Core Insights - The Guangdong-Hong Kong-Macao Greater Bay Area is rapidly advancing towards becoming a world-class bay area and city cluster, with Nansha and Hengqin as key platforms for reform and cooperation [1] - China Construction Bank Guangdong Branch is deeply integrated into national development, providing diversified financial support to facilitate the construction of the Greater Bay Area [1][3] Group 1: Financial Services in Nansha - Nansha has become a strategic hub for financial innovation and enterprise expansion, supported by policies like the "Nansha Financial 30 Measures" [3] - The bank has tailored its services to meet the needs of Hong Kong and Macao enterprises, local businesses, and domestic companies going abroad, creating a new financial ecosystem [3][4] - A case study of a Hong Kong tech company illustrates how the bank optimized processes to enhance capital inflow efficiency by over 50%, facilitating rapid project development [4][5] Group 2: Support for Enterprises Going Abroad - The bank provides comprehensive financial services for enterprises facing complex cross-border financing and risk management needs, including customized foreign exchange services and financing solutions [5][6] - A notable example includes the bank's rapid issuance of bid guarantees for engineering companies, demonstrating its ability to support overseas project bids efficiently [5] - The bank's collaboration with a national "going out" service base enhances support for enterprises' cross-border investment operations [4][5] Group 3: Financial Innovation in Hengqin - Hengqin focuses on financial system innovation to facilitate deeper integration between Macau and Hengqin, with the establishment of the multi-functional EF account system [7][8] - The EF account has significantly improved cross-border payment efficiency for companies, reducing transaction times from days to hours [7][8] - The bank has launched a 2 billion yuan fund to support long-term capital needs for high-tech industries, emphasizing investment in technology potential rather than traditional collateral [8][9] Group 4: Overall Impact and Future Directions - The bank's practices in Nansha and Hengqin, while differing in focus, share a common goal of aligning with national strategies and addressing the real needs of the economy [10] - The bank aims to continue evolving its service models and financial innovations to better support the growth of enterprises in the Greater Bay Area [10]

在国家深化金融改革、引导长期资本服务实体经济的背景下，珠海近期在AIC（金融资产投资公司）基 金领域取得关键突破。 12月15日，珠海科技产业集团与中国银行旗下中银资产正式签署合伙协议，共同发起设立规模达10亿元 的"华金中瀛扶摇基金"。至此，珠海通过这一核心国资平台，携手工、建、交、中四大国有银行旗下的 AIC，成功构建起总规模达60亿元的AIC基金矩阵，数量与募资规模均位居全国前列。 从2025年3月AIC试点正式扩容至广东省，到基金群迅速落地并进入实际投资阶段，珠海的高效举措， 不仅为本地及大湾区战略性新兴产业和新质生产力培育注入了规模化"耐心资本"，更成为地方国资精准 对接金融改革、赋能新质生产力的典型范本。 落地领跑，珠海抢抓AIC试点新机遇 作为银行系"耐心资本"的核心载体，AIC历经多年转型，是构建"科技-产业-金融"良性循环的关键制度 创新。 2020年，上海率先开启AIC"不以债转股为目的"的直接股权投资试点，为其服务科创企业奠定了机制基 础；2024年9月，AIC试点迎来第一次扩容，从上海扩围至北京、广州、深圳等18个城市。 半年之后的2025年3月，金融监管总局进一步将AIC股权投资试点 ...