人民群众的需求在哪里，金融业就要将根扎在哪里。陕西延安的一条苹果产业链上，从种苗培育、果园 管护、仓储加工到市场流通、品牌推广，处处都有金融"滋养"：创新苗木贷、仓单质押贷等产品，配套 农业保险、期货避险工具……银行行长们走进果农家中问需求，到果园里谋划产品和服务创新，金融围 着产业需求转，成为老区群众致富的坚实支撑。 运用结构性货币政策工具降低实体融资成本、完善担保体系破解中小微企业融资难题、升级消费金融政 策激发内需增长活力……开年以来，金融政策不断"上新"，环环相扣，精准锚定供给侧与消费端双向发 力，既为经营主体纾困赋能、稳定就业岗位，又切实增强居民消费能力、拓宽增收渠道，让金融活水精 准滴灌民生领域。 习近平总书记强调，"坚持以人民为中心的价值取向""坚持把金融服务实体经济作为根本宗旨"。金融服 务实体经济，最终也是为了增进民生福祉。坚守金融为民，方能摒弃急功近利的短视思维，让金融创新 始终锚定服务实体经济的方向，行稳致远谋发展；深耕实体经济沃土，金融才能更好平衡功能性与盈利 性，恪守以义取利的准则，让金融发展持续孕育民生红利。 当前，金融行业更好践行服务实体经济的宗旨，也要从"为民"二字出发找题目、 ...

Group 1 - Minsheng Bank's Hangzhou branch has surpassed 112 billion yuan in private enterprise loans by the end of November, showcasing its commitment to supporting the private economy through innovative financing products and enhanced financial services [1] - The bank has developed an automated payment management system for a leading e-commerce live streaming company, which was established in just 15 days, effectively addressing issues related to payment confirmation delays and record-keeping [1] - The "Export e-loan" product, launched by the bank, allows for a fully online process from application to disbursement, significantly improving financing efficiency for foreign trade enterprises in Zhejiang [1] Group 2 - In the Jiaxing manufacturing cluster, Minsheng Bank has introduced products like "accounts receivable financing" and "warehouse receipt pledge loans" to convert static assets into financing opportunities for textile companies facing high inventory and accounts receivable [2] - The bank's Zhoushan branch has created a tailored credit loan solution for a HVAC sales company, allowing for credit limits based on tax payments without the need for traditional collateral, with rapid approval processes enabling same-day fund availability [2] - Minsheng Bank has served over 3 million small and micro private enterprises, providing continuous financing support through inclusive financial products and promoting services like no-repayment renewal loans [2] Group 3 - The ongoing stories of service to private enterprises, from e-commerce giants in Hangzhou to small engineering firms in Zhoushan, illustrate Minsheng Bank's dedication to serving the private sector [3] - The bank aims to reinforce its position as "the bank for private enterprises" and will continue to deepen its financial services for private companies in Zhejiang [3]

Group 1 - The company focuses on addressing the urgent needs of different customer groups by providing precise, efficient, and valuable financial solutions, establishing a comprehensive financial service system [1] - The company has developed a mobile banking app as a "super entrance," integrating multiple functions such as account management, bill payments, investment, and government services, allowing customers to handle various transactions with a single login [1] - Special attention is given to elderly customers to bridge the "digital divide," ensuring they can also enjoy convenient online financial services [1] Group 2 - The company has enhanced the "Agricultural and Commercial Service Office" cooperation network, upgrading service points into comprehensive service centers to meet customers' one-stop service needs [2] - Various promotional activities, such as payment discounts and points redemption, are conducted to encourage customers to use the bank's cards and app, making them the preferred payment tools [1] - The company has launched customized financial products like "Order Loan," "Agricultural Machinery Loan," and "Warehouse Receipt Pledge Loan" to support the agricultural industry chain [2] Group 3 - A supply chain financial platform has been established in collaboration with core enterprises to provide accounts receivable financing and advance payment financing for upstream and downstream suppliers and distributors, effectively solving financing difficulties in the industry chain [2]