扫码文末"投小圈" 加入行业交流群 文章来源：中国人民银行 国务院新闻办公室于2025年5月7日（星期三）上午9时举行新闻发布会，请中国人民银行行长潘功胜、金融监管总 局局长李云泽、中国证监会主席吴清介绍"一揽子金融政策支持稳市场稳预期"有关情况，并答记者问。在介绍"十 四五"时期金融业发展成就时，中国人民银行行长潘功胜在国新办新闻发布会上表示，今天的新闻发布会的主题是 介绍"十四五"时期金融业的发展情况， 主要是从中长期的视角回顾和总结"十四五"，不涉及短期政策的调整，关 于"十五五"以及下一步金融改革的内容，将在中央统一部署后做进一步沟通。 以下为部分文字实录摘要： 中国人民银行行长 潘功胜： 今年以来，人民银行认真贯彻落实中央经济工作会议精神和《政府工作报告》部署，实施好适度宽松的货币政 策，强化逆周期调节，综合运用多种货币政策工具，服务实体经济高质量发展，为推动经济持续回升向好营造良 好的货币金融环境。 从效果上看，今年以来各项宏观金融数据都比较不错，货币信贷呈现出"数量增加、价格下降、结构优化"的运行 特征。一季度末，社会融资规模同比增长8.4%、贷款同比增长7.4%（在贷款数据中，如果把地方专项债 ...

Core Viewpoint - The People's Bank of China (PBOC) announced a comprehensive set of monetary policy measures aimed at stabilizing the market and expectations, including lowering reserve requirements and interest rates, as well as optimizing support for the capital market [2][3][5]. Monetary Policy Measures - The PBOC introduced three categories of measures totaling ten items, including a 0.5% reduction in the reserve requirement ratio and a 0.1% decrease in policy interest rates [2][3]. - The reduction in the reserve requirement ratio is expected to inject approximately 1 trillion yuan of long-term liquidity into the market [3][6]. - The 7-day reverse repurchase rate was lowered from 1.5% to 1.4%, which is anticipated to lead to a similar decrease in the Loan Prime Rate (LPR) [3][4]. Impact on Financing and Consumption - The measures are designed to stimulate financing demand from businesses and households, thereby promoting investment and consumption, and boosting market confidence [5][6]. - The expected decrease in the LPR could reduce monthly mortgage payments for homeowners, enhancing consumer spending capacity [7][8]. Structural Monetary Policy Tools - The PBOC announced a comprehensive reduction in the interest rates of structural monetary policy tools, which are designed to address specific economic challenges [8][9]. - The interest rate for the pledged supplementary lending (PSL) was reduced from 2.25% to 2%, and new lending quotas were established for various sectors, including technology and agriculture [9][10]. Future Outlook - Analysts predict that the PBOC will continue to implement interest rate cuts and reserve requirement reductions in response to external economic pressures [10]. - The measures reflect a commitment to maintaining a moderately accommodative monetary policy without excessive liquidity injection [10].