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中国农业银行深耕乡村 书写“农民丰收”美好篇章
Ren Min Ri Bao· 2025-09-22 21:51
Core Viewpoint - China Agricultural Bank is committed to supporting rural revitalization and enhancing financial services for agriculture, with a focus on increasing loan balances and providing tailored financial products for farmers [1][2][4]. Group 1: Financial Support for Agriculture - As of June 2025, the loan balance for county-level loans from China Agricultural Bank exceeded 10 trillion yuan, accounting for 40.9% of domestic loans [1]. - The "Huinong e-loan" product has a balance of 1.79 trillion yuan, an increase of 297.9 billion yuan since the beginning of the year, with a growth rate of 19.97%, serving over 18 million farmers [2][3]. - The "Grain Farmer e-loan" product has a balance of 140.1 billion yuan, increasing by 42.9 billion yuan since the beginning of the year [4]. Group 2: Case Studies of Impact - In Nangu Village, the "Huinong e-loan" helped an apple grower mitigate economic losses from hail by financing the installation of hail nets, leading to increased tourism revenue of over 35 million yuan [2]. - In Heilongjiang Province, a grain farmer received 9.3 million yuan in loans, significantly increasing their grain production [4]. - In Ningxia, a family farm utilized loans to establish an e-commerce platform, enabling over 100 local farmers to sell products online [5]. Group 3: Consumer Engagement and Support - The 2025 China Farmers' Harvest Festival serves as a platform for promoting rural consumption, with China Agricultural Bank launching various financial measures totaling 1.1 billion yuan in promotional activities [6]. - The "Nongyin Mall" has recorded a transaction volume exceeding 700 million yuan, facilitating over 10 million transactions [7]. - China Agricultural Bank has served over 130 million new citizens, focusing on the needs of migrant workers with various discounts and benefits [7]. Group 4: Future Commitment - China Agricultural Bank aims to continue enhancing its services and support for rural revitalization, contributing to the modernization of agriculture and rural areas [7].
农业银行服务乡村全面振兴助力农民共同富裕成果发布
Xin Hua Cai Jing· 2025-09-19 10:41
Core Viewpoint - The China Agricultural Bank (CAB) has released a report highlighting its efforts in supporting rural revitalization and promoting farmers' common prosperity through innovative financial services and products [1][8]. Group 1: Financial Services for Rural Revitalization - CAB has prioritized rural revitalization as a key focus, aligning with national strategies and addressing farmers' needs through digital empowerment and comprehensive service models [4]. - The bank has developed a systematic service capability in eight key areas of rural revitalization, including poverty alleviation and food security, with notable products like "Huinong e-loan" and "Grain Farmer e-loan" [4][5]. - The "Huinong e-loan" has a balance of 1.8 trillion yuan, serving over 18 million farmers, while the "Grain Farmer e-loan" has a balance exceeding 1.4 trillion yuan [5]. Group 2: Innovations in Financial Products - CAB has introduced various innovative loan models, such as "Liangtian Loan" for farmland protection and "Smart Livestock Loan" utilizing IoT technology for livestock financing [5][7]. - The bank has also launched "Feishou Loan" in collaboration with DJI to support the use of agricultural drones, enhancing productivity in the sector [5]. Group 3: Enhancing Rural Credit Systems - CAB has implemented the "Party Building + Credit Village" model to improve rural credit environments, benefiting over 6 million credit users [7]. - The "e-push customer" model facilitates loan applications for farmers, streamlining the process and reducing their need to travel [7]. Group 4: Commitment to Social Responsibility - CAB has developed financial products aimed at new citizens and has provided services to 130 million individuals, demonstrating its commitment to social responsibility [7]. - The bank has also promoted financial assistance for disabled individuals, ensuring that financial services are accessible and compassionate [7]. Group 5: Future Directions - The report serves as both a performance record and a roadmap for CAB's future efforts in empowering rural revitalization, emphasizing the bank's commitment to innovation and service optimization [8].