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建设银行内蒙古分行从三方面发力为信贷人员松绑减负
Nei Meng Gu Ri Bao· 2025-04-29 07:09
Core Viewpoint - The Inner Mongolia branch of China Construction Bank is actively implementing a no-repayment renewal loan policy to support private and small micro enterprises' financing needs from April 2024 to March 2025, facilitating 22,300 small micro enterprise clients with a total renewal loan amount of 15.049 billion yuan [2][3] Group 1: Policy Optimization - The bank has optimized three renewal loan products, including small business credit loans and mortgage quick loans, enhancing service efficiency and covering all types of clients [2] - The loan term has been adjusted from one year to a range of one to three years to better meet clients' operational cycle needs [2] - The continuous reduction in loan interest rates saves clients approximately 40 million yuan in interest expenses annually, effectively relieving the burden on credit personnel [2] Group 2: Customer Base Expansion - The renewal loan business has expanded from only small micro enterprise working capital loan clients to include small micro enterprise owners, individual businesses, and farmers' operational loans [2] - The bank will also provide renewal support for medium-sized enterprise working capital loans that are due before September 30, 2027, on par with small micro enterprises [2] Group 3: Renewal Processing Enhancement - Eligible clients can self-process renewal loans through the "CCB Hui Dong Ni" app, receiving renewal invitations 30 and 15 days before loan maturity [3] - For clients unable to process online, the bank will conduct further communication and follow-up through on-site investigations and negotiations for offline renewal [3] - Client managers will follow the entire renewal process to ensure that all eligible clients can renew their loans, meeting reasonable financing needs [3]
【好礼】年末送福季,至高650元微信立减金等您领
中国建设银行· 2024-12-05 06:37
测额体验礼 活动前已开立对公账户,但未签约贷款的小微企业及 个体工商户,在活动期间通过"建行惠懂你"APP 历史首次完成精准测额目有额度, 即可领取50元立减金。 新客支用礼 小微企业及个体工商户在活动期间,通过"建行惠懂你" APP历史首次签约并支用贷款,即可领取 100元立减金。 老窖支用礼 活动前签约过贷款产品的小微企业及个体工商户,在 活动期间通过"建行惠懂你"APP首次支用贷款, 即可领取100元立减金。 官立减金 中长期贷款专享礼 小微企业及个体工商户在活动期间,通过 "建行惠懂你"APP首次支用期限大于一年的 贷款,即可领取100元立减金。 言立减到 科创企业专享礼 科创企业在活动期间,通过"建行惠懂你"APP首次 支用贷款,即可领取100元立减金。 言立减3 绿色信贷专享礼 小微企业在活动期间,通过建行全渠道首次 支用绿色信贷,即可领取100元立减金。 0.99元起购36元支何立流金 船信我 惠懂尔 FETT FEAR 好礼享不停 50-100元 微信立减金 5050 礼 活动期间,小微企业及个体工商户参与测额、贷款支用、 开户、签约代发工资等,即有机会领取 50-100元微信立减金, 奖励可 ...