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中国人寿:7000亿是保费数字,更是民生民意
Qi Lu Wan Bao· 2025-12-15 07:33
回溯征程,从"十四五"之初的2021年实现总保费6183.27亿元,历经2022至2024年总保费陆续跨越6400 亿元、6700亿元,一步一个脚印,踏浪前行,到2025年上半年实现总保费5250.88亿元,同比增长7.3%的 稳健攀升,再到前三季度总保费6696.45亿元、同比增长超10%的强劲势头,中国人寿用持续向好的经 营业绩,书写着头雁担当和向上发展的韧劲。7000亿保费背后,是亿万客户的信任与托付,更是中国人 寿始终与国家发展同频共振、与社会民生休戚与共,在服务"健康中国"建设、积极应对人口老龄化、推 动乡村全面振兴、赋能实体经济、践行慈善公益等领域的深耕细作与不懈坚守。 筑牢多层次风险"防护墙" 织密人民美好生活"保障网" 保险是现代经济"减震器"和社会"稳定器"。一家寿险头部企业正通过自身实践,书写着守护人民美好生 活的时代答卷。 中国人寿(601628)保险股份有限公司(以下简称"中国人寿",股票代码:601628.SH,2628.HK)12 月9日公开披露信息显示,截至2025年11月30日,该公司总保费超过7000亿元。这一里程碑式的数字, 不仅是其经营发展的辉煌成就,更是国有金融保险企业 ...
总保费迈上7000亿平台中国人寿递交新时代为民答卷
Yang Guang Wang· 2025-12-11 09:26
保险是现代经济"减震器"和社会"稳定器"。一家寿险头部企业正通过自身实践,书写着守护人民美好生 活的时代答卷。 中国人寿保险股份有限公司(以下简称"中国人寿",股票代码:601628.SH,2628.HK)12月9日公开披 露信息显示,截至2025年11月30日,该公司总保费超过7000亿元。这一里程碑式的数字,不仅是其经营 发展的辉煌成就,更是国有金融保险企业扎根中国大地、服务国家战略、守护民生福祉的生动诠释。 回溯征程,从"十四五"之初的2021年实现总保费6183.27亿元,历经2022至2024年总保费陆续跨越6400 亿元、6700亿元,一步一个脚印,踏浪前行,到2025年上半年实现总保费5250.88亿元,同比增长7.3% 的稳健攀升,再到前三季度总保费6696.45亿元、同比增长超10%的强劲势头,中国人寿用持续向好的 经营业绩,书写着头雁担当和向上发展的韧劲。7000亿保费背后,是亿万客户的信任与托付,更是中国 人寿始终与国家发展同频共振、与社会民生休戚与共,在服务"健康中国"建设、积极应对人口老龄化、 推动乡村全面振兴、赋能实体经济、践行慈善公益等领域的深耕细作与不懈坚守。 筑牢多层次风险" ...
总保费迈上7000亿平台,中国人寿递交新时代为民答卷
Jin Rong Jie Zi Xun· 2025-12-11 03:13
保险是现代经济"减震器"和社会"稳定器"。一家寿险头部企业正通过自身实践,书写着守护人民美好生 活的时代答卷。 中国人寿保险股份有限公司(以下简称"中国人寿",股票代码:601628.SH,2628.HK)12月9日公开披 露信息显示,截至2025年11月30日,该公司总保费超过7000亿元。这一里程碑式的数字,不仅是其经营 发展的辉煌成就,更是国有金融保险企业扎根中国大地、服务国家战略、守护民生福祉的生动诠释。 回溯征程,从"十四五"之初的2021年实现总保费6183.27亿元,历经2022至2024年总保费陆续跨越6400 亿元、6700亿元,一步一个脚印,踏浪前行,到2025年上半年实现总保费5250.88亿元,同比增长7.3% 的稳健攀升,再到前三季度总保费6696.45亿元、同比增长超10%的强劲势头,中国人寿用持续向好的 经营业绩,书写着头雁担当和向上发展的韧劲。7000亿保费背后,是亿万客户的信任与托付,更是中国 人寿始终与国家发展同频共振、与社会民生休戚与共,在服务"健康中国"建设、积极应对人口老龄化、 推动乡村全面振兴、赋能实体经济、践行慈善公益等领域的深耕细作与不懈坚守。 筑牢多层次风险" ...
