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邮储银行积极助力广东民营经济向新向好
Zheng Quan Ri Bao Zhi Sheng· 2025-08-03 15:10
Core Viewpoint - Postal Savings Bank of China (PSBC) is actively supporting private enterprises in Guangdong, enhancing their innovation and growth through financial services, particularly focusing on technology-driven companies like Wangsi Technology Group [1][2]. Group 1: Financial Support for Private Enterprises - Wangsi Technology Group received substantial credit support from PSBC's Guangzhou branch, which will aid in deepening technology research and expanding business areas [1]. - PSBC Guangdong branch is recognized as a key player in supporting the private economy, contributing to economic stability, job creation, and innovation [1][3]. Group 2: Technology Financing Initiatives - PSBC Guangdong branch has established a specialized team for technology finance, focusing on high-tech sectors such as artificial intelligence and digital twin technology [2]. - The bank has developed various financing products, including "Large Science and Technology Loans," to address the funding needs of technology enterprises, with over 8,100 technology companies served and a loan balance exceeding 36.7 billion yuan, reflecting a 37% year-on-year increase [3]. Group 3: Support for International Expansion - PSBC is facilitating the international expansion of quality enterprises in Guangdong by providing a comprehensive range of cross-border financial services, including trade financing and currency risk management [4]. - Specific case examples include a toy manufacturing company in Chaozhou that received a 10 million yuan credit line to explore new market channels, demonstrating the bank's responsiveness to market challenges [4]. Group 4: Future Focus - The bank plans to continue its focus on supporting private, small, and technology-driven enterprises, implementing initiatives to empower high-quality development in the private sector [5].
邮储银行广州市分行:全面深化金融服务 助企业成长壮大
Zheng Quan Ri Bao Zhi Sheng· 2025-04-18 07:44
Group 1 - Postal Savings Bank of China (PSBC) Guangzhou Branch has increased its focus on technology finance and inclusive finance, supporting the development of private enterprises in key sectors such as advanced manufacturing and core technologies [1][2] - Wangsi Technology Group Co., Ltd., a high-tech enterprise focusing on artificial intelligence and digital twin technology, received significant financial support from PSBC, enabling its rapid growth and earning the title of a national-level specialized and innovative "little giant" enterprise [1] - Specialized and innovative enterprises typically exhibit characteristics of high technology investment, high human capital investment, and light asset management, requiring substantial long-term funding [1] Group 2 - After identifying Wangsi Technology's funding needs, PSBC Guangzhou Branch quickly approved a credit limit of several tens of millions of yuan through its new product "Large Technology Innovation Loan," effectively addressing the company's financing challenges [2] - As of February 2025, PSBC Guangzhou Branch has visited over 4,000 market entities, granted over 9.2 billion yuan in credit to small and micro enterprises on its "recommendation list," and disbursed nearly 5.8 billion yuan in loans [2] - The branch has also enhanced its technology finance services by developing the "Look to the Future" credit analysis method and implementing a "Technology Flow" evaluation system for technology-based enterprises, focusing on the growth potential and innovation capabilities of small and medium-sized technology enterprises [2]