作为浙江民营企业的"成长伙伴"，民生银行杭州分行通过创新融资产品、加大金融供给、优化便利服务 等措施，与民营经济双向奔赴。截至11月末，民生银行杭州分行民营贷款余额突破1120亿元。 在电商之都杭州，直播经济浪潮奔涌。民生银行杭州分行扎根于此，将创新服务深度融入这一新兴领 域。直播电商行业资金流转频繁，在高频次直播交易中面临收款确认滞后、记录不及时等突出痛点。为 精准服务杭州某头部电商直播机构，该行仅用15天成功为企业搭建起自动化收款管理体系。该系统精准 匹配企业快速迭代的业务节奏，打通主流直播平台与企业ERP系统，构建起"技术开发+运维支持+资金 规划"的全周期服务体系。上线首周就高效落地了多笔直播交易收款，并成功为5.3万家合作供应商配置 专属子账户，形成高效资金管理闭环。 转自：新华财经 在跨境贸易领域，该行依托外汇局"跨境金融服务平台"的数据，创新推出全流程线上化产品"出口e 融"，实现从申请到放款的全流程线上化操作。该产品显著提升企业融资效率，助力浙江的外贸企业破 解资金难题，为拓展海外市场注入强劲动力。 在嘉兴制造业集聚区，针对纺织企业库存和应收账款占用资金较多问题，民生银行创新推出"应收账款 融 ...

Group 1 - The company focuses on addressing the urgent needs of different customer groups by providing precise, efficient, and valuable financial solutions, establishing a comprehensive financial service system [1] - The company has developed a mobile banking app as a "super entrance," integrating multiple functions such as account management, bill payments, investment, and government services, allowing customers to handle various transactions with a single login [1] - Special attention is given to elderly customers to bridge the "digital divide," ensuring they can also enjoy convenient online financial services [1] Group 2 - The company has enhanced the "Agricultural and Commercial Service Office" cooperation network, upgrading service points into comprehensive service centers to meet customers' one-stop service needs [2] - Various promotional activities, such as payment discounts and points redemption, are conducted to encourage customers to use the bank's cards and app, making them the preferred payment tools [1] - The company has launched customized financial products like "Order Loan," "Agricultural Machinery Loan," and "Warehouse Receipt Pledge Loan" to support the agricultural industry chain [2] Group 3 - A supply chain financial platform has been established in collaboration with core enterprises to provide accounts receivable financing and advance payment financing for upstream and downstream suppliers and distributors, effectively solving financing difficulties in the industry chain [2]