转自：中国质量报 据了解，"京质贷"的申请要素主要有质量信用、质量管理、质量品牌、质量基础和质量创新5方面。其 中，质量管理要素包括中国质量奖、北京市质量管理奖获奖企业，建立首席质量官（质量安全总监、标 准化总监）制度，获评北京市质量人才典型案例；质量品牌要素包括质量强国建设领军企业、质量强链 链主企业，获评中华老字号商标保护企业，获得企业标准"领跑者"的企业等；质量基础要素包括国家计 量技术规范起草单位，北京市产业计量测试中心所在企业，国家级、市级标准化试点示范项目企业，承 担国际、全国标准化技术组织秘书处企业，国际标准、国家标准牵头起草单位，人员在国际标准组织技 术机构中承担主席、副主席、召集人的企业等；质量创新要素包括获评北京市知识产权试点企业，获得 中国专利奖金奖、银奖、优秀奖。申请流程分为提出申请、资质审核、贷款发放、贷后管理4步。 据北京银行北京分行数字金融部总经理赵毅介绍，今年4月，北京银行试点推出围绕质量增信维度的专 属金融产品，北京市首批有24家企业成功获得1.2亿元融资增信资金。作为北京银行质量融资增信服务 的核心产品，"京质贷"产品在原有产品基础上实现迭代优化，服务区域成功拓展至北京全市 ...

北京开展"京质贷"质量融资增信业务 助力企业融资 广告等商务合作，请点击这里 据介绍，"京质贷"有四大特色，既能帮企业也能规范流程。一是定制化融资服务，企业质量信用高、有 质量管理认证、品牌响，就能拿到成本低、放款快的贷款，专门帮实体企业把质量做得更好；二是明 确"双向"实施范围，只要企业重视质量发展且在质量领域表现突出，均可申请。同时，鼓励符合条件、 具备服务能力的金融机构纳入合作名单，形成政企银协同格局；三是规范全流程管理，从申请受理、核 实材料，到放款、贷后跟踪，实现流程透明，市、区两级市场监管部门和银行各司其职，确保高效衔 接、规范运作；四是搭建质量要素清单，实现"信息共享"。依托国家企业信用信息公示系统，归集企业 质量信用、管理、品牌、基础、创新等五大类质量要素信息，实现与合作金融机构的数据共享，为信贷 审批提供精准依据。 本文为转载内容，授权事宜请联系原著作权人 该负责人介绍，针对北京企业技术密集、创新活跃的特点，已推出的"京质贷"相关产品突出三大优势。 一是"一户一策"，根据企业质量表现和经营特性设计融资方案。二是"审批快"，用大数据技术简化流 程，不用企业跑断腿，放款效率大大提高。三是强化贷后 ...

Core Viewpoint - The "Jingzhidai" quality financing enhancement initiative aims to integrate enterprise quality credit, management level, brand value, technological foundation, and innovation achievements into the credit evaluation system of financial institutions, thereby broadening financing channels for enterprises and promoting quality-driven development [2][4]. Group 1: Financing Channels and Services - The "Jingzhidai" initiative allows enterprises with good quality credit and management to access low-cost, fast loans, encouraging them to focus on quality improvement [2][4]. - The program emphasizes a collaborative approach involving government guidance, market operation, risk control, and coordinated advancement among various stakeholders [2][4]. - A total of 24 enterprises have already secured 120 million yuan in financing, enhancing their quality investment capabilities and market competitiveness [6][8]. Group 2: Process and Management - The initiative establishes a transparent management process from application acceptance to loan issuance and post-loan tracking, ensuring efficient coordination between market regulatory departments and banks [3][4]. - A quality element checklist is created to facilitate information sharing, relying on the national enterprise credit information public system to provide precise data for credit approval [3][4]. Group 3: Quality Assessment Criteria - The application criteria for "Jingzhidai" financing include five categories: quality credit, quality management, quality brand, quality foundation, and quality innovation, with specific requirements for each category [6][7]. - The program aims to create a "quality" profile for enterprises, enabling customized financing services based on their quality performance and operational characteristics [8].