Core Viewpoint - The new policy aims to relax housing purchase restrictions for eligible families, focusing on enabling capable, willing, and needy residents to enter the market and promote market recovery [2][19]. Policy Changes - The Beijing Municipal Housing and Urban-Rural Development Commission and the Beijing Housing Provident Fund Management Center issued a notification on August 8, optimizing real estate policies, including adjustments to purchase limits and provident fund support [3]. - The most notable change allows Beijing residents and non-Beijing residents who have paid social insurance or personal income tax for at least 2 years to purchase an unlimited number of properties outside the Fifth Ring Road [3][13]. Market Reaction - Following the policy announcement, there was a significant increase in foot traffic at sales offices, with reports of long queues and increased buyer interest in properties outside the Fifth Ring Road [4][8]. - A specific project reported approximately 200 groups visiting within 24 hours of the policy release, resulting in 10 transactions totaling 1.03 billion yuan [4]. Sales Performance - Sales personnel noted a surge in inquiries and visits from potential buyers, particularly those who previously faced restrictions due to social insurance duration or purchase limits [7][11]. - Some projects reported a more than 50% increase in daily visitor numbers post-policy announcement, indicating a strong initial market response [11]. Market Dynamics - The new policy is expected to stimulate demand for new homes outside the Fifth Ring Road, positively impacting developers by encouraging faster project construction and sales [4][19]. - The second-hand housing market is also seeing increased activity, with many homeowners listing their properties for sale, although buyers remain cautious about pricing and market conditions [21][23]. Financial Implications - The policy changes include an increase in the loan limits for housing provident funds, which could reduce monthly payments for buyers and lower overall interest costs [20]. - For example, a family purchasing a 3.6 million yuan home could see their monthly payment decrease by approximately 93 yuan due to the new loan structure [20]. Overall Market Sentiment - While the immediate effects of the policy are positive, the long-term impact on the market remains to be seen, with industry experts suggesting that ongoing observation is necessary [5][23]. - The policy is viewed as a significant signal of the government's commitment to stabilizing the housing market, particularly benefiting developers focused on properties outside the Fifth Ring Road [23].

Core Viewpoint - Beijing's real estate market has introduced new policies that significantly relax purchase restrictions, allowing eligible families to buy an unlimited number of homes outside the Fifth Ring Road, alongside optimized public housing fund policies [1] Group 1: Market Reaction - Following the new policy announcement on August 8, there was a noticeable increase in customer traffic at various real estate projects, particularly outside the Fifth Ring Road [3] - Sales managers reported a surge in activity, with one project receiving nearly 100 groups of clients and achieving 8 transactions in a single day, marking the highest daily sales in two months [5] - The new policy has prompted previously hesitant buyers to take action, with one project signing 3 contracts in a single day after the policy was implemented [11] Group 2: Buyer Sentiment - Buyers like Ms. Zhu expressed a renewed interest in purchasing homes due to the removal of restrictions on the number of properties they can buy outside the Fifth Ring Road, indicating a strong demand for larger homes [7][9] - The policy change is seen as beneficial for those looking to upgrade their living conditions, with potential buyers eager to finalize their decisions quickly [9] Group 3: Market Statistics - Data from January to July shows that over 80% of new residential sales in Beijing were concentrated outside the Fifth Ring Road, highlighting the significance of this area in the housing market [13] - The majority of new housing projects are also located in the same region, suggesting that the new policies are strategically aimed at stimulating demand for new homes outside the Fifth Ring Road [13]

Core Viewpoint - Beijing's housing market has experienced a significant relaxation of purchase restrictions, leading to an increase in property viewings, particularly in areas outside the Fifth Ring Road [1][3][4] Policy Changes - The new policy, effective from August 9, allows eligible families to purchase an unlimited number of properties outside the Fifth Ring Road, marking a major adjustment since the "9·30" policy last year [3][8] - Eligible families include Beijing residents and non-residents who have paid social insurance or personal income tax in the city for at least two years [3][9] Market Response - There has been a noticeable increase in property viewings, with some areas reporting a 30% rise in potential buyers [4][6] - Real estate agents have reported a surge in inquiries and viewings following the announcement of the new policy [4][5] Financing Adjustments - The housing provident fund loan policies have also been optimized, allowing families with no housing in Beijing but with a cleared loan record elsewhere to qualify for first-time homebuyer loans [6][7] - The loan limits for second homes have increased from 600,000 to 1,000,000 yuan, and the minimum down payment for properties has been standardized to 30% regardless of location [6][7] Expert Insights - Experts suggest that the policy aims to stabilize the real estate market and promote a balance between living and working locations [7] - The adjustments are seen as beneficial not only for buyers but also for those looking to sell properties in the outer areas [7] Eligibility Criteria - The eligibility criteria for various demographics, including local and non-local families, as well as single individuals, have been clarified, with specific conditions for purchasing properties in and out of the Fifth Ring Road [8][9][10]

Group 1 - Beijing has implemented a significant relaxation of housing purchase restrictions, allowing families to buy unlimited properties outside the Fifth Ring Road, which is a major shift from previous policies [3][4][10] - The new policy is expected to stimulate market demand, particularly in the outer areas of Beijing, where over 80% of new residential sales occurred in the first seven months of the year [8][10] - Real estate agents have reported increased foot traffic in sales offices following the announcement, indicating a potential rise in buyer interest and activity [5][6][9] Group 2 - The policy change is seen as a response to high inventory levels and aims to alleviate pressure on certain high-stock areas, with approximately 80% of new housing projects expected to benefit directly [8][10] - The adjustment in purchase limits is also anticipated to facilitate the transaction chain for those looking to upgrade from second-hand properties, thereby enhancing overall market fluidity [9][10] - Analysts suggest that while the new policy will likely boost transactions in the short term, the overall impact on prices remains uncertain, with a need for further observation of market dynamics [9][10]

"回复不过来了，政策刚出就有很多人问。"8月8日晚间，一位房产销售代理直言。 本文字数：2604，阅读时长大约4分钟 作者 | 第一财经 孙梦凡 2025.08. 09 这个夏末，北京"铁板一块"的限购政策，随着一纸文件的下发出现局部松动。五环外买房不限套数、公积金政策优化，为改善需求释放提供了空间，也 点燃了不少从业者的热情。 几乎与政策发布同步，8日当晚便有房企火速推出特价房。"原价639万元的房源，现在一口价544万元，直降95万元，不过要一周内交齐首付款。"五环 外某楼盘的销售人士称。 新政实施首日，第一财经记者走访北京多个新盘发现，部分五环周边的售楼处确实人流量不小，即便在气温最高的正午，也陆续有购房者前来看房，还 不时传出"砸金蛋"的声音。 "今天忙到顾不上吃饭。"一位置业顾问表示，新政确实激发了不少潜在购房者咨询，不过后续能转化成多少购买力，政策对市场的刺激能持续多久，还 需要继续观察。 排队"取号"看样板间 8月8日晚间，北京祭出近年最重磅的调控松绑政策。 以五环为分界线，京籍居民家庭、连续缴纳社保或个人所得税满2年及以上的非京籍居民家庭，购买五环外商品住房，将不再限套数。在此之前，京籍 家庭 ...