寒冬腊月，科尔沁草原银装素裹。作为全国肉牛产业重要基地的内蒙古自治区通辽市，迎来了一年中最 繁忙时节。 走进通辽市某肉制品加工企业的生产车间，机器轰鸣、人影忙碌，新鲜牛肉在自动化生产线上被迅速分 割、包装，一箱箱贴有"通辽牛肉"标识的产品即将被发往全国各地。"每年春节前都是肉牛屠宰加工旺 季，今年市场需求更旺，订单量比平时多了两成。我想着扩大屠宰规模，保障春节市场供应，但又担心 资金周转不过来。没想到内蒙古农商银行这么快就发放了贷款，真是雪中送炭，现在备货生产心里特有 底。"企业负责人说。 据了解，中国人民银行通辽市分行在走访调研中得知企业扩产遇到资金难题后，立刻联动内蒙古农商银 行通辽中心支行与企业对接，开通金融服务绿色通道，简化审批流程，快速为其发放200万元贷款，助 力企业储备优质肉牛。资金到位后，企业不仅提升了生产效率，还与周边几十户养殖户签订了肉牛收购 协议，既保障了春节市场牛肉供应，又带动了当地养殖户增收。 李大爷的喜悦并非孤例。为让当地农牧民共享产业发展红利，中国人民银行通辽市分行以"农畜贷"为核 心抓手，引导金融机构深化普惠金融服务，通过物联网监管、活畜确权等技术拓宽涉农贷款投放渠道， 破解养 ...

走进通辽市某肉制品加工企业的生产车间，机器轰鸣、人影忙碌，新鲜牛肉在自动化生产线上被迅 速分割、包装，一箱箱贴有"通辽牛肉"标识的产品即将被发往全国各地。"每年春节前都是肉牛屠宰加 工旺季，今年市场需求更旺，订单量比平时多了两成。我想着扩大屠宰规模，保障春节市场供应，但又 担心资金周转不过来。没想到内蒙古农商银行这么快就发放了贷款，真是雪中送炭，现在备货生产心里 特有底。"企业负责人说。 寒冬腊月，科尔沁草原银装素裹。作为全国肉牛产业重要基地的内蒙古自治区通辽市，迎来了一年 中最繁忙时节。 据了解，中国人民银行通辽市分行在走访调研中得知企业扩产遇到资金难题后，立刻联动内蒙古农 商银行通辽中心支行与企业对接，开通金融服务绿色通道，简化审批流程，快速为其发放200万元贷 款，助力企业储备优质肉牛。资金到位后，企业不仅提升了生产效率，还与周边几十户养殖户签订了肉 牛收购协议，既保障了春节市场牛肉供应，又带动了当地养殖户增收。 产业兴旺的红利也落到了链条前端的养殖户。在科尔沁区大林镇，养殖户李大爷数着刚拿到手的售 牛款笑容满面："今年与企业签了订单，收购价好，回款快。以前想扩栏时总为钱发愁，现在用活牛就 能抵押贷款， ...

科技金融激发创新活力。中国人民银行内蒙古自治区分行联合相关部门建立统筹推进机制，为自治 区"科技兴蒙"行动和"科技突围"工程注入强劲金融动能。截至2025年12月末，全区科技创新和技术改造 贷款余额140.7亿元，较2025年初增加117.7亿元，获得科技贷款企业7278家，较年初增加667家，累计发 行科技创新债券115亿元。 绿色金融支持节能降碳。2025年以来，全区累计发放碳减排贷款80.7亿元，金融机构获得碳减排支持工 具资金48.4亿元，支持企业77家，带动碳减排量328.9万吨。截至2025年12月末，全区煤电、钢铁及农业 转型金融入库项目32个，落地转型金融贷款8.1亿元。金融机构还针对性开发"碳标签"贷款等绿色信贷 产品服务，先后落地全国首单肉类、木制品"碳标签"挂钩贷款1.6亿元。 普惠金融提升服务质效。截至2025年12月末，全区民营经济贷款余额8056.9亿元，中小微企业贷款余额 12675.3亿元，分别同比增长7.5%和6.9%。同时，全区加大涉农领域金融供给，探索开展"农畜贷"金融 服务工作，创新"政银保担监"多方共担模式，盘活农村牧区资源。截至2025年12月末，全区农畜贷贷款 余 ...

Core Viewpoint - The People's Bank of China (PBOC) in Xingan League is implementing a comprehensive financial support strategy aimed at alleviating difficulties for enterprises through a structured policy framework, enhancing financial services, and fostering innovation to ensure that financial resources are effectively directed towards market entities [1][2]. Group 1: Policy Implementation - The PBOC in Xingan League has conducted five one-on-one policy guidance sessions with financial institutions to facilitate the effective implementation of preferential policies, ensuring a smooth transmission of monetary policy [2]. - In the first half of 2025, the bank promoted a total of 159 million yuan in re-loans for technological innovation and technical transformation, saving over 3 million yuan in interest for local technology-based SMEs and agricultural entities [2]. Group 2: Financial Service Alignment - The establishment of a "government-bank-enterprise" service system has transformed the approach to financing, allowing banks to proactively offer services and meet urgent funding needs of enterprises [3]. - The PBOC has coordinated with 16 private SMEs to address eight financing requests, facilitating the issuance of 27.8 million yuan in loans to support production during peak seasons [3]. Group 3: Innovative Financing Channels - The PBOC has successfully facilitated the first "coal consumption rate-linked loan" of 20 million yuan for a local power company, setting a precedent for financial support in the green transformation of the coal and electricity industry [4]. - Innovative financial products such as "Elderly Easy Loan," "Water Extraction Loan," and "Agricultural Livestock Loan" have been introduced, broadening financing channels for enterprises and stimulating regional economic development [4]. Group 4: Employment Stability - The PBOC is leveraging entrepreneurial guarantee loans as a key strategy to stabilize and expand employment, optimizing financial services for key groups such as SMEs, college students, and veterans [5]. - In the first half of 2025, financial institutions in Xingan League issued 26.41 million yuan in entrepreneurial guarantee loans, contributing to a positive cycle of enterprise growth, job creation, and income increase for the community [6].