同时又追加200 万元贷款,用于采购原材料及资金周转 ...
自贡探索油茶薄产低效破题路径 油茶产业如何量质双升?
Si Chuan Ri Bao· 2025-09-16 07:22
Pr 茶花谷内的油茶数据监测站。 一个聊天群 破解"靠天吃饭"关键一步 五大举措 重构"林业特派员"管理体系 夯实"扩面提质增效"产业根基 深化精深加工与茶旅融合的三产联动 强化园区引领申报国家级项目 拓宽多元资金渠道 9月8日,在荣县青龙村的一片山坡上,工人忙着开荒除草,为种植油茶树做准备。山谷另一侧,油 茶树密密麻麻已成林,油茶果压满枝头。近日,四川省公布2025年度第二批"天府森林粮库"高质量发展 县名单,荣县凭借油茶产业名列其中并获专项资金支持。 油茶是四川优势特色林粮品种。此前四川围绕高质量建设"天府森林粮库"提出实施六大重点工程, 以川南为核心的"百万亩油茶倍增工程"就是其中之一。但此前,因油茶树管护不易、薄产低效等问题, 拥有多年油茶种植史的自贡一度面临推广难题。 从推广不易,到种植规模、年产量和年产值三项指标居全省之首,自贡油茶是如何破题的? "油茶果进入油脂转化期,要清藤蔓、施绿肥……"每天清晨,荣县71岁农户邹旭贞都会点开油茶种 植聊天群,查看"油茶气象周报"。周报里,各基地气温、降水数据及关键期管护建议一应俱全,这是自 贡破解油茶薄产问题的关键一步。 荣县地处川南丘陵,园区"小气候"特征 ...
习近平总书记关切事|让油茶树变成百姓“摇钱树”——把地方特色产业做优做强之三
Xin Hua She· 2025-07-28 15:15
Core Insights - The article emphasizes the development of the oil tea industry in China, particularly in Henan province, highlighting its potential to enhance local economies and improve farmers' incomes through sustainable practices and innovative processing techniques [1][2][3]. Industry Overview - Oil tea is a unique woody oil crop in China with over 7 million acres planted and an annual production exceeding 1 million tons, contributing significantly to national grain and oil security [1][3]. - The oil tea industry has been recognized by national leadership, with President Xi Jinping advocating for its growth and integration into poverty alleviation strategies [2][3]. Economic Impact - The expansion of oil tea cultivation has led to the establishment of 2.16 million acres of oil tea plantations, generating 360 tons of tea oil annually and providing employment for over 3,000 local farmers [3][7]. - The economic benefits of oil tea cultivation are evident, with local farmers reporting additional income from related activities such as agritourism and value-added products [4][6]. Technological Advancements - The introduction of cold pressing and refining techniques has improved the quality of tea oil, allowing for better retention of nutrients and removal of harmful substances, thus enhancing the overall value of the product [4][5]. - Research and development efforts are ongoing to cultivate new oil tea varieties that are better suited for local conditions, further boosting productivity and sustainability [2][5]. Market Potential - The oil tea industry is diversifying into deep processing, with products ranging from cooking oil to cosmetics and health products, indicating a market potential that could reach 50 billion yuan [5][6]. - The ecological benefits of oil tea plantations, such as carbon trading opportunities, are also being explored, adding another layer of income for farmers [7].