Core Insights - The company, Aokorui Feng, has maintained a strict policy of immediate payment to farmers for corn husk purchases, which has been crucial for building trust and ensuring supply [1] - The demand for clean steam produced from corn husks is increasing due to national initiatives promoting "zero carbon parks" and "zero carbon factories" [1] - Aokorui Feng faces significant financial pressure during the corn husk purchasing season, with a projected cash turnover of 35 million yuan this year [1] Financing Challenges and Solutions - Traditional loans require collateral and lengthy approval processes, which complicate financing for small and medium-sized enterprises [2] - The introduction of the "Huiyidai" financing product by the Beijing Municipal Finance Bureau aims to address the financing difficulties faced by SMEs by offering unsecured credit loans [2] Impact of Financial Innovations - The Industrial and Commercial Bank of China was able to approve and disburse a 5 million yuan credit loan to Aokorui Feng within five working days, significantly reducing the approval time from 1-2 weeks to 3-5 days [4] - The timely loan allowed Aokorui Feng to uphold its commitment to farmers, reinforcing its reputation for integrity [4] Data-Driven Financing - Aokorui Feng has implemented a bookkeeping system through the "Cai Tian Xia" platform, ensuring that all procurement, sales, and tax data are automatically verified with tax, banking, and social security systems [5] - The integration of data innovation with honest business practices has enabled small enterprises to access financing more rapidly, as evidenced by the successful loan approvals in the initial pilot of the "Huiyidai" program [7]