Core Insights - The event highlighted Jiangsu Bank's commitment to serving the local economy and its role as a leading city commercial bank in supporting regional development [1][2]. Group 1: Local Engagement - Jiangsu Bank's Shanghai branch emphasized its deep-rooted connection to Jinshan District, with Vice President Zhu Hailin sharing personal experiences that reflect the bank's understanding of local economic changes [2]. - The bank aims to align its financial resources with the development strategies of Shanghai and Jinshan, focusing on injecting financial momentum into the region's transformation [2]. Group 2: Tailored Financial Solutions - Jiangsu Bank has developed a diversified credit system that moves away from traditional collateral reliance, with real estate-backed loans now accounting for less than 10% of its portfolio [3]. - The bank offers specific solutions for challenges faced by technology-driven enterprises, such as "Talent Sci-Tech Loans" and knowledge property pledges, which help reduce financing costs through alignment with local policies [3]. - Online supply chain financial products like "e-Rongdan" are designed to convert accounts receivable into efficient financing tools without affecting the credit of core enterprises [3]. Group 3: Industry Cluster Support - Jiangsu Bank is focusing on providing financial services at the industry cluster level, conducting in-depth research to understand the unique financial needs of various sectors [4]. - The bank has launched specialized financial products tailored to specific industry clusters, such as "G60 Sci-Tech Loan" and "Computing Power Loan," to support innovation in key sectors like drones and health technology [4]. - The bank's service framework is designed to match the financial support with the development cycles and asset characteristics of the industries in Jinshan [4]. Group 4: Performance Metrics - Since its establishment, Jiangsu Bank's Jinshan branch has served over 300 enterprises, with a credit scale exceeding 1.5 billion yuan, demonstrating significant success in supporting specialized and innovative technology companies [5]. - The bank's approach illustrates how a financial institution can achieve high-quality development while fulfilling its mission to serve the real economy through deep regional engagement [5].

Core Viewpoint - The development of Pudong over the past 35 years exemplifies China's reform and opening-up achievements, with a focus on innovation as a driving force for economic growth and global resource allocation [1]. Group 1: Financial Services and Support - Jiangsu Bank's Shanghai Branch has established a strong presence in Pudong since 2008, enhancing its institutional layout and focusing on technology finance, green finance, and supply chain finance to support regional economic development [3][5]. - The branch has actively participated in the "Chamber of Commerce Batch Loan" project, providing over 1.7 billion yuan in credit to reduce financing costs for small and medium-sized enterprises [6]. - The bank has launched various financial products, including the ESG Huilei Loan, which has provided over 3 billion yuan in green financing to more than 40 enterprises [5][9]. Group 2: Innovation and Collaboration - Jiangsu Bank has collaborated with the Lingang Administration Committee to host forums and sign strategic cooperation agreements, focusing on green low-carbon development [5]. - The bank has introduced innovative financing products, such as the warehouse receipt pledge financing, achieving a market share close to 100% and receiving recognition from the Shanghai Futures Exchange [9]. - The bank's supply chain finance project, launched in June 2024, has successfully established partnerships with state-owned enterprises, with a cooperation scale nearing 3 billion yuan [10]. Group 3: Cross-Border Financial Services - Jiangsu Bank has been proactive in building a cross-border financial service system, becoming one of the first banks to participate in the Shanghai Free Trade Zone and obtaining various pilot qualifications for cross-border trade [11]. - The bank has established a "Suyin Cross-Border" service plan to support enterprises in expanding overseas markets, signing strategic cooperation agreements to enhance international trade [11][13]. Group 4: Community and Social Impact - The bank emphasizes "finance for the people," providing diverse financial services to residents and small businesses, with retail assets under management exceeding 4.5 billion yuan in Pudong [14]. - The Nanhui Branch has developed a community financial service network, collaborating with over 180 grassroots party organizations to meet local financial needs [14][15]. - Jiangsu Bank's initiatives have led to a significant increase in loans to small and micro enterprises, with a total outstanding balance exceeding 2 billion yuan, reflecting a year-on-year growth of over 30% [17]. Group 5: Future Outlook - Jiangsu Bank aims to continue innovating financial service models and increasing support for key industries and social welfare, aligning with national strategies to enhance Pudong's development in technology innovation and industrial upgrading [18].