2025年10月末，四川本外币各项贷款余额12.8万亿元，较2020年末增长80.7%，金融"五篇大文章"贷款余额4.42万亿元，重点领域贷款增速均高 于各项贷款增速……12月10日，省政府新闻办举办"十四五"时期金融支持四川经济高质量发展新闻发布会，一组组数据勾勒出5年间，四川金 融业高质量发展的"成绩单"。 发布会现场（华小峰/摄） 增供给优结构 金融活水精准滴灌实体经济 拿到成绩单，一个数据格外引人注意：近5年，四川本外币存款、贷款余额年均增速约为9.5%和12.7%。 增速的背后，是全省金融系统加大了支持力度。"尤其是贷款增速明显高于同期名义经济增速，有力满足市场主体合理信贷需求。"中国人民银 行四川省分行副行长李强说，近年来，四川不断加强金融政策和财政、产业政策的协同，特别是2024年9月以来，四川加力落实系列存量和增 量金融政策，针对性优化金融资源配置，金融服务实体经济质效大幅提升，有力支持了四川发挥经济大省挑大梁作用。 数据显示，在重点项目融资上，2025年10月末，四川省基础设施领域贷款余额4.47万亿元，较2020年末增长210%。在强化乡村全面振兴金融 服务上，2025年10月末，全省涉农 ...

强化乡村全面振兴金融服务 成绩单 重点项目融资 ●2025年10月末,四川基础设施 领域贷款余额为4.47万亿元,较2020 年末增长210% ●2025年10月末,全省涉农贷款 余额为2.74万亿元,"金融链长制"覆 盖56个涉农重点产业,"天府粮仓"建 设重点领域贷款余额突破万亿元,25 个国家重点帮扶县贷款增速持续高于 各项贷款增速 助企业"轻装上阵" ●2025年10月,新发放企业贷款、 普惠小微贷款和个人住房贷款的加权平 均利率,分别约为3.77%、4.02%和 3.05%,较2020年12月下降 121、 143和271个基点 ●推动支持小微企业融资协调工作 机制提质扩面,向"推荐清单"内经营主 体发放贷款1.29万亿元 ●推动金融机构以"线上平台+线下 走访"联动形式持续下沉服务重心, 2025年10月末,全省普惠重点领域贷 款余额为1.52万亿元,较2020年末增 长243% 量身定制服务方案 ●对科技型企业,通过升级科技金 融"星辰计划",积极探索"股贷债保"联 动服务机制,帮助科技型企业把"软信 息"转化为金融"硬资产" ●对绿色低碳企业,创新推出"绿金 降成本提效能 多举措助企业"轻装上 ...

Core Viewpoint - The release of the "Guiding Opinions" by the Supreme People's Court and the China Securities Regulatory Commission marks a significant step in enhancing the legal framework supporting the high-quality development of the capital market, focusing on investor protection and regulatory compliance [1][4]. Summary by Relevant Sections Investor Protection - The "Guiding Opinions" emphasize the importance of investor protection by combating fraudulent issuance and financial information disclosure violations, and improving the civil compensation system for false statements. It also promotes regular representative litigation for securities disputes to facilitate investors in safeguarding their legal rights and reduce the costs of such actions [1][4]. Regulation of Market Participants - The document outlines the need to standardize the behavior of securities, futures, and fund management institutions, urging them to return to their core functions and operate prudently. It includes provisions for addressing improper related-party transactions and prioritizing customer interests in disputes with these institutions [2][4]. Judicial and Regulatory Coordination - The "Guiding Opinions" propose enhancing the coordination between judicial and administrative functions, promoting a multi-faceted dispute resolution mechanism, and improving the efficiency of judicial and regulatory processes through better information sharing and collaboration [3][4]. Organizational Support and Capacity Building - There is a focus on strengthening the financial trial team and optimizing the jurisdiction and trial mechanisms for financial cases. This aims to enhance the standardization and rule of law in regulatory enforcement [3][4]. Overall Impact on the Capital Market - The introduction of the "Guiding Opinions" is expected to reshape the market ecosystem comprehensively, enhancing investor confidence and attracting long-term capital into the market. It aims to facilitate a virtuous cycle of investment and financing, particularly benefiting the futures and derivatives markets by clarifying judicial protections for trading rules [5].

Group 1 - The core viewpoint of the news is the release of the "Guiding Opinions" by the Supreme People's Court and the China Securities Regulatory Commission to enhance the legal framework supporting the high-quality development of the capital market [1][2] - The "Guiding Opinions" consist of 23 points aimed at reducing the cost of investor rights protection and increasing the enforcement against various illegal activities [1][2] - The document emphasizes the importance of judicial and administrative collaboration to address existing issues in civil, administrative, criminal, and judicial processes [1][2] Group 2 - The "Guiding Opinions" aim to strengthen investor protection by ensuring their rights to information, participation in corporate governance, and fair market participation are upheld [2][3] - It introduces the concept of representative litigation for securities disputes to facilitate investors in protecting their legal rights and reduce the costs associated with such actions [2][3] - The document highlights the need for high-quality information disclosure as a foundation for the registration system, with a focus on combating fraudulent issuance and financial misconduct [2][3] Group 3 - The "Guiding Opinions" call for improved quality of listed companies by ensuring accurate and complete disclosure of information regarding shareholders and actual controllers [3] - It specifies that illegal agreements related to shareholding and profit transfer should be deemed invalid by the courts, indicating a stricter enforcement approach [3] Group 4 - The document outlines measures to regulate the behavior of market participants, emphasizing the need for securities, futures, and fund management institutions to operate prudently [4] - It proposes a framework for handling disputes between private fund managers and investors, ensuring the responsibilities of trustees are clearly defined and upheld [4] Group 5 - The "Guiding Opinions" address the issue of false information dissemination and "black market" activities that disrupt market order, emphasizing legal consequences for such actions [5][6] - It supports victims in pursuing civil claims for damages caused by these illegal activities, with criminal liability for those who commit offenses [6] Group 6 - The document promotes the establishment of a multi-faceted dispute resolution mechanism, enhancing cooperation between judicial and administrative bodies [7] - It encourages the use of mediation and non-litigation methods to resolve securities disputes, aiming to alleviate litigation pressures and improve social outcomes [7] - The "Guiding Opinions" advocate for a comprehensive information-sharing mechanism between judicial and regulatory authorities to enhance the efficiency of legal and regulatory processes [7]

Group 1 - The Supreme People's Court and the China Securities Regulatory Commission will regularly conduct representative litigation for securities disputes, facilitating investors in legally safeguarding their rights and reducing the cost of investor protection [1] - The initiative aims to encourage securities, futures, and fund management institutions to return to their core functions and operate in a stable manner [1]