行业首家,中国人寿保费收入站上7000亿新台阶,寿险头雁地位持续稳固
13个精算师· 2025-12-09 09:02
刚刚,中国人寿发布公告,截至2025年11月30日,公司的总保费超过7000亿元,成为 国内首家突破7000亿保费规模的人身险公司,在中国人寿的发展历程上留下一座新的里 程碑。 一 76年7000亿! 中国人寿的发展征程 作为中国寿险行业的领军者,中国人寿从初创到跻身7000亿保费规模的辉煌征程,又何 尝不是中国寿险业7 6载砥砺前行的生动缩影。 (一) 1949-1996年: 两次创业,首达百亿 1 9 49年1 0月20日,中国人民保险公司成立,标志着新中国唯一保险机构的诞生。1 979 年,国内保险业务恢复,但国内人身险业务的恢复则是1982年,当年全国人身险保费收 入仅为15 9万元,占国内保费总收入的0. 2%。这159万元的人身险保费,是中国人寿的 新起点,也是中国保险业的新起点。 1 9 96年,中保人寿保险有限公司分设成立(1 9 9 9年更名为中国人寿),从此迈入一个 专业化经营的新时代。 当年,全国人身险保费收入311亿元,其中,中保人寿保费收入1 9 2亿元,是国内第一家 保费收入超过百亿的人身险公司。1 9 9 6年,全球寿险保费接近1.2万亿美元,中国寿险 占比还不到1%,谁能想到3 ...
中国人寿:76年以“变”应变 以“不变”应初心
Ren Min Wang· 2025-10-20 06:21
Core Insights - China Life Insurance Company has achieved significant milestones in its 76-year history, with total assets and investment assets exceeding 7 trillion yuan, and total premiums reaching 525.088 billion yuan, marking the best performance for the same period historically [1] - The company emphasizes the integration of party building into its governance structure, ensuring that party policies are reflected in strategic decisions [2][3] - China Life is committed to serving national development and enhancing its strategic investments, focusing on supporting emerging industries and green sectors [4][5] - The company has expanded its insurance services to underserved areas, providing tailored products to rural populations and enhancing accessibility [6][9] - China Life is actively involved in the elderly care sector, offering diverse insurance products and services to meet the growing demand for elder care [11][15] - The company is undergoing a digital transformation to enhance service delivery and operational efficiency, leveraging technology to improve customer experience [16][18] - China Life maintains a strong commitment to social responsibility and green finance, investing in sustainable projects and promoting environmental protection [23][24] - The company has a robust risk management framework, integrating advanced technologies to enhance its risk monitoring and prevention capabilities [25] Summary by Categories Financial Performance - Total assets and investment assets have surpassed 7 trillion yuan, with total premiums reaching 525.088 billion yuan, indicating strong growth [1] - The net profit attributable to shareholders for the first half of the year was 40.931 billion yuan, a year-on-year increase of 6.9% [5] Governance and Party Building - The company has established 5,888 party organizations, including 399 party committees, ensuring strong governance and alignment with party policies [3] - The integration of party building into business operations has been emphasized through various initiatives [2] Strategic Investments - China Life has increased its investment in strategic emerging industries and green sectors, with over 150 billion yuan added to its public market equity scale [4] - The company has set up a 10 billion yuan science and technology innovation fund to support key industries [4] Customer Service and Accessibility - The company has expanded its insurance services to remote areas, providing coverage to over 930 million people in Qinghai and enhancing service delivery in Tibet [6][9] - The launch of various insurance products tailored for rural populations has been a focus area [6] Elderly Care Services - China Life has introduced multiple insurance products for the elderly, with 140 million new insured individuals in 2024 [11][15] - The company is developing a comprehensive elder care service ecosystem [15] Digital Transformation - The company has implemented a digital strategy, achieving over 11 million monthly active users on its insurance app [17] - The average claim processing time has been reduced to 0.34 days, showcasing improved efficiency [22] Social Responsibility and Green Finance - China Life has invested 1.037 trillion yuan in rural revitalization and 1.486 trillion yuan in inclusive finance [24] - The company supports various green projects, including investments in clean energy and sustainable infrastructure [23][24] Risk Management - The company has a comprehensive risk management system, maintaining an A rating in risk assessment for 29 consecutive quarters [25] - Advanced technologies are being utilized to enhance risk monitoring and prevention [25]