伴随着"以旧换新"活动在全国持续激发的消费热潮，银联商务也在以实际行动切实落实金融"五篇大文 章"的重要部署，不仅因地制宜、因地施策，快速完成各地区"以旧换新"方案的制定以及配套定制化系 统的上线，还实时响应、高效应变，不断升级旗下小U零售、行业补贴平台、全民惠营销平台等多个产 品和平台的服务优势，助力政府实现补贴过程的全流程、数字化闭环管理。 截至目前，银联商务已累计协助全国31个省（自治区、直辖市）的政府单位核销国家补贴金额数百亿 元，直接带动销售金额数千亿，惠及6400多万消费者，同时还在持续探索与地方政府、平台企业的创新 合作模式，以安全稳定的平台建设、系统搭建、数字化财税能力和高效的服务响应机制，持续为全国各 地"以旧换新"政策的顺利实施提供坚实支撑。 （注：此文属于央广网登载的商业信息，文章内容不代表本网观点，仅供参考。） 今年以来，消费品以旧换新政策"加力扩围"，持续激发消费活力。随着后续1380亿元中央资金即将分批 有序下达，"国补"还将继续惠及广大消费者。 国家"以旧换新"政策持续深化，消费市场活力显著提升，由此带来的发票开具和核验需求也随之骤增。 作为"以旧换新"活动落地的承办方之一，银联 ...

Core Insights - The articles highlight the role of China UnionPay in facilitating the "old-for-new" appliance replacement program, which aims to stimulate consumer spending and support economic recovery in 2025 [1][2][4]. Group 1: Policy and Economic Impact - The "old-for-new" program is expected to enhance consumer confidence and drive sales, with a reported 4.6% year-on-year growth in retail sales of consumer goods in the first quarter of 2025, accelerated by 1.1 percentage points compared to the previous year [2][4]. - The program is supported by a significant increase in funding, with special government bonds for the initiative expanding to 300 billion yuan, doubling from the previous year [4]. - The initiative has led to a 1.6 percentage point increase in retail sales growth, demonstrating its effectiveness in boosting the economy [2][4]. Group 2: UnionPay's Role and Initiatives - China UnionPay has been pivotal in implementing the "old-for-new" program, collaborating with local governments to ensure efficient distribution of consumer vouchers and subsidies [2][3][4]. - The company has established a comprehensive service platform that integrates policy, merchants, and consumers, enhancing the efficiency of subsidy distribution and consumer experience [3][4]. - UnionPay has facilitated the issuance of consumer vouchers across 35 regions for home appliances and 24 regions for automotive products, impacting over 56 million users and driving nearly 150 billion yuan in consumption [4][9]. Group 3: Risk Management and Security - To mitigate risks associated with the program, such as fraudulent transactions, the Ministry of Commerce has set up a national qualification verification system for the "old-for-new" initiative [5]. - UnionPay is actively involved in ensuring compliance with this system, enhancing consumer protection through technology and public awareness campaigns [5]. Group 4: Technological and Collaborative Efforts - UnionPay has leveraged its extensive network and technological capabilities to support the "old-for-new" program, forming partnerships with e-commerce platforms like JD.com and Suning to broaden consumer access [10][11]. - The company has also engaged commercial banks to enhance the program's reach, allowing consumers to access subsidies through various banking apps [12][13]. - By integrating various platforms and services, UnionPay aims to create a seamless experience for consumers, ensuring that subsidies are effectively utilized [9][12].

刚刚过去的五一假期，全国多地还在持续加大力度推行消费品"以旧换新"政策，"假日经济"与"以旧换 新"共振，假期消费市场迎来新一轮增长。 作为国内领先的综合支付及信息服务运营商，银联商务一直以来积极响应政策号召，围绕主责主业做 好"支付+"服务，充分发挥自身在实体服务网络、技术应用和项目实施等方面优势，陆续助力全国31个 省(自治区、直辖市)的"以旧换新"活动的落地上线，打通 "以旧换新"活动全链路，助力国内消费潜力加 速释放，以实际行动切实落实金融"五篇大文章"的重要部署，不断提高服务实体经济的质效。 第一时间响应，因地制宜保障政策高效落地 为助力实体经济发展，银联商务第一时间在公司内部成立"促消费高质量发展"工作小组，通过统筹业 务、技术、运营、商户服务等相关条线的优势资源，为全国多地"以旧换新"项目的快速落地和高效实施 夯实组织基础。与此同时，银联商务遍布全国的三十多家分支机构因地制宜、因地施策，快速完成本地 版"以旧换新"方案的制定以及配套定制化系统的上线。 2024年8月26日，全国消费品"以旧换新"活动"链千企 惠万家"好物焕新活动在湖北首次启动。银联商务 湖北分公司作为活动平台建设方，接到活动需求 ...