为支持特色县域经济发展，农业银行金华分行先后推出一系列金融举措，精准助力农业产业发展， 并为所辖机构提供针对性指导。农业银行浙江金华磐安县支行以产业联结为纽带，深化金融供给，结合 当地中药材资源丰富、产业密集等特点，构建起"种植—仓储—加工"全链条金融服务体系。 农业银行浙江金华磐安县支行专门制定了中药材产业金融服务方案，以"乡村振兴带头人贷款""惠 农e贷""药材仓单质押贷""小微网贷"等特色产品为着力点，积极优化全流程金融服务，提升服务覆盖 面，推动农村一二三产业深度融合，培育壮大乡村特色产业，促进农民稳定增收。 截至今年三季度末，农业银行浙江金华磐安县支行已为600余户中药材行业客户提供超8.3亿元资金 支持，让种植户、经营户、企业各展所长、共享收益。 （作者为农业银行浙江金华磐安县支行党委书记、行长，本报记者左希采访整理） 责任编辑：韩胜杰 ...

Core Viewpoint - Qidong Rural Commercial Bank actively fulfills its social responsibility by providing tailored financial services to support autumn agricultural production, thereby injecting continuous financial resources into rural revitalization [1]. Group 1: Understanding Financial Needs - The bank has established a regular visiting mechanism to understand the financial needs of farmers and new agricultural entities, with designated visiting days every Tuesday and Thursday, requiring branch managers and customer managers to visit at least 7 households each week [3]. Group 2: Enhancing Financial Services - The bank is advancing the construction and functional upgrade of rural inclusive financial service points, having set up 129 service points, including various types such as comprehensive and government service points, effectively extending its service radius [5]. - A "Financial Service Specialist Team" composed of 24 mid-level cadres has been dispatched to 34 economically weak villages to provide personalized services through on-site visits and financial education [5]. Group 3: Expanding Credit Access - Utilizing the "Three Platforms and Six Positions" service model, the bank has completed credit coverage for 12 towns and 261 administrative villages, with a total of 348,600 households documented and 294,200 households receiving credit, amounting to 45.67 billion yuan [7]. Group 4: Tailored Financial Products - The bank has launched several specialized loan products such as "Rich Farmer E-Loan" and "Rural Revitalization Leader Loan," and has established a direct reporting model for credit needs, ensuring timely financial support during critical agricultural periods [9]. Group 5: Leveraging Technology for Sales - The bank is utilizing the provincial e-commerce live streaming platform to help local specialty agricultural products expand their online sales, successfully promoting products like "Fengshui Pear" and "Jinxiu Yellow Peach" through collaborative live streaming events [11]. - The bank plans to continue optimizing service models and deepening inclusive financial practices to contribute more to high-quality agricultural development and rural prosperity [11].

Core Viewpoint - The article highlights the transformation of Yucun village in Zhejiang, China, from an environmentally damaging industrial village to a sustainable tourism destination, emphasizing the integration of ecological preservation and economic development through innovative financial support and community collaboration [1][3][9]. Group 1: Economic Transformation - Yucun village experienced significant economic growth in the late 1990s, with a collective annual income of 3 million yuan, primarily from mining activities [1]. - The village faced environmental degradation due to industrial activities, leading to a drastic drop in collective income to 210,000 yuan at its lowest point [1]. - Following the introduction of the "Green Mountains and Clear Water are Gold and Silver Mountains" concept in 2005, Yucun shifted its focus to eco-tourism, revitalizing its economy by "selling scenery" [1][3]. Group 2: Financial Support and Development Initiatives - Since 2018, Agricultural Bank of China Zhejiang Branch has implemented "financial autonomy" in Yucun, providing comprehensive financial services to support local entrepreneurship, particularly in tourism-related projects [3][8]. - The bank issued a loan of 11 million yuan for the renovation of a guesthouse, enhancing the visitor experience with local crafts and art [3]. - In 2022, the bank provided a loan of 570 million yuan for various projects, including landscape renovation and sewage treatment, facilitating the transformation of the area into a tourist attraction [4][5]. Group 3: Collaborative Development and New Projects - Yucun initiated a collaborative development model with neighboring villages, forming a "1+1+4" partnership to enhance resource sharing and brand development [4]. - The "Big Yucun" scenic area project, launched in 2022, aims to integrate 24 surrounding villages, creating a large-scale tourism and economic hub [4][6]. - The opening of the Yunshang cableway in June is expected to increase visitor traffic by 30%, enhancing connectivity and tourism potential [5][6]. Group 4: Youth Engagement and Innovation - The village launched a "Global Partner Program" in 2022 to attract talent in various sectors, resulting in over 60 projects and 1,200 university students settling in the area [6][8]. - Agricultural Bank's initiatives include tailored financial products for young entrepreneurs, providing up to 10 million yuan in support [8]. - Yucun has become a hub for new business models, including the first "rural metaverse" project and various cultural events, revitalizing the local economy with fresh ideas [8]. Group 5: Broader Implications and Future Outlook - The success of Yucun serves as a model for rural revitalization in Zhejiang, demonstrating how ecological advantages can be transformed into economic benefits [8][9]. - As of June, the Agricultural Bank's agricultural loan balance exceeded 870 billion yuan, with green credit surpassing 690 billion yuan, indicating strong financial support for rural development [9].