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江苏银行上海分行深耕区域金融,以创新服务赋能金山产业高质量发展
Sou Hu Cai Jing· 2025-11-12 05:48
Core Insights - The event highlighted Jiangsu Bank's commitment to serving the local economy and its role as a leading city commercial bank in supporting regional development [1][2]. Group 1: Local Engagement - Jiangsu Bank's Shanghai branch emphasized its deep-rooted connection to Jinshan District, with Vice President Zhu Hailin sharing personal experiences that reflect the bank's understanding of local economic changes [2]. - The bank aims to align its financial resources with the development strategies of Shanghai and Jinshan, focusing on injecting financial momentum into the region's transformation [2]. Group 2: Tailored Financial Solutions - Jiangsu Bank has developed a diversified credit system that moves away from traditional collateral reliance, with real estate-backed loans now accounting for less than 10% of its portfolio [3]. - The bank offers specific solutions for challenges faced by technology-driven enterprises, such as "Talent Sci-Tech Loans" and knowledge property pledges, which help reduce financing costs through alignment with local policies [3]. - Online supply chain financial products like "e-Rongdan" are designed to convert accounts receivable into efficient financing tools without affecting the credit of core enterprises [3]. Group 3: Industry Cluster Support - Jiangsu Bank is focusing on providing financial services at the industry cluster level, conducting in-depth research to understand the unique financial needs of various sectors [4]. - The bank has launched specialized financial products tailored to specific industry clusters, such as "G60 Sci-Tech Loan" and "Computing Power Loan," to support innovation in key sectors like drones and health technology [4]. - The bank's service framework is designed to match the financial support with the development cycles and asset characteristics of the industries in Jinshan [4]. Group 4: Performance Metrics - Since its establishment, Jiangsu Bank's Jinshan branch has served over 300 enterprises, with a credit scale exceeding 1.5 billion yuan, demonstrating significant success in supporting specialized and innovative technology companies [5]. - The bank's approach illustrates how a financial institution can achieve high-quality development while fulfilling its mission to serve the real economy through deep regional engagement [5].
一江春水向东流——江苏银行上海分行书写服务浦东开发开放“新答卷”
Xin Lang Cai Jing· 2025-04-18 02:39
潮涌东方,风起浦江。2025年,浦东迎来开发开放35周年的重要里程碑。这35年见证了浦东从昔日的郊 野之地,崛起为举世瞩目的现代化城区,是一部敢为人先的奋斗史,也是中国改革开放伟大成就的生动 诠释。如今,这里正以创新为引擎,加速打造全球资源配置的新高地,在科技自立自强的赛道上奋力领 跑。 作为江苏银行在省外设立的首家分行,江苏银行上海分行自2008年扎根浦东以来,始终与这片土地同频 共振。伴随着浦东开发开放"二次创业"新阶段,分行不断完善机构布局,先后在陆家嘴、南汇、洋泾、 惠南、临港、张江等区域设立全功能型支行。持续深耕科技金融、绿色金融、供应链金融等领域,以金 融活水滋养企业成长,助力区域经济高质量发展。 深化合作,赋能浦东发展新征程 在浦东开发开放迎来35周年之际,面对全球经济格局的深刻变革与国内经济高质量发展的新要求,浦东 积极探寻更高水平的开放路径,全力推动改革向纵深发展,力求释放各类改革平台的集成效应,在自主 开放和单边开放领域持续发力,打造改革开放新高地。 江苏银行上海分行敏锐把握这一发展趋势,凭借高度的战略敏锐性与行动力,积极投身浦东发展浪潮, 携手各方深度参与区域经济建设。其中,与临港管委会 ...