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启东农商银行打好秋季农业生产金融服务“组合拳”
Jiang Nan Shi Bao· 2025-10-29 14:35
Core Viewpoint - Qidong Rural Commercial Bank actively fulfills its social responsibility by providing tailored financial services to support autumn agricultural production, thereby injecting continuous financial resources into rural revitalization [1]. Group 1: Understanding Financial Needs - The bank has established a regular visiting mechanism to understand the financial needs of farmers and new agricultural entities, with designated visiting days every Tuesday and Thursday, requiring branch managers and customer managers to visit at least 7 households each week [3]. Group 2: Enhancing Financial Services - The bank is advancing the construction and functional upgrade of rural inclusive financial service points, having set up 129 service points, including various types such as comprehensive and government service points, effectively extending its service radius [5]. - A "Financial Service Specialist Team" composed of 24 mid-level cadres has been dispatched to 34 economically weak villages to provide personalized services through on-site visits and financial education [5]. Group 3: Expanding Credit Access - Utilizing the "Three Platforms and Six Positions" service model, the bank has completed credit coverage for 12 towns and 261 administrative villages, with a total of 348,600 households documented and 294,200 households receiving credit, amounting to 45.67 billion yuan [7]. Group 4: Tailored Financial Products - The bank has launched several specialized loan products such as "Rich Farmer E-Loan" and "Rural Revitalization Leader Loan," and has established a direct reporting model for credit needs, ensuring timely financial support during critical agricultural periods [9]. Group 5: Leveraging Technology for Sales - The bank is utilizing the provincial e-commerce live streaming platform to help local specialty agricultural products expand their online sales, successfully promoting products like "Fengshui Pear" and "Jinxiu Yellow Peach" through collaborative live streaming events [11]. - The bank plans to continue optimizing service models and deepening inclusive financial practices to contribute more to high-quality agricultural development and rural prosperity [11].
东方农商银行“精准滴灌”港城新医药产业
Xin Hua Ri Bao· 2025-09-24 23:50
Group 1 - The financial support of 10 million yuan from Dongfang Rural Commercial Bank is crucial for Jiangsu Beimei Pharmaceutical Co., Ltd., which is establishing a children's medicine production base in Lianyungang [1] - The first phase of the project has a total investment of 133 million yuan and aims to build multiple high-end children's medicine production lines along with intelligent inspection and storage systems [1] - The project commenced construction in October last year and is expected to start trial production in October this year, with an anticipated annual sales revenue of 360 million yuan once fully operational [1] Group 2 - Dongfang Rural Commercial Bank has prioritized the new pharmaceutical industry in Lianyungang as a key area for credit support, utilizing a "loan-investment linkage" model to enhance financial backing for high-quality industrial development [2] - The bank has launched the "Chenghui Rong" special credit product to assist new pharmaceutical enterprises, which typically face long R&D cycles and high investment costs, by providing loans based on state-owned enterprise investment ratios [2] - As of this year, the bank has successfully implemented the "loan-investment linkage" business for four new pharmaceutical enterprises, amounting to 27 million yuan [2] Group 3 - Dongfang Rural Commercial Bank continues to optimize financial supply and innovate service models and product systems, focusing on key livelihood sectors such as aquaculture and agricultural machinery [3] - The bank has issued loans totaling 240 million yuan for freshwater aquaculture, 120 million yuan for marine aquaculture, 277 million yuan for fishing vessel operations, and 2.338 million yuan for agricultural machinery [3] - By the end of June this year, the loan balance for technology-based enterprises reached 1.526 billion yuan, demonstrating the bank's commitment to supporting small and micro enterprises [3] Group 4 - The bank is accelerating its digital transformation to enhance the quality and efficiency of the real economy, exploring "whole-chain credit" cooperation models and promoting the "E Chain Loan" platform [4] - As of the end of June, the bank has issued supply chain loans totaling 907 million yuan, effectively addressing the last mile of service in the industrial chain [4] - The bank's total deposit balance reached 33.229 billion yuan, an increase of 2.753 billion yuan since the beginning of the year, while the total loan balance was 28.329 billion yuan, reflecting a growth of 1.504 billion yuan [4]
金融服务情系“三农”
Jin Rong Shi Bao· 2025-05-13 01:49
Group 1 - The agricultural production in the Hetao region is progressing orderly after the busy spring plowing, with a spring plowing loan balance of 22.923 billion yuan, a year-on-year increase of 9.69%, supporting 112,100 farmers [1] - Financial institutions in the region have launched over 20 credit products aimed at disaster-affected farmers, including "Fumin Loan" and "Zhongliang Loan," and have established 940 withdrawal service points and 107 comprehensive service stations [2] - The total amount of loans issued to 7,080 disaster-affected farmers reached 1.096 billion yuan [2] Group 2 - New agricultural entrepreneurs are emerging, with individuals like Chen Lu transitioning from traditional farming to live-streaming sales of agricultural supplies, supported by loans from local banks [3] - The total agricultural loan balance in the city reached 65.397 billion yuan, with an increase of 3.319 billion yuan since the beginning of the year, and loans to new agricultural business entities amounting to 3.347 billion yuan [3] Group 3 - The development of agriculture relies on technological advancements, with the establishment of a "Support for Agriculture and Small Enterprises + Technology Finance" model to optimize credit approval processes [4] - Baotou Yongming Machinery Manufacturing Co., Ltd. has seen a surge in orders, signing 98 production orders in the first two months of the year, nearly matching the total for the previous year [5] - The company received a credit loan of 5 million yuan from the Industrial and Commercial Bank of Baotou to alleviate financial pressure, with a total of 336 million yuan provided to 12 technology enterprises through the "Re-loan + Technology Finance" model [5]